Missouri Surety Bonds Overview

Bryant Surety Bonds is licensed to underwrite all types of Missouri surety bond for clients with good or bad credit.

Our partnership with A-rated and T-listed surety bond companies allows us to cater to our clients only the best surety bond rates, provided by the industry’s top companies. Our bad credit program provides the possibility for bad credit applicants to get those hard to place bonds approved.

If you know what type of Missouri surety bond you need, scroll through the list below, select your bond and let’s get started with your application process! If you are not sure what type of surety bond you need then have a look at our list below of the different types of surety bonds in Missouri, how much they cost and what you need to do to get yours.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

  • Contractor License (No P&P Language) Bond
    City of Joplin
    General Contractor License Bond
  • Contractor License (No P&P Language) Bond
    City of Neosho
    City of Neosho Electrical Contractor Bond
  • Contractor License Performance & Payment (Local) Bond
    City of Dexter
    Contractor License Bond (City of Dexter, MO)
  • Contractor License Performance & Payment (State) Bond
    Missouri Highways and Transportation Commission
    Performance Bond (Construction)
  • Insurance 3rd Party Administrator Bond
    State of Missouri
    Third Party Administrator
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Commissioner of Finance
    Residential Mortgage Brokers (In Lieu of Audit)
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Commissoner of Finance
    Residential Mortgage Loan Broker Bond
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Commissioner of Finance
    Mortgage Lender
  • Small Loan Companies Bond
    Truman State Office Bldg.
    Title Loan Lenders
  • Small Loan Companies Bond
    Commissioner of Finance
    Consumer Credit Lenders Bond in Lieu of Audit
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Bureau - Dealer Licensing Section
    Motor Vehicle Dealer
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Bureau - Dealer Licensing Section
    Motor Vehicle Dealer
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    City of Springfield License Divisio
    Used Vehicle Dealer Bond (Springfield, MO)
  • Sport Permits Bond
    Office of Athletics
    License Bond For Boxing, Martial Arts, Or Wrestlin
  • Health Spas/Health Clubs Bond
    Office Consumer Protection
    Health Club
  • Health Spas/Health Clubs Bond
    Office of Consumer Protection
    Health Club License Bond
  • Professional Licenses (All Other) Bond
    Missouri Department of Finance
    Consumer Credit Lenders
  • Professional Licenses (All Other) Bond
    Missouri Dept of Insurance
    Service Contract Provider Bond
  • Professional Licenses (All Other) Bond
    City Of Jennings
    Sign Installation Bond (Jennings, MO)
  • Schools (All) Bond
    MO Coordinating Board for Higher Education
    Proprietary School
  • Alcohol (Retailers) Bond
    Director of Revenue
    Corporate Bond (Intoxicating Liquor, Wine & 5% Bee
  • Fuel Tax (All Others, Sellers & Users) Bond
    Carter Energy
    Carter Energy
  • Miscellaneous Taxes Bond
    Missouri Department of Revenue
    Transient Employer Bond
  • Sales, Use & Consumer Tax Bond
    Missouri Dept of Revenue & Taxation Division
    Sales & Use Tax Bond
  • Utility Deposit Bond
    Empire Electric
    The Empire District Company
  • Utility Deposit Bond
    White River Valley Electric Cooperative
    Utility Guarantee
  • Utility Deposit Bond
    City of Columbia Finance Dept
    City of Columbia, Utility Customers Bond
  • Utility Deposit Bond
    Electrical Service Bond
  • Indemnity (Miscellaneous - Not Listed) Bond
    Kansas City Southern Railway Company
    Kansas City Southern Railway Company Hauling Bond
  • Wages & Fringe Benefits Bond
    Painter's District Council #2, Saint Louis
    Painters' District Council #2
  • Wages & Fringe Benefits Bond
    Insulators & Allied Workers Local No.
    Employer's Wage, Expense, Dues Check Off, and Vaca
  • Wages & Fringe Benefits Bond
    Pension, Welfare and Vacation Funds Bond
  • Wages & Fringe Benefits Bond
    Glaziers Local 513
    Guaranteed Payment into Miscellaneous Benefit Fund
  • Wages & Fringe Benefits Bond
    Construction Laborers' Benefit Office
    Construction Laborers' Benefit Office Wage and Wel
  • Wages & Fringe Benefits Bond
    Sheet Metal Workers Local 36
    Employer Contributions to Employee Benefit Plans
  • Wages & Fringe Benefits Bond
    IUOE Local 513
    IUOE Local 513 Wage Contribution Payment Bond
  • Wages & Fringe Benefits Bond
    Labors Local #110
    Wage and Welfare Funds Bond (Labors Local #110)
  • Fringe Benefits Only Bond
    Operating Engineers Local 101
    Operating Engineers Local 101 Employer Benefits Bo
  • Fringe Benefits Only Bond
    Sheet Metal Workers' Local 36
    Employer Contributions To Employee Benefit Plans
  • Lottery Bond
    Missouri Lottery Commission
  • Money Transmitter Bond
    Director of Finance
    Check Issuer
  • Appraisal Management
    State of Missouri
    Appraisal Management Company Bond

Types of Missouri Bonds

Which type of Missouri surety bond is right for you? Do you have a business that needs to get licensed and have been asked to get bonded? Or maybe your Ohio contracting business has been awarded a contract and you need to get a contract bond? Find the bond you need below!

