Delaware Surety Bond Overview

Many Delaware businesses need a surety bond, so that they are in compliance with state regulations. The bonds are required in order the protect the state and its citizens, as a safety net against fraud and misuse.

Here at Bryant Surety Bonds, we are licensed to underwrite all types of Delaware surety bonds, and we have extensive experience getting businesses bonded across the country.

Even if your finances are far from perfect, there are diverse bonding options with us. Our Bad Credit Surety Bond Program is here to serve applicants with lower credit scores. We can match the best bonding option to your specific case, since we have partnerships with the best A-rated and T-listed surety bond companies.

You can find your Delaware surety bond in the table below. If you have trouble finding your bond, don’t hesitate to contact us at (866)-450-3412.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License (No P&P Language) Bond New Castle County, DE Statutory Compliance Bond Apply Now
Contractor License (No P&P Language) Bond City of Newark, Code Enforcement Division Compliance with City Ordinance Bond (Newark, DE) Apply Now
Contractor License (No P&P Language) Bond City of Wilmington Dept of Licenses and Inspection (City of Wilmington, DE) Plumbers Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of New Castle License and Permit Apply Now
Contractor License Performance & Payment (Local) Bond City of Rehoboth Beach Plumber's Bond (City of Rehoboth Beach) Apply Now
Contractor License Performance & Payment (State) Bond Department of Labor, Divison of Revenue Non Resident Contractor Apply Now
Debt Consolidators Bond State of Delaware Debt Management Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Office of the State Bank Commissioner Mortgage Loan Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Office of the State Bank Commissioner Licensed Lender Apply Now
Small Loan Companies Bond Delaware Office of the State Bank Comissioner Licensed Lender Surety Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Division of Revenue Motor Vehicle Dealer Bond Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond State of Deleware Financing the Sale of Motor Vehice License Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Division of Revenue Motor Vehicle (Non-Dealer, Not Listed) Bond Apply Now
Detectives Bond Superintendent of the Delaware State Police Security Systems and Protective Service Agency Apply Now
Detectives Bond Delaware State Police-Professional Licensing Private Investigative & Private Security Agency Bo Apply Now
Professional Licenses (All Other) Bond Deleware Public Service Commission DELAWARE PUBLIC SERVICE COMMISSION SURETY BOND Apply Now
Professional Licenses (All Other) Bond DIVISION OF PROFESSIONAL REGULATION Manufactured Home Installer License Apply Now
Professional Licenses (All Other) Bond State of Delaware Financing the Sale of Motor Vehicles License Apply Now
Schools (All) Bond DE Dept. of Education Private Business and Trade School Contract Apply Now
Fuel Tax (All Others, Sellers & Users) Bond State of Delaware Motor Fuel Tax Administration Special Fuel (Distillate/LP Gas) Apply Now
Fuel Tax (All Others, Sellers & Users) Bond State of Delaware Motor Fuel Tax Administration Motor Fuel Distributor Bond Apply Now
Miscellaneous Taxes Bond Division of Revenue Non-Resident Contractor Apply Now
Money Transmitter Bond OFFICE OF THE STATE BANK COMMISSIONER SALE OF CHECKS AND TRANSMISSION OF MONEY SURETY Apply Now
Money Transmitter Bond Office of the State Commissioner Casher of Checks, Drafts or Money Orders Surety Apply Now
Telemarketing/Phone Solicitor Bond Director Of The Consumer Protection Unit Of The DE Telemarketing Registration and Fraud Prevention Ac Apply Now
Prepaid/Preneed Funeral Bond Office of the State Bank Commissioner Preneed Funeral Contracts Bond Apply Now
Appraisal Management State of Delaware Appraiser Bond Apply Now

Types of Delaware Surety Bonds

The most common types of Delaware surety bonds include license and permit bonds, construction bonds and court bonds. Bryant Surety Bonds is licensed to underwrite the full range, so we can get you bonded, whichever one you might need.

  • License and permit bonds are often required when applying for a business license.
  • Construction bonds are asked for from construction contractors wishing to bid on public and private construction projects.
  • Court bonds are required from Delaware courts in some cases.

If you have any questions about the type of Delaware surety bonds you need, we are here to help. Just call us at (866)-450-3412.

All types of Delaware surety bonds are reviewed in detail below.

Delaware License & Permit Bonds

In many cases, Delaware businesses are required to get licensed to meet state, local or city rules. Obtaining a license and permit bond is a usual prerequisite for business licenses.

Your Delaware surety bond functions as protection for the state and its citizens, ensuring that your business will abide by applicable regulations that govern your trade. If you commit fraud or break your obligations, a claim can be made on your bond up to its penal sum. If it’s proven, you’ll have to financially reimburse the affected parties.

Some of the most common Delaware license and permit bonds include:

  • Delaware mortgage broker bond

    Obligee: Delaware State Bank Commissioner

    Bond amount: $25,000

  • Delaware contractor license bond

    Obligee: Delaware Division of Revenue

    Bond amount: 6% of the contract amounts

  • Freight broker bond

    Obligee: Federal Motor Carrier Safety Administration

    Bond amount: $75,000

    Expiration date: Coinciding with the licensing year

Delaware Construction Bonds

In many cases, contractors in Delaware are required to post construction bonds. These surety bonds are used on a project basis when construction contractors want to participate in private and public construction contracting projects.

The purpose of construction bonds is to protect the project owners. They ensure that the contractor will abide by their contractual agreements and will deliver the work on time and according to the quality requirements.

The most common construction bonds are:

  • Bid bonds
  • Performance bonds
  • Payment bonds
  • Maintenance bonds

Delaware Court Bonds

A Delaware court might require an individual to obtain a court bond in some specific situations. Court bonds are the least common category of bonds, but Bryant Surety Bonds will happily underwrite this type of bond for you.

When would you have to post a court bond? Some cases include:

  • When bringing a court case to a higher instance (an appellate court), you will be asked to provide a supersedeas bond, also known as an appeal bond.
  • If you have been assigned as a fiduciary of somebody’s assets or property, you will be required by a Delaware probate court to obtain a fiduciary bond.

Surety Bond Cost in Delaware

Your surety bond cost for obtaining your Delaware bond is different from the surety bond amount that you are required to obtain. In fact, to get bonded, you need to pay only a fraction of that amount, called the bond premium. The bond amount, on the other hand, represents the penal sum that might be repaid on proven claims.

The premiums for standard bonding market are usually in the range of 1%-4%. In case you have to obtain a $25,000 mortgage broker bond, for example, your bond cost might be only a few hundred dollars.

To set your exact bond price, your surety needs to examine your personal and business profile, and evaluate the risk of bonding you. If you are seen as a solid applicant, you can expect a lower bond premium.

The most important criteria for defining your premium are:

  • Your personal credit score
  • Business financials
  • Assets and liquidity
  • Industry experience

If you would like to get an estimate of your bond price, you can use our surety bond cost calculator in the right sidebar. Once you complete your full application, we will deliver your exact bond quote.

How to Get Bonded in Delaware

Apply online to start your bonding process with us. You can follow the easy online form and submit the necessary documents there. You’ll get your free bond quote in no time!

Once you have completed your bonding process, don’t forget to save copies of the original bond form.

Our full overview of how surety bonds work can help you out get a better idea of the bonding process.

Whether you need help with your application or bonding process as a whole, our bonding experts will be happy to assist you. Call us at (866)-450-3412.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.