Missouri Surety Bonds Overview

Bryant Surety Bonds is licensed to underwrite all types of Missouri surety bond for clients with good or bad credit.

Our partnership with A-rated and T-listed surety bond companies allows us to cater to our clients only the best surety bond rates, provided by the industry’s top companies. Our bad credit program provides the possibility for bad credit applicants to get those hard to place bonds approved.

If you know what type of Missouri surety bond you need, scroll through the list below, select your bond and let’s get started with your application process! If you are not sure what type of surety bond you need then have a look at our list below of the different types of surety bonds in Missouri, how much they cost and what you need to do to get yours.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License (No P&P Language) Bond City of Joplin General Contractor License Bond Apply Now
Contractor License (No P&P Language) Bond City of Neosho City of Neosho Electrical Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Dexter Contractor License Bond (City of Dexter, MO) Apply Now
Contractor License Performance & Payment (State) Bond Missouri Highways and Transportation Commission Performance Bond (Construction) Apply Now
Insurance 3rd Party Administrator Bond State of Missouri Third Party Administrator Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Commissioner of Finance Residential Mortgage Brokers (In Lieu of Audit) Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Commissoner of Finance Residential Mortgage Loan Broker Bond Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Commissioner of Finance Mortgage Lender Apply Now
Small Loan Companies Bond Truman State Office Bldg. Title Loan Lenders Apply Now
Small Loan Companies Bond Commissioner of Finance Consumer Credit Lenders Bond in Lieu of Audit Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Bureau - Dealer Licensing Section Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Bureau - Dealer Licensing Section Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond City of Springfield License Divisio Used Vehicle Dealer Bond (Springfield, MO) Apply Now
Sport Permits Bond Office of Athletics License Bond For Boxing, Martial Arts, Or Wrestlin Apply Now
Health Spas/Health Clubs Bond Office Consumer Protection Health Club Apply Now
Health Spas/Health Clubs Bond Office of Consumer Protection Health Club License Bond Apply Now
Professional Licenses (All Other) Bond Missouri Department of Finance Consumer Credit Lenders Apply Now
Professional Licenses (All Other) Bond Missouri Dept of Insurance Service Contract Provider Bond Apply Now
Professional Licenses (All Other) Bond City Of Jennings Sign Installation Bond (Jennings, MO) Apply Now
Schools (All) Bond MO Coordinating Board for Higher Education Proprietary School Apply Now
Alcohol (Retailers) Bond Director of Revenue Corporate Bond (Intoxicating Liquor, Wine & 5% Bee Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Carter Energy Carter Energy Apply Now
Miscellaneous Taxes Bond Missouri Department of Revenue Transient Employer Bond Apply Now
Sales, Use & Consumer Tax Bond Missouri Dept of Revenue & Taxation Division Sales & Use Tax Bond Apply Now
Utility Deposit Bond Empire Electric The Empire District Company Apply Now
Utility Deposit Bond White River Valley Electric Cooperative Utility Guarantee Apply Now
Utility Deposit Bond City of Columbia Finance Dept City of Columbia, Utility Customers Bond Apply Now
Utility Deposit Bond KCP&L Electrical Service Bond Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Kansas City Southern Railway Company Kansas City Southern Railway Company Hauling Bond Apply Now
Wages & Fringe Benefits Bond Painter's District Council #2, Saint Louis Painters' District Council #2 Apply Now
Wages & Fringe Benefits Bond Insulators & Allied Workers Local No. Employer's Wage, Expense, Dues Check Off, and Vaca Apply Now
Wages & Fringe Benefits Bond CEMENT MASONS LOCAL 527 & CEMENT MASONS LOCAL 527 Pension, Welfare and Vacation Funds Bond Apply Now
Wages & Fringe Benefits Bond Glaziers Local 513 Guaranteed Payment into Miscellaneous Benefit Fund Apply Now
Wages & Fringe Benefits Bond Construction Laborers' Benefit Office Construction Laborers' Benefit Office Wage and Wel Apply Now
Wages & Fringe Benefits Bond Sheet Metal Workers Local 36 Employer Contributions to Employee Benefit Plans Apply Now
Wages & Fringe Benefits Bond IUOE Local 513 IUOE Local 513 Wage Contribution Payment Bond Apply Now
Wages & Fringe Benefits Bond Labors Local #110 Wage and Welfare Funds Bond (Labors Local #110) Apply Now
Fringe Benefits Only Bond Operating Engineers Local 101 Operating Engineers Local 101 Employer Benefits Bo Apply Now
Fringe Benefits Only Bond Sheet Metal Workers' Local 36 Employer Contributions To Employee Benefit Plans Apply Now
Lottery Bond Missouri Lottery Commission Lottery/Lotto Apply Now
Money Transmitter Bond Director of Finance Check Issuer Apply Now
Appraisal Management State of Missouri Appraisal Management Company Bond Apply Now

Types of Missouri Bonds

Which type of Missouri surety bond is right for you? Do you have a business that needs to get licensed and have been asked to get bonded? Or maybe your Ohio contracting business has been awarded a contract and you need to get a contract bond? Find the bond you need below!

