Time after time an application is declined, or delayed because of the bond form that is attached to it (or in some cases, because no bond form is attached.  This bond form is the key ingredient for you application to be accepted, because it is this form that is spelling out the terms of the guarantee.

As most of you know, a surety bond is a three party agreement involving the surety, the principal and the obligee.  The bond is a guarantee of something (depending on the nature of the business), and the bond form explains the terms and conditions of this guarantee.  It is for this reason that you must submit the correct bond form, and make sure it is up to date; otherwise you experience delays or may even be declined.

So how is the best way to find these forms?  First you can turn to the internet.  The Surety & Fidelity of

You may be asking why each bonding agency doesn’t keep the bond forms on file.  The answer is simply to it would take far to many resources.  There are hundreds of bonds; each requiring their own bond form, further compounding this issue is that each state has their own specific bond form for each type of bond. As you can see this leads to thousands of different bond forms to keep on file.  However the largest hitch in the plan may be that these forms are periodically updated with out notice.  As you can see it would take an incredible amount of resources to keep on top of this.

It seams that many people try and secure their surety bond at the last possible minute, it seams that with some much going on, that this is one thing that often slips through the cracks.  When you finally do apply, many become frustrated that the process is not instantaneous.  As explained in our surety bond overview the process can take on average from one to four days. 

Though you may feel helpless, there are some simple steps you can take to help the process:

1. Be sure to respond to your agents question promptly.  If an agent asks for additional information, please sent is ASAP.  And agent will not ask for additional information unless it is absolutely necessary for your approval.  Your application can not/will not be approved with out it.
2. When applying, please make sure you fill the application out in full, and that the information is accurate.  Missing information, or unclear information, will cause an agent to contact you for clarification.  Misinformation can lead to even larger issues, and blatant lies can result in fraud charges.  All of these issues slow the process and can ultimately lead to you being declined.  Please take your time, and double check the information you provide before submitting your application.
3. If you have been bonded before (or declined bonding) let your agent know this information.  The bonding industry is small.  This information can speed the process by allowing us to apply to the proper market first.
4. Overnight shipping is available.  Spend the extra money, and avoid mail delays.

We understand that many of these tips are common sense, but with so much going on, sometimes things are overlooked.  Bryant Surety Bonds will always do its part to get you approved in a timely manner; these small steps are a way that you can assist us in that goal.