Ohio Surety Bonds Overview
Bryant Surety Bonds is licensed in Ohio to write any surety bond needed in the state.
By working only and exclusively with A-rated and T-listed surety bond companies we can offer our clients bonds which have the best backing possible. At the same time our bonds are available at the most competitive rates in the industry.
And through our bad credit program, we also can bond clients with credit problems such as none established or simply poor credit.
If you know what kind of Ohio surety bond you want to apply for, just select it in the table below and proceed with the application process. If this is your first time getting bonded in Ohio, have a look at the sections below to find out more about what kinds of surety bonds you can get in the state, how much they cost and how you can apply for one.
Find the Bond You Need
The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".
| Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply Now |
| Market Agencies/Dealers Bond | Agricultural Department | Auction Firm Bond | Apply Now |
| Contractor License (No P&P Language) Bond | The City of Reynoldsburg Building Division | City of Reynoldsburg Contractors Registration Bond | Apply Now |
| Contractor License Performance & Payment (Local) Bond | City of Columbus | Contractor License/Registration Bond Form | Apply Now |
| Contractor License Performance & Payment (Local) Bond | City of Cleveland Dept of Building | City of Cleveland Contractor's Bond | Apply Now |
| Contractor License Performance & Payment (Local) Bond | City of University Heights Building Department | Contractor's Bond, City of University Heights | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Trumbal County Electrical Department | Electrical Contractor's Bond | Apply Now |
| Contractor License Performance & Payment (Local) Bond | Dayton & Montgomery County Public Health | Dayton & Montgomery County Plumbing Bond | Apply Now |
| Contractor License Performance & Payment (Local) Bond | City of North Canton | Contractor License Bond (City of North Canton, OH) | Apply Now |
| Contractor License Performance & Payment (State) Bond | Dept of Development, Building services Division | Installer of Manufactured Homes | Apply Now |
| Contractor License Performance & Payment (State) Bond | Ohio - Village Of Covington | Concrete Contractor Bond (Village of Covington, OH | Apply Now |
| Contractor License Performance & Payment (State) Bond | ODH | Sewage Treatment Systems Service Provider Bond | Apply Now |
| Contractor License Performance & Payment (State) Bond | Ohio Department of Health | Contractor License Performance & Payment (State) B | Apply Now |
| Debt Consolidators Bond | Ohio Dept of Commerce Div of Fin Inst | Credit Service Organization Bond | Apply Now |
| Professional Fund Raisers Bond | Ohio Attorney General - Charitable Law Section | Bond for Professional Colicitor and Fund Raising C | Apply Now |
| Insurance Adjusters Bond | Ohio Superintendent of Insurance | Public Insurance Adjuster | Apply Now |
| Insurance Adjusters Bond | Department of Insurance, Licensing Division | Electronic Individual Public Insurance Adjuster | Apply Now |
| Insurance Agents/Brokers Bond | Dept of Insurance | Insurance Broker | Apply Now |
| Insurance Surplus Lines Brokers Bond | Ohio Department of Insurance | Ohio Specific Surplus Lines Broker Bond | Apply Now |
| Mortgage Broker (1st & 2nd Mortgages) Bond | Superintendent of Financial Institutions | Mortgage Broker Act | Apply Now |
| Mortgage Lender/Banker (1st & 2nd Mort.) Bond | Superintendent of Financial Institutions | OHIO MORTGAGE BROKER ACT | Apply Now |
| Title Insurance Agents & Escrow Officers Bond | Department of Insurance | Title Agent Bond | Apply Now |
| Defective Title Bond | Consumer Protection Section | Motor Vehicle Title Defect | Apply Now |
| Motor Vehicle (Non-Dealer, Not Listed) Bond | Department of Public Safety - Bureau of Motor Vehi | Deputy Registrar | Apply Now |
| Sport Permits Bond | OH Athletic Commission | Athletic Commission | Apply Now |
