Alabama Surety Bonds Overview

Bryant Surety Bonds can underwrite every type of surety bond in Alabama for you.

Due to our long experience in underwriting bonds and our partner network of A-rated and T-listed surety bond companies we are able to offer you Alabama surety bonds at exclusive and competitive rates.
Applicants seeking to obtain a license and permit bond with a low credit score can also apply through our bad credit surety bond program.

Read on about the different types of Alabama surety bonds we underwrite, how much they cost and how you can apply. If you looking for a specific surety bond in Alabama, you can search for your bond in the table below.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License (No P&P Language) Bond State of Alabama Board for General Contractors General Contractor License Bond Apply Now
Contractor License (No P&P Language) Bond City of Birmingham City of Birmingham Contractor License Bond Apply Now
Contractor License (No P&P Language) Bond City of Dothan (City of Dothan, AL) Contractor License Bond Apply Now
Contractor License Performance & Payment (State) Bond Board of Heating, Air Conditioning, & Refrigeratio Heating, Air Conditioning, & Refrigeration Contrac Apply Now
Contractor License Performance & Payment (State) Bond Mobile Urban Development Department Urban Development Department Bond Apply Now
Contractor License Performance & Payment (State) Bond State of Alabama Plumbers & Gas Fitters Plumbing and or Gas Fitting Bond Apply Now
Investment Advisor (Blue Sky) Bond Securities Commission Uniform Surety Bond Apply Now
Professional Fund Raisers Bond Office of the Attorney General Prof. Fund Raiser or Comm. Co-Venturer Apply Now
Insurance Surplus Lines Brokers Bond Alabama Department of Insurance Insurance Surplus Lines Broker Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond State of Alabama, State Banking Dept SAFE Mortgage Act Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dept. of Revenue Motor Vehicle Dealer Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Alabama Dept of Revenue Used Motor Vehicle Dealer, Reconditioner, Rebuilde Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Alabama Department of Revenue Designated Agent Bond Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Alabama Department of Revenue Bond of Automotive Dismantler and Parts Recycler Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manufactured Housing Commission AMHC License/Permit Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Alabama D.O.R. Motor Vehicle Division Designated Agent-Non Dealer Bond Apply Now
Sport Permits Bond ALABAMA ATHLETIC COMMISSION Promoter's License Bond Apply Now
Detectives Bond City of Florence Private Detective Bond (City of Florence, AL) Apply Now
Medicare & Medicaid (Home Agencies, State) Bond Alabama Medicaid Agency Alabama Medicaid Agency Bond Apply Now
Professional Licenses (All Other) Bond State Of Alabama Real Estate Appraisers Board Appraisal Management Company Registration Apply Now
Professional Licenses (All Other) Bond Alabama Department of Insurance Corporate Surety - Bail Bond Apply Now
Professional Licenses (All Other) Bond Department of Agriculture & Industries Subterranean Termite Eradication and Control Work Apply Now
Professional Licenses (All Other) Bond State of Alabama Dept. of Insurance Service Contract Provider Bond Apply Now
Schools (All) Bond Department of Post Secondary Education Private School Performance Bond Apply Now
Schools (All) Bond Department of Postsecondary Education Private School Agents Apply Now
Schools (All) Bond Board of Cosmetology School Property Bond Apply Now
Alcohol (Retailers) Bond Jefferson County Dept. of Revenue Selling Alcoholic, Spirituous, Vinous or Fermented Apply Now
Alcohol (All Others) Bond City of Priceville Alcohol Ordinance Tax of Fee Bond (Priceville, AL) Apply Now
Utility Deposit Bond ALABAMA POWER Indemnity Bond for Electric Service and/or Steam H Apply Now
Utility Deposit Bond Alabama Gas Corporation Indemnity Bond for Gas Service Apply Now
Utility Deposit Bond Huntsville Utilities Huntsville Utilities Bond Apply Now
Utility Deposit Bond Florence Utilities, City of Florence AL Florence Utilities Deposit Bond Apply Now
Utility Deposit Bond Decatur Utilities Payment of Utility Bills Bond (Decatur Utilities) Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Connie S. Harris Private School Preformance Bond (Non-Degree Granti Apply Now
Money Transmitter Bond Alabama Securities Commission Money Transmitter Apply Now
Telemarketing/Phone Solicitor Bond Office of the Attorney General Telemarketing Apply Now
Telemarketing/Phone Solicitor Bond Office of the Attorney General, Consumer Protectio Telemarketing Bond Apply Now

Surety Bond Cost in Alabama

How much your Alabama surety bond will cost is determined by the type of your bond and the bonding amount.

