Tennessee Surety Bonds

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  • All types of Tennessee surety bonds
  • Tennessee surety bonds for all credit types
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Tennessee Surety Bonds Overview

Bryant Surety Bonds represents a number of highly acclaimed A-rated and T-listed Tennessee surety bond companies. Through them we have access to many different markets for all types of Tennessee surety bonds. We are licensed to write bonds for clients with good, bad, or no credit in Tennessee.

You can obtain a bond from us regardless of your credit past, due to the companies we work with and because of our Bad Credit Surety Bond Program, which enables even applicants with bad credit to get bonded at exclusive rates.

If you want to apply for your Tennessee surety bond immediately, type in the name of the surety bond you need in the table below. You can then directly proceed with your application by clicking the ‘Apply’ button.

Want to find out more about Tennessee surety bonds prior to applying? Read on below, for extensive information about the various types of Tennessee surety bonds, how much it costs to get bonded, and how to get a surety bond in Tennessee.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

  • Agricultural (Non-Livestock) Bond
    Tennessee Department of Agriculture
    Pesticides
  • Agricultural (Non-Livestock) Bond
    Tennessee Department of Agriculture
    Pest Control License Bond
  • Contractor License Performance & Payment (Local) Bond
    NASHVILLE AND DAVIDSON COUNTY
    Metropolitan Government of Nashville and Davidson
  • Contractor License Performance & Payment (Local) Bond
    Hendersonville Department of Building & Codes
    City of Hendersonville Permit Bond
  • Contractor License Performance & Payment (State) Bond
    Board of Licensing Contractors, Dept of Commerce a
    Fire Protection Sprinkler Contractor
  • Contractor License Performance & Payment (State) Bond
    Dept. of Commerce & Insurance, Contractor License
    Home Improvement Contractor
  • Contractor License Performance & Payment (State) Bond
    Memphis & Shelby County
    Memphis and Shelby County Code Enforcement Bond
  • Investment Advisor (Blue Sky) Bond
    State of Tennessee Securities
    Investment Advisor Bond
  • Collection Agency Bond
    Tennessee Department of commerce and Insurance
    Collection Service License Bond
  • Collection Agency Bond
    Tennessee Department of Commerce and Insurance
    Collection Agency Bond
  • Collection Agency Bond
    Tennessee Department of Commerce
    Collection Service License
  • Collection Agency Bond
    Director of Tennessee Division of Consumer Affairs
    Credit Services Organization Bond
  • Professional Fund Raisers Bond
    Division of Charitable Solicitations and Gaming
    Professional Fund Raising
  • Insurance Adjusters Bond
    TN Department of Commerce
    Public Adjusters
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Tennessee Department of Financial Institutions
    Mortgage Broker, Lender or Servicer
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    STATE OF TENNESSEE Dept OF FINANCIAL INST.
    Mortgage Lender
  • Small Loan Companies Bond
    Department of Financial Institutions
    Title Pledge Lender
  • Small Loan Companies Bond
    State of Tennessee Dept. of Financial Institutions
    Industrial Loan and Thrift
  • Title Insurance Agents & Escrow Officers Bond
    Dept of Commerce and Insurance
    Title Insurance Producer's
  • Title Insurance Agents & Escrow Officers Bond
    Tennessee Department of Commerce and Insurance
    Title Insurance Producer's
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Commission
    Motor Vehicle Dealer
  • Auto & Mobile Home Dealers (New & Used) Bond
    Motor Vehicle Commissioner
    Dealer of Manufactured Homes
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Commission
    Motor Vehicle Auction
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Motor Vehicle Commission
    Motor Vehicle Dealer
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Motor Vehicle Commission
    Motor Vehicle Auction
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    Tennessee Motor Vehicle Commission
    Manufactured Home Stabilizing System Installer Bon
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    STATE FIRE MARSHAL’S OFFICE
    Modular Building Units Installer Bond
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    State Fire Marshal's Office - Codes Enforcement
    Modular Building Units Dealer Bond
  • Sport Permits Bond
    Tennessee Athletic Commission
    Professional Boxing or Combat Matches Promoter
  • Health Spas/Health Clubs Bond
    State of Tennessee Dept of Commerce & Insurance
    STATE OF TENNESSEE – HEALTH CLUB SURETY
  • Employment Agencies Bond
    Department of Commerce & Insurance
    Staff Leasing Company License or Permit Bond
  • Retail Stores & Service Shops
    State Board of Cosmetology
    School of Cosmetology
  • Professional Licenses (All Other) Bond
    State of Tennessee, County of Shelby
    County Public Officals
  • Professional Licenses (All Other) Bond
    Tennessee Wildlife Resources Agency
    Wildlife Recources Agency
  • Professional Licenses (All Other) Bond
    Department of Agriculture
    Pest Control License
  • Professional Licenses (All Other) Bond
    Division of Consumer Affairs
    Beauty Pageant Surety Bond
  • Professional Licenses (All Other) Bond
    Maury County General Session & Circuit Court
    Probationary Services Provider Perfromance Bond
  • Professional Licenses (All Other) Bond
    State of Tennessee Securities Division
    Professional Licenses (All Other) Bond
  • Professional Licenses (All Other) Bond
    Business Services Division - Tre Hargett
    Litigation Financier Bond
  • Schools (All) Bond
    Tennessee Board of Cosmetology
    Private School Bond (Cosmetology)
  • Schools (All) Bond
    Tennessee Higher Education Commission
    Postsecondary Educationall Institutions Bond
  • Schools (All) Bond
    Tennessee Higher Education Commission
    Postsecondary Educationall Institutions Bond
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Department of Revenue
    Warehousmen, Dealers, Wholesalers, Manufacturers o
  • Alcohol (Retailers) Bond
    State of Tennessee ABC
    Sale of Alcoholic Beverages For Consumption On Pre
  • Alcohol (Retailers) Bond
    State Tennessee
    Sale of Alcoholic Beverages For Consumption On Pre
  • Alcohol (All Others) Bond
    Department of Revenue State of Tennessee
    License For Consumption On Premises
  • Alcohol (All Others) Bond
    Department of Revenue
    Alcohol (All Others) Bond
  • Cigar/Cigarette & Tobacco Tax Bond
    Tennessee Department of Revenue
    TOBACCO TAX STAMP AFFIXING AGENT
  • Fuel Tax (All Others, Sellers & Users) Bond
    TN Dept of Revenue
    Petroleum Products and Alternative Fuels
  • Utility Deposit Bond
    Clarksville Department of Electricity
    Utility Deposit Bond
  • Utility Deposit Bond
    Electric Board of Chattanooga
    Electric Service Indemnity Bond (Electric Board of
  • Utility Deposit Bond
    Murfreesboro Electric Department
    Murfreesboro Electric Utility Deposit Bond
  • Utility Deposit Bond
    Cookeville Electric Dept.
    City of Cookeville Electric Dept. Utility Bond
  • Utility Deposit Bond
    Memphis Light, Gas & Water Division
    Memphis Light, Gas & Water Div Indemnity Bond for
  • Utility Deposit Bond
    Nashville Electric Service
    Electric Service Furnished Bond (Davidson County,
  • Utility Deposit Bond
    Metro Water Services
    Utility Bond (Metro Water Services)
  • Lottery Bond
    Tennessee Education Lottery Corp.
    Lottery Retailer
  • Telemarketing/Phone Solicitor Bond
    Tennessee Secretary of State
    Professional Solicitor Bond
  • Appraisal Management
    TN Appraisal Commission
    Appraisal Management Company Bond

