When Do You Need a Surety Bond in Tennessee?
Surety bonds are required in Tennessee to provide financial security and guarantee that the bonded party will comply with state laws, such as the Tennessee Code, and in particular the provisions that govern their type of business.
There are three main types of surety bonds:
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When applying for a business license, you may be required to post a license or permit bond as part of your application.
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To work on a public or private construction project, contractors may also be required to post a construction bond before they can bid or perform on a contract.
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In some cases, you may be required by the court to obtain a specific type of court bond such as supersedeas bond or guardianship bond.
Yout can learn more about how bonds work through our detailed ‘What is a surety bond’ guide!
Most Popular Surety Bonds in Tennessee
Tennessee Auto Dealer Bond
Freight Broker Bond
Tennessee Contractor License Bond
Tennessee Collection Service License Bond
Already know what kind of surety bond you need? Find it in the table below and follow the application link to request your free quote.
Find the Bond You Need
The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".
Freight Broker Bond (BMC-84) | FMCSA | N/A | Apply Now |
Agricultural (Non-Livestock) Bond | Tennessee Department of Agriculture | Pesticides | Apply Now |
Agricultural (Non-Livestock) Bond | Tennessee Department of Agriculture | Pest Control License Bond | Apply Now |
Contractor License Performance & Payment (Local) Bond | NASHVILLE AND DAVIDSON COUNTY | Metropolitan Government of Nashville and Davidson | Apply Now |
Contractor License Performance & Payment (Local) Bond | Hendersonville Department of Building & Codes | City of Hendersonville Permit Bond | Apply Now |
Contractor License Performance & Payment (State) Bond | Board of Licensing Contractors, Dept of Commerce a | Fire Protection Sprinkler Contractor | Apply Now |
Contractor License Performance & Payment (State) Bond | Dept. of Commerce & Insurance, Contractor License | Home Improvement Contractor | Apply Now |
Contractor License Performance & Payment (State) Bond | Memphis & Shelby County | Memphis and Shelby County Code Enforcement Bond | Apply Now |
Investment Advisor (Blue Sky) Bond | State of Tennessee Securities | Investment Advisor Bond | Apply Now |
Collection Agency Bond | Tennessee Department of commerce and Insurance | Collection Service License Bond | Apply Now |
Collection Agency Bond | Tennessee Department of Commerce and Insurance | Collection Agency Bond | Apply Now |
Collection Agency Bond | Tennessee Department of Commerce | Collection Service License | Apply Now |
Collection Agency Bond | Director of Tennessee Division of Consumer Affairs | Credit Services Organization Bond | Apply Now |
Professional Fund Raisers Bond | Division of Charitable Solicitations and Gaming | Professional Fund Raising | Apply Now |
Insurance Adjusters Bond | TN Department of Commerce | Public Adjusters | Apply Now |
Mortgage Broker (1st & 2nd Mortgages) Bond | Tennessee Department of Financial Institutions | Mortgage Broker, Lender or Servicer | Apply Now |
Mortgage Lender/Banker (1st & 2nd Mort.) Bond | STATE OF TENNESSEE Dept OF FINANCIAL INST. | Mortgage Lender | Apply Now |
Small Loan Companies Bond | Department of Financial Institutions | Title Pledge Lender | Apply Now |
Small Loan Companies Bond | State of Tennessee Dept. of Financial Institutions | Industrial Loan and Thrift | Apply Now |
Title Insurance Agents & Escrow Officers Bond | Dept of Commerce and Insurance | Title Insurance Producer's | Apply Now |
Title Insurance Agents & Escrow Officers Bond | Tennessee Department of Commerce and Insurance | Title Insurance Producer's | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Commission | Motor Vehicle Dealer | Apply Now |
Auto & Mobile Home Dealers (New & Used) Bond | Motor Vehicle Commissioner | Dealer of Manufactured Homes | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Commission | Motor Vehicle Auction | Apply Now |
Auto & Mobile Home Dealers (Used Only, No New) Bond | Motor Vehicle Commission | Motor Vehicle Dealer | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Motor Vehicle Commission | Motor Vehicle Auction | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | Tennessee Motor Vehicle Commission | Manufactured Home Stabilizing System Installer Bon | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | STATE FIRE MARSHAL’S OFFICE | Modular Building Units Installer Bond | Apply Now |
Motor Vehicle (Non-Dealer, Not Listed) Bond | State Fire Marshal's Office - Codes Enforcement | Modular Building Units Dealer Bond | Apply Now |
Sport Permits Bond | Tennessee Athletic Commission | Professional Boxing or Combat Matches Promoter | Apply Now |
