Montana Contractor License Bond Requirements

Several types of contractors in Montana need to get a contractor license bond to get licensed.

There is no state-wide bond requirement for getting a Montana general contractor license.

You need to get bonded if you want a water well contractor license, which is issued by the Montana Board of Water Well Contractors.

If you wish to obtain a license as a gas fitter, sidewalk, curb, and paving contractor, or excavation contractor in the City of Missoula, you also need a surety bond.

The best approach is to check the bonding requirements of your local licensing authorities. Then you can be sure that your construction companies in Montana will be in legal compliance.

Why Is This Bond Required?

The goal of Montana contractor license bonds is to guarantee that licensed or registered contractors follow the law in their operations. They ensure that your clients are protected.

If you fail to deliver the work you’ve committed to and a customer suffers damages, they can file a claim against your bond. That’s how they can seek fair reimbursement, which can be as high as the penal sum of your bond.

Do you want to learn more about how bonding works? You can review our in-depth ‘What is a surety bond’ guide.

Start your surety bond application today! Why us?
  • Pay and print your bond in minutes
  • Tailor-made advice on building a strong application
  • Exclusive bad credit programs

Need further details? Don’t hesitate to consult our bonding experts by calling us at 866.450.3412.

What’s the Montana Contractor License Bond Cost?

The cost of your Montana contractor license bond is set based on the required amount.

In Montana, some of these amounts are:

  • $4,000 bond for individual water well contractors and $10,000 bond for water well contracting companies in Montana
  • For Missoula contractors: $3,000 bond for gas fitters, $10,000 bond for sidewalk, curb, and paving contractors, and $20,000 bond for excavation contractors in the City of Missoula

The bond price is called the premium. Your surety formulates it after a careful assessment of your personal and business finances.

Factors That Determine Your Bond Cost

Your personal credit score is the factor that has the highest importance for your bond cost. If you have a FICO score of 700 or higher, your bond rate can be as low as 1% of the required bond amount.

The rest of the factors that affect your bond cost include:

  • Personal and business financial statements
  • Fixed and liquid assets
  • Professional experience in the field

If you want to get a complete picture of how your bond premium is set, don’t miss our detailed surety bond cost guide.

In the table below, you can check an estimate of the cost of your contractor license bond based on your credit score.

Montana Contractor License Bond Cost Based on Credit Score
License type Bond Amount Credit Score
Above 700 650-699 600-649 Below 599
City of Missoula gas fitters $3,000 $100 $100 $100-$120 $100-$150
Montana water well contractors (individuals) $4,000 $100 $100-$120 $100-$160 $120-$200
Montana water well contracting companies and City of Missoula sidewalk, curb, and paving contractors $10,000 $100-$200 $150-$300 $200-$400 $300-$500
City of Missoula excavation contractors $20,000 $200-$400 $300-$600 $400-$800 $600-$1000

* The table provides a bond cost ballpark estimate based on the applicant's credit score. Actual bond prices can differ due to a number of factors. For an exact quote, please complete our online application. It's fast and 100% free!.

How to Get Your Contractor License Bond

Do you want to start your bonding process? Just click on the banner below to get a free quote. Then you can purchase your Montana contractor license bond online.

Start your surety bond application today! Why us?
  • The lowest possible rates
  • A 100% money-back guarantee
  • Access to specialty programs, not available to small agencies

Have more questions about the bonding process? You can speak with our bonding experts by calling us at 866.450.3412.

Bryant Surety Bonds is licensed to issue contractor license bonds in all 50 states. We can assist you to get bonded as a contractor anywhere in the country!


About us:
Bryant Surety Bonds, Inc. is a surety bond agency based in Pennsylvania. Licensed in all 50 states and with access to over 20 T-listed, A-Rated bonding companies, we have the contacts, expertise, and top service to provide you with a hassle-free experience, all while offering competitive rates for your surety bond.