Types of Surety Bonds in Tennessee

We are licensed to underwrite all types of Tennessee surety bond, without exception. These include Tennessee license and permit bonds, necessary for those businesses that need to get bonded when applying for their business license. Tennessee contract bonds are also available to our clients who are Tennessee contractors and who have been asked to get bonded. Finally, we also have access to markets for Tennessee court bonds, if any of our clients should require one of these.

Continue below for more information on each particular type of Tennessee surety bond.

Tennessee License & Permit Bonds

All states require certain businesses to get a license and permit bond when they apply for a business license. Which businesses in particular need to get licensed and bonded depends on state regulations. Some, such as mortgage brokers or freight brokers, need to get licensed and bonded in all states, and Tennessee makes no exception.

Tennessee license bonds are put in place by the state government, in order to protect the public and the government itself from businesses that break state regulations. This may include not acting transparently enough, or intentionally committing fraud and dishonesty.

In such cases, Tennessee license bonds are there to extend financial compensation to those affected by such actions (the bond’s obligees such as customers or the public) for the financial harm they have suffered.

Tennessee auto dealer bonds and Freight broker bonds are some of the most popular license bonds in the state that we receive applications for. But we also regularly underwrite many other types of Tennessee license bonds, such as mortgage broker bonds, contractor license bonds, collection agency bonds and others.

All these bonds have different bonding amounts, which are usually mandated by state legislation. Some bonds have the same amount in all states. To find out more about a bond’s amount and how that affects its cost, read on below about Tennessee surety bond cost.

Tennessee Contract Bonds

We also underwrite many Tennessee contract bonds for our clients. Contract bonds are those surety bonds which licensed Tennessee contractors will often be required to obtain, when they want to work on a construction job in the state.