| Sport Permits Bond | Ohio Athletic Commission | Boxing, Mixed Martial Arts and Tough Person Promot | Apply Now |
| Sport Permits Bond | OH Athletic Commission | Athlete Agent Bond | Apply Now |
| Nursing Homes Bond | Director of the Ohio Department of Human Services | Nursing Homes Bond | Apply Now |
| Professional Licenses (All Other) Bond | State of Ohio Department of Commerce | Precious Metals Dealers | Apply Now |
| Professional Licenses (All Other) Bond | Ohio Dept of Natural Resources | Brine Transportation System $15K | Apply Now |
| Professional Licenses (All Other) Bond | Dept. of Agriculture Div. of Animal Health | Commercial Dog Breeder Bond | Apply Now |
| Professional Licenses (All Other) Bond | Ohio Environmental Protection Agency | Solid Waste Facility or Scrap Tire Transporter Bon | Apply Now |
| Schools (All) Bond | Ohio State Board of Cosmetology | Board of Cosmetology | Apply Now |
| Schools (All) Bond | State of Ohio Driving School Bond | Surety Bond of Driving School | Apply Now |
| Schools (All) Bond | OH Dept of Public Safety | Department of Public Safety Driving School | Apply Now |
| Schools (All) Bond | Ohio Department of Public Safety | Private Driving Training School Bond | Apply Now |
| Fuel Tax (All Others, Sellers & Users) Bond | Department of Taxation | Dealer in Motor Vehicle Fuel | Apply Now |
| Grain & Commodity (State License & Warehouse) Bond | Ohio Department of Agriculture | Agricultural Commodity Handler Bond | Apply Now |
| Turnpike/Bridge Toll Bond | Ohio Turnpike and Infrastructure Commission | Turnpike Use Bond (OTIC) | Apply Now |
| Utility Deposit Bond | American Electric Power | AEP In Lieu of Cash Deposit Bond | Apply Now |
| Concessionaires Bond | ODNR Div of Parks and Recreation | Performance Bond | Apply Now |
| Wages & Fringe Benefits Bond | Local Union #32 IBEW Lima OH | Wages & Fringe Benefits | Apply Now |
| Wages & Fringe Benefits Bond | International Union of Operating Engineers, Local | Fringe Bond | Apply Now |
| Wages & Fringe Benefits Bond | Local Union No. 24 Sheet Metal | Secure Payment of Wages and Fringe Benefits Bond | Apply Now |
| Wages & Fringe Benefits Bond | Northern Ohio PMC, INC. | Contractor Wage and Fringe Benefit Bond | Apply Now |
| Wages & Fringe Benefits Bond | Plumbers & Steamfitters Local 42 | Wage & Fringe Benefit Bond (Plumbers & Steamfitter | Apply Now |
| Lottery Bond | Ohio Lottery Commission | Lottery Sales Retailer | Apply Now |
| Telemarketing/Phone Solicitor Bond | Charitable Law | Bond for Professional Solicitor | Apply Now |
| Telemarketing/Phone Solicitor Bond | Ohio Attorney General | Telephone Solicitor | Apply Now |
Types of Ohio Bonds
What do you need an Ohio surety bond for? Are you getting licensed and need to obtain a bond as part of the requirements? Or maybe you are an Ohio-based contractor and have been requested to get contract bonds? Have a look at the sections below and see which one applies to you.
Ohio License & Permit Bonds
Throughout the nation, businesses who wish to acquire a license or permit and begin to operate legally often need to get bonded. This is why such bonds are called license and permit bonds, because without them many businesses cannot operate. They are sometimes also called commercial bonds. The amount of the bond and the businesses required to get bonded may vary from state to state.
In order to operate legally in the state, auto dealers need to get an Ohio auto dealer bond as well as renew it every time their license runs out. Mortgage brokers, too, need to get an Ohio mortgage broker bond. These two, along with freight broker bonds are our most popular license and permit bonds in the state. There are many other types of Ohio license and permits bonds and we can underwrite all of them for you!
The amounts of Ohio commercial bonds vary. Some of them, such as the Ohio auto dealer bond and the Ohio mortgage bond have bonding amounts which are independent of the same bonds in other states. The Ohio mortgage bond is in the amount of $50,000. Conversely, the $75,000 amount of freight broker bonds is the same in all states.