For example, your Alabama auto dealer bond has a fixed amount of $25,000, as does the Alabama mortgage broker bond. These amounts are fixed for the state of Alabama and differ in other states. The $75,000 freight broker bond on the other hand is fixed and has the same amount across the country

Contract bonds also have different amounts and these are determined by the contract that contractors are obtaining a bond for.

If you’re worried about these amounts, don’t worry - they are not the cost of your surety bond. The amount of your Alabama surety bond is the coverage amount that your surety will extend to the bond’s obligees if these is a claim against the bond.

Your bond’s cost or premium, on the other hand, is a fraction of the full bond amount. This can vary between 1%-4% of the total bond amount for standard market rates and 5%-15% for our bad credit program. How high your bond rate will be depends on a series of financial factors that sureties take into account when reviewing your Alabama surety bond application. These factors are:

  • Personal credit score (most importantly)
  • Personal and business financials
  • Your industry experience
  • Other financial and business factors
Standard market rates are usually offered to applicants with high credit score.

Applicants with less than perfect credit, bankruptcies or other financial difficulties are offered higher rates due to the higher risk involved in bonding them. Our Bad Credit Surety Bond Program has been specifically devised for such applicants so that they can still get bonded, despite their less-than-perfect credit status.

To get an estimate rate on your personal Alabama surety bond, simply use our surety bond calculator on the right hand side. For a precise and entirely free quote on your bond, just apply for your surety bond with us and we will get in touch with you shortly.

If you would like to find out more what sureties take into account when determining the rate of your Alabama surety bond, have a look at our highly informative Surety Bond Cost page.

Types of Alabama Bonds

Do you need a bond for your Alabama license? Or maybe you need a bond for a construction project? We offer all three main types of surety bonds in Alabama: commercial bonds, contract bonds and court bonds. See below to find yours.

Alabama License & Permit Bonds

Alabama businesses who need to get licensed in order to operate lawfully are often required to obtain a commercial bond. These bonds are sometimes also called license and permit bonds and are usually obtained upon applying for a business license as well as when renewing a license.

Our most popular Alabama commercial bonds are Alabama auto dealer bonds, Alabama mortgage broker bonds as well as freight broker bonds.

Auto dealers in Alabama will need to obtain a $25,000 auto dealer bond when getting licensed. Mortgage broker bonds in Alabama are also in the amount of $25,000 while freight broker bonds are $75,000.

If you’ve never applied for a bond before, don’t worry - this is not the amount you have to pay to get your bond. Read on further below about how much Alabama surety bonds cost.

Alabama Contract Bonds

Contract bonds, such as payment and performance bonds, are our second most sold bonds in Alabama. We offer all types of contract bonds for construction projects.

These are usually required by Alabama contractors when they begin work on a federal, state or private construction project.

Alabama Court Bonds

Court bonds are sometimes required by Alabama courts. When appealing a judgment, appellants may be required to post an appeal bond. Fiduciaries in Alabama may also be required to post a fiduciary bond.

Can’t find what you are looking for? Call us at (866)-450-3412 to receive assistance and advice from one of our Alabama surety bond experts at Bryant Surety Bonds.

How to Get Bonded in Alabama

Depending on the type of Alabama surety bond you want to get, there are two different application forms.

To get an Alabama license & permit surety bond apply online here. Soon thereafter you will be contacted by one of Bryant Surety Bonds’ experts with a free exact bond quote on your commercial bond.
Once you’ve heard from us, you will need to supply us with a few more documents before we can underwrite your bond. The process is simple and straightforward.

You can always call us at (866)-450-3412 to consult one of your surety bond experts. Our experts are very knowledgeable and can provide you with additional details about your Alabama surety bond, if you need to know more.

Also, have a look at our ‘What is a surety bond?’ page for in-depth information about how surety bonds work and why they are required for businesses.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.