Once contractors are licensed and bonded, they will be allowed to bid on and work on public and private construction jobs. Most public and state projects will require contractors to obtain Tennessee contract bonds that guarantee their faithful performance and execution of their responsibilities as per contract. Many if not all private construction jobs will require the same of contractors.

Tennessee Court Bonds

We also underwrite Tennessee court bonds for our clients in the state. These bonds are used in courts, whenever an appellant wants to take a case to an appellate court. In those cases, they will be required by the court to obtain a specific type of court bond - a supersedeas bond, also known as an appeal bond.

Alternatively, those who are being appointed as fiduciaries in Tennessee and are expected to guard over and take care of someone’s property may be asked to obtain a fiduciary bond by a Tennessee probate court.

Call us at (866) 450-3412 if you have any questions whatsoever about Tennessee surety bonds! Our surety bond experts are highly knowledgeable - from Tennessee bonding requirements to how you can get bonded in Tennessee - they know it all!

Surety Bond Cost in Tennessee

The cost of your Tennessee surety bond depends on the amount of the bond. The amount is its penal sum, the amount of maximum compensation that state regulations have specified as relevant for each particular bond. For example, in order to obtain a motor vehicle dealer license in Tennessee, applicants need to post a $50,000 Tennessee auto dealer bond.

This does not mean, however, that they need to pay $50,000 in order to obtain the bond. The cost of the bond, or the premium, that applicants pay is a percentage of the total amount of the bond. When sureties receive applications for bonds, they check a number of financial indicators in order to set a rate at which the applicant can obtain the bond. The most significant indicator is personal credit score. Those applicants with good credit scores receive better rates than those with a lower score.

Sureties also take into account other factors. For example, among others, they may consider your:

  • Personal financial statements

  • Business financial statements

  • Industry experience

The rates for good credit applicants are called standard market rates. Tennessee surety bond applicants with a good score can expect to receive a quote that ranges between 1%-4% of the total amount of the bond they are applying for.

But applicants whose credit score is low, or who don’t have a credit score altogether, can also get a Tennessee surety bond. While such applicants are deemed risky by sureties because of their financial status, by working with the right agency, these applicants can still get bonded.

Bryant Surety Bonds’ Bad Credit Surety Bond Program makes this possible. We have created this program in conjunction with our trusted surety partners. Through this program, bad credit applicants still have plenty of opportunity to obtain a bond.

In order to get bonded, these applicants also have to pay a slightly higher rate, 5%-15% of the total bond amount, due to the increased risk that they posit for the surety. We never compromise, neither with the quality of the bond’s backing, nor with doing everything we can to find the lowest and best rate for all our applicants.

To get an idea how much your Tennessee surety bond will cost, try our surety bond cost calculator in the right sidebar. Or, if you want to receive a precise quote, you can go straight ahead and submit your application. We will contact you shortly with your free Tennessee surety bond quote.

Our Surety Bond Cost page can provide you with plenty of additional and useful information about how surety bond cost is formed. Make sure to visit it!

How to Get Bonded in Tennessee

To get your Tennessee surety bond you simply need to fill in the right application, submit it, and then wait for your free bond quote and approval. Here’s how to apply depending on the bond you need:

Apply online here if you need a Tennessee license and permit bond. Approvals for license bonds are usually fast, so you may get your free quote within the same day. Just follow the instructions and submit your application.

There are two forms that you can fill in if you need a Tennessee contract surety bond. Use our Fast Track Program application form if your contract bond’s amount is less than $250,000. If your contract bond’s amount is more than $250,000, you will have to use our Full Bond Line Project application, since larger bonds require a more thorough assessment before being approved and underwritten.

You can download the correct online form for contract bonds here. Fill it in, attach all the needed documentation, and send it off to us. Approvals on contract bonds tend to take slightly longer because they are checked more carefully by sureties. We will contact you with your free quote as soon as possible.

Our experts are also available for you to talk to at (866)-450-3412. Call us anytime to inquire about surety bonds or receive help with your application. We look forward to helping you!

If you have any additional questions, consult our ‘what is a surety bond’ guide. There you will find answers to most of your questions concerning what surety bonds are, how bonding works, and what surety bond claims are.

Tennessee Surety Bond Companies

As part of our service to you, we insist on the quality of the surety bonds we underwrite. For many years we have committed ourselves to working only with the best possible Tennessee surety bond companies. Companies such as Liberty Mutual Insurance Company, Washington International Insurance Company, and International Fidelity Insurance Company are among our closest and most trusted partners.

All of them are A-rated and T-listed sureties, which makes them some of the most reliable and expert companies in the surety bond industry. By working with us you are being backed by them!