Wisconsin Contractors License Bond Requirements

A contractor license bond is required of several different types of contractors in Wisconsin. These are:

  • Dwelling contractors must get licensed on the state level and obtain a certification or restricted certification from the DSPS. For a certification, they must post a bond in an amount of at least $25,000, whereas for a restricted certification, a bond in an amount of less than $25,000 is required.
  • General, electrical, and heating contractors in the City of Superior must post a $25,000 bond.
  • Natural gas contractors in the City of Lacrosse must post a $10,000 bond.
  • Contractors in the City of Sheboygan must post a $5,000 bond in order to get licensed.
  • Concrete contractors and contractors who do sanitary or storm sewer work (drain layers) in the City of Waukesha must post a $5,000 bond in order to get a permit.
  • Concrete contractors in the City of Milwaukee are required to post a $5,000 bond to the city, whereas home improvement contractors must submit a $1,000 bond.
  • Concrete contractors in the City of West Allis must post a $3,000 bond in order to get a permit.

Contractors throughout Wisconsin are required to obtain one of these bonds when applying for a license or permit. To find out how much your bond might cost, see the next section for a detailed breakdown.

We at Bryant Surety Bonds can help all Wisconsin contractor license applicants to get bonded at low rates. You can go ahead and get a free quote on your bond immediately. Simply complete our online application form, and we will get in touch with you.

Do you need a contract bond instead? See our contract bonds page to find the bond you need!

Get a quick estimate of the cost of your bond by using our surety bond calculator below!

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How Much Does a Wisconsin Contractors License Bond Cost?

The cost of your bond is equal to a percentage of its total amount. To determine the cost, sureties consider a number of financial factors. Among them, your personal credit score is the most important one.

Those applicants who have a high credit score (700+ FICO) are typically offered a rate of 1% of the total amount of their bond. For example, if you are offered a 1% rate on your bond, it would cost $250 to get a $25,000 dwelling contractor bond.

Wisconsin Surety Bond Cost

See the table below for a ballpark estimate of the cost of your Wisconsin contractor license bond.

Wisconsin Contractor License Bond Cost
License Type Surety Bond Amount Surety Bond Cost by Credit Score
Above 700 650-699 600-649 Below 599
Milwaukee home improvement contractor $1,000 $100 $100 $100 $100
City of West Allis concrete contractor $3,000 $100 $100 $100-$120 $100-$150
City of Waukesha concrete contractors and drain layers, City of Sheboygan contractors, Milwaukee concrete contractors $5,000 $100 $100-$125 $125-$250 $250-$500
City of LaCrosse natural gas contractors $10,000 $100-$200 $150-$300 $200-$400 $300-$500
Wisconsin dwelling contractors and City of Superior contractors $25,000 $187,5-$375 $250-$626 $625-$1,250 $1,250-$2,500

* The table provides a bond cost ballpark estimate based on the applicant's credit score. Actual bond prices can differ due to a number of factors. For an exact quote, please complete our online application. It's fast and 100% free!.

Sureties will usually also consider the following additional financial factors when determining your bond premium:

  • Personal and business financial statements
  • Fixed and liquid assets
  • Work experience and record

If you want to lower your bond cost, you must primarily focus on increasing your credit score. In addition to that, you can also work on improving these additional factors.

Start your surety bond application today! Why us?
  • The lowest possible rates
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  • Access to specialty programs, not available to small agencies

Do you need more information about how your bond premium is set by the surety? See our surety bond cost guide for a detailed explanation!

Dwelling Contractors

Wisconsin dwelling contractors are the only contractors who are required to get a license bond on a state level. The financial responsibility requirement for dwelling contractors is specified in Wisconsin Statutes § 101.654(2).

This section specifies that the bond is for the purpose of providing security to any person who sustains a loss as a result of a dwelling contractor’s failure to comply with the provisions of the one- and 2-family dwelling code or any other applicable ordinance.

Both the full and restricted dwelling contractor certifications, as well as surety bonds, are issued for the duration of one year. To renew your certification and bond, you must submit renewal papers prior to the expiration date.

Wisconsin Dwelling Contractor Licensing Requirements

Dwelling contractors are licensed with the DSPS. To become licensed, you will need to meet the following requirements:

For more information about becoming a dwelling contractor in Wisconsin, contact a DSPS representative.

About us:
Bryant Surety Bonds, Inc. is a surety bond agency based in Pennsylvania. Licensed in all 50 states and with access to over 20 T-listed, A-Rated bonding companies, we have the contacts, expertise, and top service to provide you with a hassle-free experience, all while offering competitive rates for your surety bond.