Missouri License & Permit Bonds

It is customary that businesses who want to obtain a license or permit must submit a license and permit bond along with their application. Which businesses need to get bonded varies from state to state but a great many businesses are required to do so in every state. Such businesses also need to get a license and permit bond, or commercial bond as they are sometimes called, when renewing their license.

For example, before they can open a dealership, car dealers in Missouri need to get a Missouri auto dealer bond. This bond, along with freight broker bonds are two of the Missouri surety bonds we underwrite most often. We also offer and actively underwrite all other types of license and permit bonds in the state.

Different Missouri surety bonds have different coverage amounts. The Missouri auto dealer bond, for example, is in the amount of $25,000 and the freight broker bond is $75,000. The amounts of license and permit bonds also differ from state to state, though some of them have the same amount across the whole country. This is the case with the freight broker bond, which is required by all freight brokers across the country when they get licensed.

But don’t get nervous about those sums, those are the amounts of the bonds, not their cost. If you want to know the difference, just have a look at the section below explaining how much Missouri surety bonds cost.

Missouri Contract Bonds

Missouri contractors will often be required to obtain Missouri contract bonds. These bonds will be requested by project owners, whether they are private owners or the state government. They serve to guarantee that contractors will adhere to the conditions of their contract.

Contract bonds are almost always required on construction projects in Missouri, especially if these are federal or public ones.

Missouri Court Bonds

Missouri courts may sometimes require appellants or fiduciaries to post court bonds. If such a bond is needed, a court will order that it is obtained before an appeal is granted to an already made judgement or a fiduciary is appointed.

If you are not sure whether your Missouri surety bond falls under any of the above categories, feel free to call one of our friendly bonding agents for assistance at (866)-450-3412. Our agents will be able to provide you with advice and directions.

Surety Bond Cost in Missouri

How much a Missouri surety bond costs is determined by the type of bond and its full amount as well as by the applicant’s credit score and other financial statements.

The amount of every surety bond represents how much coverage a surety company will extend to obligee if there is a legitimate claim to file against the bond. For example, Missouri auto dealer bonds can cover up to $25,000 in damages.

The actual cost to obtain a surety bond in Missouri is not the same as the bond amount. The cost of your Missouri surety bond is a percentage of the full bond amount. What percentage or premium rate you have to pay for your Missouri surety bond depends on a few things.

Applicants are usually put in two general groups when applying for a surety bond based on their financial capacities and strength. The main factor that surety bond companies take into consideration when determining the rate of an applicant’s surety bond is their personal credit score. Along with that, sureties also take into account:

  • Applicant’s business financial statements
  • Applicant’s personal financial statements
  • Applicant’s industry experience
  • Additional financial factors

Those applying for a Missouri surety bond who have a high credit score are offered so-called standard market rates which vary between 1%-4% of the total amount of their bond. Those who have a lower credit score are also able to apply, though the rates that they are offered vary between 5%-15% of the total amount of the bond. This is so because applicants with less-than-perfect credit are riskier to get bonded.

Fortunately, due to our Bad Credit Surety Bond Program we are able to underwrite bonds for such applicants. We have devised this program with the idea of offering a possibility to those applicants who are otherwise turned down elsewhere while still providing them with the best bonds that are out there.

If you’re interested in a ballpark estimate of your Missouri surety bond rate, try the surety bond calculator located in the right sidebar. If you would like to apply for your bond and get a precise quote on your bond just follow the application link. We will contact you soon thereafter.

If you would like to know more about surety bond rates before applying, have a look at our Surety Bond Cost page. There you will find plenty of relevant and important information on the topic.

How to Get Bonded in Missouri

Want to get your Missouri surety bond? Applying takes only a short while and is very straightforward.

If you need a Missouri license and permit bond, apply online and follow the directions. Once we receive your application, we will provide you with your free quote and may request further documents, if applicable. From there on, it will only take a short while before we underwrite and issue your bond.

If you need a Missouri contract surety bond, there are two separate application forms, depending on the amount of your bond. Missouri contract bonds under $250,000 can go through our Fast Track Program which is slightly faster. Those who need a Missouri contract bond over $250,000 need to use our Full Bond Line Project as the application process there is slightly different.

Simply download the relevant online form for your contract bond, fill it in along with attaching all relevant documents and forward it to us. We will review your application as soon as possible and get back to you with further details and a quote.

If you still have any unanswered questions, don’t hesitate to contact us at (866)-450-3412! We can help you out and assist you with your application if you are having difficulties. Our detailed ‘what is a surety bond’ page also contains a lot of relevant information, so make sure to check it out as well!