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The cost of a $35,000 surety bond depends on a few key factors, including the type of bond, your credit score, and your financial credentials. Surety bond premiums typically range between 0.75% and 10% of the total bond amount.
This means the cost of a $35,000 bond can range from as low as $262 to as high as $3,500, depending on your credit profile and the specific bond requirements.

Factors That Impact the Premium for a $35,000 Surety Bond
There isn’t a fixed bond premium for a $35,000 surety bond. Your premium is based on a risk assessment completed by the surety provider. Key factors include:
- Credit score: Personal credit is one of the most important pricing factors. Applicants with good credit (typically 700 or above) can expect to pay a lower premium, often between 0.75% and 3%.
- Type of bond: Some bond types (such as license and permit bonds) carry less risk and may be more affordable than others (like court or construction bonds).
- Business and financial history: Your industry experience, company financials, and whether you've had any prior bond claims can also influence your rate.
- State regulations: In some cases, bond requirements differ by state, which can affect how much you’ll pay.
$35,000 Surety Bond Cost by Credit Score
Here’s a general idea of what you can expect to pay for a $35,000 bond based on your credit score:



Keep in mind that these ranges are estimates. The final premium can vary depending on the factors mentioned above.
Can I Get a $35,000 Bond With Bad Credit?
Yes. While your credit score does impact the premium you’ll pay, you can still get bonded with bad credit.
Most bond providers view credit scores of 650 FICO or lower as a high risk. Once an applicant falls below this threshold, they’re typically classified as having average to bad credit and can expect to pay higher rates. For those with lower credit, bond rates usually range from 5% to 10% of the total bond amount. So, for a $35,000 bond, the premium could be anywhere from $1,750 to $3,500.
If you’ve had credit issues in the past, our team can help you find the most competitive rates available for your situation. To get started, complete our bond form below to get a free quote on your bond:
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If you need to know more about getting bonded with a lower credit score, you can also call us at 866.450.3412 anytime!
Most Common $35,000 Surety Bonds
Title Agency Bonds
Collection Agency Bonds
Mortgage Broker Bonds
Frequently Asked Questions
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