Alabama Surety Bonds Overview

Bryant Surety Bonds can underwrite every type of surety bond in Alabama for you.

Due to our long experience in underwriting bonds and our partner network of A-rated and T-listed surety bond companies we are able to offer you Alabama surety bonds at exclusive and competitive rates.
Applicants seeking to obtain a license and permit bond with a low credit score can also apply through our bad credit surety bond program.

Read on about the different types of Alabama surety bonds we underwrite, how much they cost and how you can apply. If you looking for a specific surety bond in Alabama, you can search for your bond in the table below.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

  • Contractor License (No P&P Language) Bond
    State of Alabama Board for General Contractors
    General Contractor License Bond
  • Contractor License (No P&P Language) Bond
    City of Birmingham
    City of Birmingham Contractor License Bond
  • Contractor License (No P&P Language) Bond
    City of Dothan
    (City of Dothan, AL) Contractor License Bond
  • Contractor License Performance & Payment (State) Bond
    Board of Heating, Air Conditioning, & Refrigeratio
    Heating, Air Conditioning, & Refrigeration Contrac
  • Contractor License Performance & Payment (State) Bond
    Mobile Urban Development Department
    Urban Development Department Bond
  • Contractor License Performance & Payment (State) Bond
    State of Alabama Plumbers & Gas Fitters
    Plumbing and or Gas Fitting Bond
  • Investment Advisor (Blue Sky) Bond
    Securities Commission
    Uniform Surety Bond
  • Professional Fund Raisers Bond
    Office of the Attorney General
    Prof. Fund Raiser or Comm. Co-Venturer
  • Insurance Surplus Lines Brokers Bond
    Alabama Department of Insurance
    Insurance Surplus Lines Broker
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    State of Alabama, State Banking Dept
    SAFE Mortgage Act Bond
  • Auto & Mobile Home Dealers (New & Used) Bond
    Dept. of Revenue
    Motor Vehicle Dealer Bond
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Alabama Dept of Revenue
    Used Motor Vehicle Dealer, Reconditioner, Rebuilde
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Alabama Department of Revenue
    Designated Agent Bond
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Alabama Department of Revenue
    Bond of Automotive Dismantler and Parts Recycler
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Manufactured Housing Commission
    AMHC License/Permit
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Alabama D.O.R. Motor Vehicle Division
    Designated Agent-Non Dealer Bond
  • Sport Permits Bond
    ALABAMA ATHLETIC COMMISSION
    Promoter's License Bond
  • Detectives Bond
    City of Florence
    Private Detective Bond (City of Florence, AL)
  • Medicare & Medicaid (Home Agencies, State) Bond
    Alabama Medicaid Agency
    Alabama Medicaid Agency Bond
  • Professional Licenses (All Other) Bond
    State Of Alabama Real Estate Appraisers Board
    Appraisal Management Company Registration
  • Professional Licenses (All Other) Bond
    Alabama Department of Insurance
    Corporate Surety - Bail Bond
  • Professional Licenses (All Other) Bond
    Department of Agriculture & Industries
    Subterranean Termite Eradication and Control Work
  • Professional Licenses (All Other) Bond
    State of Alabama Dept. of Insurance
    Service Contract Provider Bond
  • Schools (All) Bond
    Department of Post Secondary Education
    Private School Performance Bond
  • Schools (All) Bond
    Department of Postsecondary Education
    Private School Agents
  • Schools (All) Bond
    Board of Cosmetology
    School Property Bond
  • Alcohol (Retailers) Bond
    Jefferson County Dept. of Revenue
    Selling Alcoholic, Spirituous, Vinous or Fermented
  • Alcohol (All Others) Bond
    City of Priceville
    Alcohol Ordinance Tax of Fee Bond (Priceville, AL)
  • Utility Deposit Bond
    ALABAMA POWER
    Indemnity Bond for Electric Service and/or Steam H
  • Utility Deposit Bond
    Alabama Gas Corporation
    Indemnity Bond for Gas Service
  • Utility Deposit Bond
    Huntsville Utilities
    Huntsville Utilities Bond
  • Utility Deposit Bond
    Florence Utilities, City of Florence AL
    Florence Utilities Deposit Bond
  • Utility Deposit Bond
    Decatur Utilities
    Payment of Utility Bills Bond (Decatur Utilities)
  • Indemnity (Miscellaneous - Not Listed) Bond
    Connie S. Harris
    Private School Preformance Bond (Non-Degree Granti
  • Money Transmitter Bond
    Alabama Securities Commission
    Money Transmitter
  • Telemarketing/Phone Solicitor Bond
    Office of the Attorney General
    Telemarketing
  • Telemarketing/Phone Solicitor Bond
    Office of the Attorney General, Consumer Protectio
    Telemarketing Bond

Surety Bond Cost in Alabama

How much your Alabama surety bond will cost is determined by the type of your bond and the bonding amount.

