City Requirements

New York City

If you are looking for specific information about surety bonds in NYC, visit our dedicated page.







New York Surety Bonds Overview

Bryant Surety Bonds is not only licensed to underwrite New York surety bonds, we’re also experts in New York state bonding requirements and regulations. All our bonds are issued by A-rated and T-listed surety bond companies, which provide us with exclusive and competitive rates for our customers.

Through our Bad Credit Surety Bond Program, we can bond all types of applicants, even those with low or nonexistent credit scores. This enables us to find the best rates for all applicants, depending on their financial status. If you’ve been declined a bond elsewhere, this program is right for you.

To get started on your bond application form, have a look at the table below to find the bond you need. Click ‘Apply’ to be redirected to your form. Applying takes only a few minutes, and approvals for most bonds are fast.

If you’ve never obtained a bond before, or you need more information about New York surety bonds, take a look at the sections below. They contain information about the types of surety bonds in New York we underwrite, how much it costs to get bonded in New York, and how you can apply.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Market Agencies/Dealers Bond Dept of Agriculture and markets Farm Products Dealer Bond Apply Now
Contractor License (No P&P Language) Bond County of Putnam County of Putnam Electrical Contractor License Bon Apply Now
Contractor License Performance & Payment (Local) Bond City of Niagara Falls Performance Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of New York More Than ONe Location-Building Operations Permits Apply Now
Excess Weight, Other Highway & Street Permit Bond City of New York/Commissioner of Transportation Two to Fifty Locations Liability Permit Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond Department of Transportation, State of New York Oversize and or Overweight Equipment Hauling Permi Apply Now
Collection Agency Bond Office of Licenses Collection Agency Bond(City of Buffalo, NY) Apply Now
Collection Agency Bond NYC Department of Consumer Affairs Collection Agency Bond (New York City) Apply Now
Professional Fund Raisers Bond New York State Department of Law Annual Bond (for Professional Fund Raisers) Apply Now
Insurance Adjusters Bond NY Insurance Department - Licensing Bureau Adjusters Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Superintendent of Banks Originating Entity Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Superintendent of Banks Registered Mortgage Brokers Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Superintendent of Banks FHA Mortgage Loan Correspondent Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond New York Banking Department Mortgage Loan Originator (Individual) Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond NY Superintendent of Banks Licensed Mortgage Banker Bond Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Superintendent of Banks of the State of New York REGISTERED MORTGAGE LOAN SERVICERS Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Motor Vehicles Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of State Automobile Brokers Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Obligee info for this request was wrong Auto & Mobile Home Dealers (New & Used) Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Motor Vehicles Motor Vehicle Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond New York State Deaprtment of State Executive Law Article 21-B Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Town of Hempstead Second Hand Vehicle Sales Apply Now
Sport Permits Bond State Athletic Commission Sport Permits Bond Apply Now
Sport Permits Bond State Athletic Commission Boxing, Sparring, and Wrestling Match Permit Bond Apply Now
Health Spas/Health Clubs Bond Division of Licensing Services Health Club Apply Now
Detectives Bond Secretary of State Private Investigator Bond Apply Now
Detectives Bond Secretary of State Watch, Guard or Patrol Aency Bond Apply Now
Employment Agencies Bond The People of the State of New York Employment Agency Bond Apply Now
Nursing Homes Bond NYS DEPARTMENT OF HEALTH State of New York Nursing Homes Apply Now
Professional Licenses (All Other) Bond Department of Consumer Affairs Immigration Assistance Service Providers Apply Now
Professional Licenses (All Other) Bond NY Dept of Transportation Oversize Hauling Permit Apply Now
Professional Licenses (All Other) Bond Department of Consumer Affairs Process Server Individual Apply Now
Professional Licenses (All Other) Bond Secretary of State Ticker Reseller Apply Now
Professional Licenses (All Other) Bond City of New York Taxi & Limousine Commission For Hire Vehicle Apply Now
Professional Licenses (All Other) Bond Office of the Medicaid Inspector General Ambulette Bond Apply Now
Professional Licenses (All Other) Bond Department of Consumer Affairs Second Hand Dealer Apply Now
Professional Licenses (All Other) Bond City of Rochelle, NY (City of New Rochelle) Door to Door Vendor Bond Apply Now
Professional Licenses (All Other) Bond Town of Clarkstown Solicitor Bond (Clarkstown, NY) Apply Now
Professional Licenses (All Other) Bond Secretary of State Appearance Enhancement Business Bond Apply Now
Professional Licenses (All Other) Bond Department of Consumer Affairs Process Serving Agency Bond Apply Now
Professional Licenses (All Other) Bond Department of Consumer Affairs General Contractor Bond Apply Now
Professional Licenses (All Other) Bond Westchester County Taxi & Limo Commission Base Station Bond (Westchester County Taxi & Limo Apply Now
Professional Licenses (All Other) Bond Westchester County Taxi Base Station Bond (County of West Chester) Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond State Liquor Authority New York Alcoholic Beverage Control Apply Now
Alcohol (Retailers) Bond Alcohol (Retailers) Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond NY State Dept of Taxation and Finance Bond of Distributor of Automotive Fuel Apply Now
Other Public Warehouses (All) Bond City Of New York, Department Of Consumer Affairs Storage Warehouse Bond (New York City) Apply Now
Games of Chance Bond NYS Department of State Games of Chance Bond Apply Now
Turnpike/Bridge Toll Bond New York State Thruway Authority Thruway Authority Apply Now
Utility Deposit Bond NIAGARA MOHAWK POWER CORP dba NATIONAL GRID Utility Deposit Bond Apply Now
Utility Deposit Bond Long Island Power Authority Long Island Lighting Company Utility Deposit Bond Apply Now
Utility Deposit Bond Public Service Enterprise Group Long Island (PSEGL (PSEGLI) Utility Payment Bond Apply Now
Wages & Fringe Benefits Bond Steamfitters Local 638 Steamfitters' Industry Funds Construction Trades Apply Now
Wages & Fringe Benefits Bond IBEW Local Union 363 Welfare, Pension, Annuity Payment Bond Apply Now
Wages & Fringe Benefits Bond NY LOCAL 1 IUEC IUEC Wage and Fringe Benefit Payment Bond Apply Now
Wages & Fringe Benefits Bond TRUSTEE OF THE DISTRICT COUNCIL NO. 9 OF NEW YORK Local Union #9 Wage & Welfare Bond Apply Now
Fringe Benefits Only Bond Trustess of the District Council No. 9 of New York International Union of Painters Apply Now
Fringe Benefits Only Bond Sheet Metal Intl #28 Fringe Benefits Only Bond Apply Now
Fringe Benefits Only Bond Sheet Metal Workers International/Local Union #28 Sheet Metal Workers International/Local Union #28 Apply Now
Fringe Benefits Only Bond The Steamfitters' Industry Fund Steamfitters' Industry Funds Construction Trades B Apply Now
Fringe Benefits Only Bond Plumbers Local No. 200 Fringe Benefits Bond (Local #200) Apply Now
Money Transmitter Bond Department of Financial Services Money Transmitter Bond Apply Now
Telemarketing/Phone Solicitor Bond Department of State, Division of Licensing Telemarketing Bond Apply Now