Missouri License & Permit Bonds

It is customary that businesses who want to obtain a license or permit must submit a license and permit bond along with their application. Which businesses need to get bonded varies from state to state but a great many businesses are required to do so in every state. Such businesses also need to get a license and permit bond, or commercial bond as they are sometimes called, when renewing their license.

For example, before they can open a dealership, car dealers in Missouri need to get a Missouri auto dealer bond. This bond, along with freight broker bonds are two of the Missouri surety bonds we underwrite most often. We also offer and actively underwrite all other types of license and permit bonds in the state.

Different Missouri surety bonds have different coverage amounts. The Missouri auto dealer bond, for example, is in the amount of $25,000 and the freight broker bond is $75,000. The amounts of license and permit bonds also differ from state to state, though some of them have the same amount across the whole country. This is the case with the freight broker bond, which is required by all freight brokers across the country when they get licensed.

But don’t get nervous about those sums, those are the amounts of the bonds, not their cost. If you want to know the difference, just have a look at the section below explaining how much Missouri surety bonds cost.

Missouri Contract Bonds

Missouri contractors will often be required to obtain Missouri contract bonds. These bonds will be requested by project owners, whether they are private owners or the state government. They serve to guarantee that contractors will adhere to the conditions of their contract.

Contract bonds are almost always required on construction projects in Missouri, especially if these are federal or public ones.

Missouri Court Bonds

Missouri courts may sometimes require appellants or fiduciaries to post court bonds. If such a bond is needed, a court will order that it is obtained before an appeal is granted to an already made judgement or a fiduciary is appointed.

If you are not sure whether your Missouri surety bond falls under any of the above categories, feel free to call one of our friendly bonding agents for assistance at (866)-450-3412. Our agents will be able to provide you with advice and directions.

Surety Bond Cost in Missouri

How much a Missouri surety bond costs is determined by the type of bond and its full amount as well as by the applicant’s credit score and other financial statements.

The amount of every surety bond represents how much coverage a surety company will extend to obligee if there is a legitimate claim to file against the bond. For example, Missouri auto dealer bonds can cover up to $25,000 in damages.

The actual cost to obtain a surety bond in Missouri is not the same as the bond amount. The cost of your Missouri surety bond is a percentage of the full bond amount. What percentage or premium rate you have to pay for your Missouri surety bond depends on a few things.

Applicants are usually put in two general groups when applying for a surety bond based on their financial capacities and strength. The main factor that surety bond companies take into consideration when determining the rate of an applicant’s surety bond is their personal credit score. Along with that, sureties also take into account:

  • Applicant’s business financial statements
  • Applicant’s personal financial statements
  • Applicant’s industry experience
  • Additional financial factors

Those applying for a Missouri surety bond who have a high credit score are offered so-called standard market rates which vary between 1%-4% of the total amount of their bond. Those who have a lower credit score are also able to apply, though the rates that they are offered vary between 5%-15% of the total amount of the bond. This is so because applicants with less-than-perfect credit are riskier to get bonded.

Fortunately, due to our Bad Credit Surety Bond Program we are able to underwrite bonds for such applicants. We have devised this program with the idea of offering a possibility to those applicants who are otherwise turned down elsewhere while still providing them with the best bonds that are out there.

If you’re interested in a ballpark estimate of your Missouri surety bond rate, try the surety bond calculator located in the right sidebar. If you would like to apply for your bond and get a precise quote on your bond just follow the application link. We will contact you soon thereafter.

If you would like to know more about surety bond rates before applying, have a look at our Surety Bond Cost page. There you will find plenty of relevant and important information on the topic.

How to Get Bonded in Missouri

Want to get your Missouri surety bond? Applying takes only a short while and is very straightforward.

If you need a Missouri license and permit bond, apply online and follow the directions. Once we receive your application, we will provide you with your free quote and may request further documents, if applicable. From there on, it will only take a short while before we underwrite and issue your bond.

If you need a Missouri contract surety bond, there are two separate application forms, depending on the amount of your bond. Missouri contract bonds under $250,000 can go through our Fast Track Program which is slightly faster. Those who need a Missouri contract bond over $250,000 need to use our Full Bond Line Project as the application process there is slightly different.

Simply download the relevant online form for your contract bond, fill it in along with attaching all relevant documents and forward it to us. We will review your application as soon as possible and get back to you with further details and a quote.

If you still have any unanswered questions, don’t hesitate to contact us at (866)-450-3412! We can help you out and assist you with your application if you are having difficulties. Our detailed ‘what is a surety bond’ page also contains a lot of relevant information, so make sure to check it out as well!