Health Spas/Health Clubs Bond | State of Tennessee Dept of Commerce & Insurance | STATE OF TENNESSEE – HEALTH CLUB SURETY | Apply Now |
Employment Agencies Bond | Department of Commerce & Insurance | Staff Leasing Company License or Permit Bond | Apply Now |
Retail Stores & Service Shops | State Board of Cosmetology | School of Cosmetology | Apply Now |
Professional Licenses (All Other) Bond | State of Tennessee, County of Shelby | County Public Officals | Apply Now |
Professional Licenses (All Other) Bond | Tennessee Wildlife Resources Agency | Wildlife Recources Agency | Apply Now |
Professional Licenses (All Other) Bond | Department of Agriculture | Pest Control License | Apply Now |
Professional Licenses (All Other) Bond | Division of Consumer Affairs | Beauty Pageant Surety Bond | Apply Now |
Professional Licenses (All Other) Bond | Maury County General Session & Circuit Court | Probationary Services Provider Perfromance Bond | Apply Now |
Professional Licenses (All Other) Bond | State of Tennessee Securities Division | Professional Licenses (All Other) Bond | Apply Now |
Professional Licenses (All Other) Bond | Business Services Division - Tre Hargett | Litigation Financier Bond | Apply Now |
Schools (All) Bond | Tennessee Board of Cosmetology | Private School Bond (Cosmetology) | Apply Now |
Schools (All) Bond | Tennessee Higher Education Commission | Postsecondary Educationall Institutions Bond | Apply Now |
Schools (All) Bond | Tennessee Higher Education Commission | Postsecondary Educationall Institutions Bond | Apply Now |
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond | Department of Revenue | Warehousmen, Dealers, Wholesalers, Manufacturers o | Apply Now |
Alcohol (Retailers) Bond | State of Tennessee ABC | Sale of Alcoholic Beverages For Consumption On Pre | Apply Now |
Alcohol (Retailers) Bond | State Tennessee | Sale of Alcoholic Beverages For Consumption On Pre | Apply Now |
Alcohol (All Others) Bond | Department of Revenue State of Tennessee | License For Consumption On Premises | Apply Now |
Alcohol (All Others) Bond | Department of Revenue | Alcohol (All Others) Bond | Apply Now |
Cigar/Cigarette & Tobacco Tax Bond | Tennessee Department of Revenue | TOBACCO TAX STAMP AFFIXING AGENT | Apply Now |
Fuel Tax (All Others, Sellers & Users) Bond | TN Dept of Revenue | Petroleum Products and Alternative Fuels | Apply Now |
Utility Deposit Bond | Clarksville Department of Electricity | Utility Deposit Bond | Apply Now |
Utility Deposit Bond | Electric Board of Chattanooga | Electric Service Indemnity Bond (Electric Board of | Apply Now |
Utility Deposit Bond | Murfreesboro Electric Department | Murfreesboro Electric Utility Deposit Bond | Apply Now |
Utility Deposit Bond | Cookeville Electric Dept. | City of Cookeville Electric Dept. Utility Bond | Apply Now |
Utility Deposit Bond | Memphis Light, Gas & Water Division | Memphis Light, Gas & Water Div Indemnity Bond for | Apply Now |
Utility Deposit Bond | Nashville Electric Service | Electric Service Furnished Bond (Davidson County, | Apply Now |
Utility Deposit Bond | Metro Water Services | Utility Bond (Metro Water Services) | Apply Now |
Lottery Bond | Tennessee Education Lottery Corp. | Lottery Retailer | Apply Now |
Telemarketing/Phone Solicitor Bond | Tennessee Secretary of State | Professional Solicitor Bond | Apply Now |
Appraisal Management | TN Appraisal Commission | Appraisal Management Company Bond | Apply Now |
Call us at 866.450.3412 if you have any questions whatsoever about these bonds!
What’s the Cost of a Surety Bond in Tennessee?
The cost of your Tennessee surety bond, or the premium, that you have to pay is a percentage of the total amount of the bond. The most significant indicator for determing the bond cost is personal credit score. Tennessee surety bond applicants with good score can expect to receive a quote that ranges between 1%-4% of the total amount of the bond they are applying for.
Our Surety Bond Cost page can provide you with plenty of additional and useful information about how surety bond cost is formed.
Can I Get Bonded With Bad Credit?
Yes, our Bad Credit Surety Bond Program is especially designed for applicants with bad credit. They are usually offered a slightly higher rate, 5%-15% of the total bond amount, due to the increased risk that they posit for the surety.
To get an idea how much your surety bond will cost, try our surety bond cost calculator below!
How to Apply for a Surety Bond in Tennessee?
To apply for a license or construction bond, simply complete our 2-min online bond application form to get started with your bonding process. You will then receive a free quote on your bond, along with more details on completing the application process.
Our experts are available for you to talk to at 866.450.3412. Call us anytime to inquire about surety bonds or receive help with your application.
Further Reading