Types of Surety Bonds in New York

We underwrite all types of bonds in New York. This includes all New York license bonds, New York contract bonds and New York court bonds.

You need a license bond when applying for a professional license in the state of New York. Contract bonds are relevant for licensed and bonded New York contractors who wish to participate in a bid or commence work on a construction project. New York court bonds are typically requested of individuals by a New York court, and apply to situations of appealing a court decision or becoming a fiduciary to someone.

New York License & Permit Bonds

The state of New York requires a range of businesses to get licensed, before they can offer their services to customers. During the licensing process, applicants need to obtain a New York license bond and include it when submitting their application.

Which businesses need to get bonded and which do not is a matter of local and state regulations. The amounts of the bonds are often determined on an individual basis by states, though there are some exceptions for certain bonds that apply across the whole country.

New York license bonds protect the interests of New York state, and a business’s customers. They offer compensation in cases of fraud, misconduct, and other cases of non-compliance with state regulations. They also guarantee that a licensed and bonded business will adhere to all laws and regulations.

Certain bonds, such as the New York auto dealer bond, the New York mortgage broker bond and the Freight broker bond are most commonly issued in the state. We also underwrite all other types of license bonds. Keep reading to find out more about how much your bond will cost, and how to get bonded in New York.

New York Contract Bonds

Typically, New York contract bonds are difficult to underwrite due to the very strict requirements in the state. We currently have access to a market that writes bonds in all five boroughs in New York City, and can help contractors get bonded.

These bonds are necessary to New York contractors who are already licensed and bonded, and are bidding to be awarded a contract for a construction project or are about to begin work on a project. They guarantee that contractors will perform in accordance with a project’s contract, as well as in accordance with New York state regulations.

New York Court Bonds

We also underwrite New York court bonds, for individuals who are requested by a New York court to obtain a bond to appeal a court case or become someone’s fiduciary.

In these and other similar instances, individuals must obtain either a supersedeas or a fiduciary bond, that they will need to present to the court.

For additional questions you may have about New York surety bonds, just call us at (866)-450-3412. We know all about the state’s bonding requirements, and are always ready to help.

Surety Bond Cost in New York

You must pay a surety bond premium to get your New York surety bond. The premium is a fraction of the full amount of your bond, also known as the bond’s penal sum. The penal sum is the extent of its coverage: the maximum amount of compensation that the surety may extend to an obligee.

When sureties assess applicants in order to offer them a rate, they primarily look at their personal credit score, which is a strong indicator of how safe or risky it is to bond an applicant. They also consider:

  • Personal and business financial statements
  • An applicant’s asset profile
  • An applicant’s experience and work record

Applicants with high credit scores usually receive a premium at standard market rates, which range between 1%-4% of the full amount of their bond.

But those with bad credit scores can also get bonded with Bryant Surety Bonds, even though their score makes them riskier to bond. Through our Bad Credit Surety Bond Program, at a rate between 5%-15%, applicants can get most types of bonds, and from the same expert surety providers. We work with a number of highly professional companies, who can offer tailored solutions to all our customers.

Try our surety bond cost calculator to get an immediate estimate of the cost of your bond. For a free and precise quote, just submit your application and we will get in touch with you very soon.

You can find out more about the cost of your bond by visiting our Surety Bond Cost page.

How to Get Bonded in New York

To get your New York surety bond you simply need to apply online. Applying takes only a minute or two, regardless of the bond you need. As soon as we process your application and approve it we’ll contact you with your free quote.

Call our surety bond experts at (866)-450-3412 to get more information about your bond application, or about the bonding process. We look forward to hearing from you!

Find out more about surety bonds by reading our extensive ‘What is a Surety Bond’ guide.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.