For example, your Alabama auto dealer bond has a fixed amount of $25,000, as does the Alabama mortgage broker bond. These amounts are fixed for the state of Alabama and differ in other states. The $75,000 freight broker bond on the other hand is fixed and has the same amount across the country

Contract bonds also have different amounts and these are determined by the contract that contractors are obtaining a bond for.

If you’re worried about these amounts, don’t worry - they are not the cost of your surety bond. The amount of your Alabama surety bond is the coverage amount that your surety will extend to the bond’s obligees if these is a claim against the bond.

Your bond’s cost or premium, on the other hand, is a fraction of the full bond amount. This can vary between 1%-4% of the total bond amount for standard market rates and 5%-15% for our bad credit program. How high your bond rate will be depends on a series of financial factors that sureties take into account when reviewing your Alabama surety bond application. These factors are:

  • Personal credit score (most importantly)
  • Personal and business financials
  • Your industry experience
  • Other financial and business factors
Standard market rates are usually offered to applicants with high credit score.

Applicants with less than perfect credit, bankruptcies or other financial difficulties are offered higher rates due to the higher risk involved in bonding them. Our Bad Credit Surety Bond Program has been specifically devised for such applicants so that they can still get bonded, despite their less-than-perfect credit status.

To get an estimate rate on your personal Alabama surety bond, simply use our surety bond calculator on the right hand side. For a precise and entirely free quote on your bond, just apply for your surety bond with us and we will get in touch with you shortly.

If you would like to find out more what sureties take into account when determining the rate of your Alabama surety bond, have a look at our highly informative Surety Bond Cost page.

Types of Alabama Bonds

Do you need a bond for your Alabama license? Or maybe you need a bond for a construction project? We offer all three main types of surety bonds in Alabama: commercial bonds, contract bonds and court bonds. See below to find yours.

Alabama License & Permit Bonds

Alabama businesses who need to get licensed in order to operate lawfully are often required to obtain a commercial bond. These bonds are sometimes also called license and permit bonds and are usually obtained upon applying for a business license as well as when renewing a license.

Our most popular Alabama commercial bonds are Alabama auto dealer bonds, Alabama mortgage broker bonds as well as freight broker bonds.

Auto dealers in Alabama will need to obtain a $25,000 auto dealer bond when getting licensed. Mortgage broker bonds in Alabama are also in the amount of $25,000 while freight broker bonds are $75,000.

If you’ve never applied for a bond before, don’t worry - this is not the amount you have to pay to get your bond. Read on further below about how much Alabama surety bonds cost.

Alabama Contract Bonds

Contract bonds, such as payment and performance bonds, are our second most sold bonds in Alabama. We offer all types of contract bonds for construction projects.

These are usually required by Alabama contractors when they begin work on a federal, state or private construction project.

Alabama Court Bonds

Court bonds are sometimes required by Alabama courts. When appealing a judgment, appellants may be required to post an appeal bond. Fiduciaries in Alabama may also be required to post a fiduciary bond.

Can’t find what you are looking for? Call us at (866)-450-3412 to receive assistance and advice from one of our Alabama surety bond experts at Bryant Surety Bonds.

How to Get Bonded in Alabama

Depending on the type of Alabama surety bond you want to get, there are two different application forms.

To get an Alabama license & permit surety bond apply online here. Soon thereafter you will be contacted by one of Bryant Surety Bonds’ experts with a free exact bond quote on your commercial bond.
Once you’ve heard from us, you will need to supply us with a few more documents before we can underwrite your bond. The process is simple and straightforward.

You can always call us at (866)-450-3412 to consult one of your surety bond experts. Our experts are very knowledgeable and can provide you with additional details about your Alabama surety bond, if you need to know more.

Also, have a look at our ‘What is a surety bond?’ page for in-depth information about how surety bonds work and why they are required for businesses.