Bond amounts are not the same as bond costs, so don’t worry. To find out more about your Ohio surety bond cost, scroll down to the section about cost below.
Ohio Contract Bonds
Most contractors in Ohio will also need to get bonded and obtain one or a number of Ohio contract bonds. Such bonds are usually required by project owners or are part of state requirements when contractors are working on big federal or state projects.
Private construction project owners in Ohio will typically also require contractors to get bonded prior to beginning work on their project.
Ohio Court Bonds
Ohio court bonds are bonds that appellants or fiduciaries may be requested to post. Usually such bonds are requested by the respective courts in Ohio when a judgement is appealed or when a fiduciary is appointed to take care of someone’s assets or estate.
If you are not sure what kind of Ohio surety bond you need to apply for, just give us a call at 866.450.3412. We are familiar with all bonding requirements in Ohio and can provide you expert guidance and advice on which kind of surety bond you need and how you can obtain it.
Surety Bond Cost in Ohio
The cost of Ohio surety bonds depends on the type of bond and its amount as well as on the applicant’s credit score, years experience, and other financials.
The amount of your Ohio surety bond is the full bonding or coverage amount that your surety will extend to the bond’s obligees if they should file a claim against the bond. The Ohio mortgage broker bond’s full amount, for example, is $50,000. This is the maximum coverage a surety will extend on such a bond.
The cost or premium rate of an Ohio surety bond is what you need to pay to obtain a bond. Surety bond premium rates are a percentage of the total amount of a bond. If a bond’s full amount is $50,000 one needs to pay a percentage of that sum to obtain the bond.
When applying for a bond, applicants are usually put in different rate categories by sureties depending on a variety of financial factors that make them more or less reliable applicants. The main factor which is almost always taken into account is one’s personal credit score. Alongside of credit score, there are also other factors such as:
- The quality of your business financial statements
- The quality of your personal financial statements
- The amount and quality of your industry experience
- Further financial and business factors
High credit score applicants are usually offered rates between 1%-4% of the total amount of their Ohio surety bond. Such rates are also called standard market rates. Applicants with poor credit score can also get bonded, though at slightly higher rates. The rates on Ohio surety bonds for bad credit applicants vary between 5%-15%.
While these rates are higher, we have specifically designed our Bad Credit Surety Bond Program to be able to meet the needs and requirements of applicants with less-than-perfect credit. These are often turned down but this leaves many otherwise reliable applicants without good alternatives.
Furthermore, all of our bonds without exception are offered by the same expert and highly professional surety bonds companies.
If you would like to make an estimate calculation of your Ohio surety bond, try our surety bond calculator in the right sidebar. If you are ready to apply for your bond, you can get an entirely free and precise quote. Simply follow the application link and we will get in touch with you soon.
For more information on how surety bonds are priced, our Surety Bond Cost page can provide you with plenty of detailed information on the topic. Have a look!
How to Get Bonded in Ohio
Found your Ohio surety bond and want to get bonded? Applying for your surety bond is very simple, thanks to our straightforward and quick application process.
If you want to get an Ohio license and permit bond, apply online here. Simply follow the guidelines and submit your application. We will then review your application and get back to you with your free surety bond quote as soon as possible. Before we finalize and underwrite your bond, we may need you to provide us with further details. Once we have all the information we need, your bond will be on its way to you.
If you want to get an Ohio contract surety bond, there are two separate application forms. Contract bonds under $250,000 go through our Fast Track Program, so use this one if it applies to you. Contract bonds over $250,000 need to go through our Full Bond Line Project application, so please use this form. Proceed with your application by downloading the relevant online form and forward it to us once you’ve filled in all the details. As soon as we receive your application, we will go review it thoroughly and get back to you if we need further details.
Do you have any more questions or need help with your application? Call our surety bond experts at 866.450.3412 to receive assistance and guidance immediately! Would you like to know more about how surety bonds work and why you need to get bonded? Check out our highly detailed ‘what is a surety bond’ page!
