Missouri Contractor License Bond Requirements
To get some types of Missouri contractor licenses, you have to obtain a contractor license bond.
There is no state-wide bond requirement for getting a Missouri general contractor license.
St. Louis construction companies often need a surety bond. You have to obtain it to apply for a license as a plumber, electrical contractor, or mechanical contractor in St. Louis County. A bond is also necessary for general builders in the City of Joplin.
Bonding requirements for contractors vary across the U.S. When you start your licensing, it’s best to first check the exact criteria of your local authorities.
Why Is This Bond Required?
Your Missouri contractor license bond protects your customers. It ensures that as a licensed contractor you will abide by relevant rules and regulations.
If you fail to follow the law in your construction services, a harmed client can file a claim against the bond. That’s how they can seek fair compensation. Its maximum amount can be the penal sum of the bond that you have posted.
Want to know more about the way bonds work? Don’t miss our detailed ‘What is a surety bond’ guide.
You can reach our bonding experts at 866.450.3412 for any further questions you may have.
What’s the Cost of the Missouri Contractor License Bond?
The price of your bond depends on the amount required by the licensing authorities.
Some of the bond amounts for Missouri contractors are:
- $10,000 bond for St. Louis electrical contractors, St. Louis mechanical contractors, and for City of Joplin general builders
- $25,000 bond for St. Louis plumbers
To get bonded, you don’t have to pay the whole bond amount. Instead, you need to cover only a fraction of it which is your actual bond cost. Your surety sets it based on the strength of your personal and business finances.
Factors That Determine Your Bond Cost
The most important factor that influences your bond cost is your personal credit score. The higher it is, the lower your bond cost would be.
Applicants with a FICO score of 700 or higher can expect a bond rate as low as 1% of the required bond amount.
The other important factors include:
- Personal and business finances
- Fixed and liquid assets that you showcase
- Industry experience
For a complete overview of how your bond price is determined, consult our surety bond cost guide.
The table below lists common Missouri contractor bonds along with their required amounts and estimated starting costs.
| Bond Type | Bond Amount | Bond Cost |
|---|---|---|
| City of Joplin Contractor Bond | $10,000 | Starting at $100 |
| City of Arnold Electrical Contractor Bond | $5,000 | Starting at $100 |
| City of Neosho Contractor Bond | $10,000 | Starting at $100 |
| St. Charles County Contractor Compliance Bond | $10,000 | Starting at $100 |
| St. Charles County Contractor Compliance Bond (Pool Installer) | $20,000 | Starting at $200 |
| City of St. Louis Electrical Contractor Bond | $25,000 | Starting at $250 |
| City of Charlack Contractor Bond | $20,000 | Starting at $200 |
| City of Columbia Plumbing Contractor Bond | $10,000 | Starting at $100 |
| City of Farmington Contractor Bond (Light Commercial and Residential) | $5,000 | Starting at $100 |
| City of Farmington Contractor Bond (Commercial and Industrial) | $10,000 | Starting at $100 |
| City of Lee's Summit Right Of Way Contractor Bond | $1,000–$20,000 | Starting at $100 |
| City of Marshall Contractor License Bond | $1,000–$5,000 | Starting at $100 |
| City of Moberly Plumbing Contractor Bond | $10,000 | Starting at $100 |
| City of Sikeston Contractor Bond (Electrician) | $2,000 | Starting at $100 |
| City of Sikeston Contractor Bond | $5,000 | Starting at $100 |
| City of St. Charles Contractor Bond | $10,000 | Starting at $100 |
| City of St. Louis Communications Contractor Bond | $25,000 | Starting at $250 |
| City of St. Louis Concrete Contractor Bond | $1,000 | Starting at $100 |
| City of Thayer Contractor Bond | $1,000 | Starting at $100 |
| Jasper County Utility Right of Way Contractor Bond | $1,000 | Starting at $100 |
| Jefferson County Contractor License Bond | $25,000 | Starting at $250 |
| St. Louis County Electrical Contractors Bond | $10,000 | Starting at $100 |
| St. Louis County Electrical Contractors Bond (State Certified) | $10,000 | Starting at $100 |
| St. Louis County Licensed Mechanical Contractor Bond | $10,000 | Starting at $100 |
| St. Louis County Registered Mechanical Contractor Bond | $10,000 | Starting at $100 |
| Taney County Regional Sewer District Contractor License Bond | $5,000 | Starting at $100 |
| St. Charles Site Improvement Bond | $5,000 | Starting at $100 |
| City of Arnold Plumber Drain Layer Bond | $5,000 | Starting at $100 |
| City of St. Louis Excavation Permit Bond | $10,000 | Starting at $100 |
| Metropolitan St. Louis Sewer District Drainlayer Bond | $10,000 | Starting at $100 |
| City of Jefferson Plumbing Contractor Bond | $5,000 | Starting at $100 |
| City of Parkville Contractor License Bond | $5,000 | Starting at $100 |
| Non-Restricted Well Driller (Pump Installer) Bond | $25,000 | Starting at $250 |
Apply for a Contractor License Bond
Want to obtain your Missouri contractor license bond? You can click on the banner to get a free quote. You can easily buy the bond online after that.
Need more information about contractor license bond requirements in Missouri? You can reach us at 866.450.3412.
Bryant Surety Bonds is licensed to issue contractor license bonds in all 50 states. We can assist you to get bonded as a contractor anywhere in the country!
