Minnesota Surety Bonds Overview

Bryant Surety Bonds provides bonding services across the country, including Minnesota surety bonds. We are able to place all types of bonds in Minnesota, thanks to the A-rated and T-listed surety bond companies we work with.

Applicants with low credit scores have specific needs and concerns. Our Bad Credit Surety Bond Program offers some of the best available deals to applicants who’ve been rejected elsewhere, thanks to our access to a variety of special markets.

To get bonded right away, you can find the bond you need by searching the table below. Click the ‘Apply’ button and you’ll be forwarded to your surety bond application form, which takes only a minute or two to submit.

To find out more about Minnesota surety bonds, see the sections below the table. We’ve compiled everything you need to know about the types of surety bonds we offer, how your bond cost is calculated, and how you can get your bond.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Agricultural (Non-Livestock) Bond Minnesota Dept of Agriculture Agricultural (Non-Livestock) Bond Apply Now
Contractor License (No P&P Language) Bond Minnesota Department of Labor and Industry Mechanical License Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Circle Pines General Contracting License Bond Apply Now
Contractor License Performance & Payment (State) Bond Dept of Labor and Industry Electrical Contractor Bond Apply Now
Contractor License Performance & Payment (State) Bond Dept of Labor and Industry Sign Contractor Apply Now
Contractor License Performance & Payment (State) Bond Dept of Labor and Industry Mechanical $25K Apply Now
Contractor License Performance & Payment (State) Bond Minnesota Department of Labor and Industry Technology System Contractor Bond Apply Now
Contractor License Performance & Payment (State) Bond State of Minnesota Non-Minnesota Contractor's Bond Apply Now
Investment Advisor (Blue Sky) Bond State Of Minnesota Investment Advisor Apply Now
Collection Agency Bond Commissioner,Dept of Commerce Collection Agency (Corp/LLC) Apply Now
Collection Agency Bond Commissioner,Dept of Commerce Collection Agency (Partnership) Apply Now
Collection Agency Bond Commissioner,Dept of Commerce Collection Agency (Sole Prop.) Apply Now
Debt Consolidators Bond Dept of Commerce - Div of Financial Institutions Credit Service Organization Apply Now
Professional Fund Raisers Bond Office of the Attorney General Professional Fund Raisers Bond Apply Now
Insurance Adjusters Bond Department of Commerce Public Adjuster Surety Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Dept of Commerce Residential Mortgage Originator Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Dept of Commerce, Division of Financial Examinatio Residential Mortgage Servicer Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Commerce Mortgage Lender Apply Now
Defective Title Bond MN Dept of Public Safety, Motor Vehicles Ownership and Security Intrest Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Public Safety - Driver and Vehicle S Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Minnesota Department of Labor and Industry Manufactured Home Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Public Safety - Driver and Vehicle S Motor Vehicle Dealer Apply Now
Sport Permits Bond MN Office of Combative Sports Promoters Bond Apply Now
Health Spas/Health Clubs Bond State of Minnesota Health, Dating or Buying Club Apply Now
Auctioneers (Other than Livestock) Bond Hennepin County Auctioneers (Other than Livestock) Bond Apply Now
Auctioneers (Other than Livestock) Bond Dakota County Auctioneers Bond (Dakota County, MN) Apply Now
Detectives Bond State of Minnesota Protective Agent for Fee Bond Apply Now
Detectives Bond State of Minnesota Private Detective or Investigator For Free Bond Apply Now
Retail Stores & Service Shops City of Anoka, MN (City of Anoka, MN) Liquor License Type Bond Apply Now
Medicare & Medicaid (Home Agencies, State) Bond Dept of Human Services PCA Agency Bond Apply Now
Medicare & Medicaid (Durable Equip, State) Bond MN Dept of Human Services DMEPOS Bond Apply Now
Professional Licenses (All Other) Bond Department of Human Services, State of Minnesota Professional Licenses (All Other) Apply Now
Professional Licenses (All Other) Bond MN Department of Commerce Dept. of Commerce Currency Exchange Apply Now
Professional Licenses (All Other) Bond State Fire Marshall Division Fire Protection Bond Apply Now
Professional Licenses (All Other) Bond State of Minnesota Bullion Coin Dealer Bond (Corporation/LLC) Apply Now
Professional Licenses (All Other) Bond State Of Minnesota Franchisor Bond Apply Now
Professional Licenses (All Other) Bond Commissioner of Human Services Interpreter Agency Bond (U Care Minnesota) Apply Now
Professional Licenses (All Other) Bond Minnesota Department of Commerce Service Contract Provider Bond Apply Now
Professional Licenses (All Other) Bond Licenses and Consumer Services Wrecker of Buildings License Bond (Class B) Apply Now
Schools (All) Bond Department of Transportation MINNESOTA DEPARTMENT OF TRANSPORTATION Apply Now
Schools (All) Bond Minnesota Office of Higher Education Private School Bond Apply Now
Schools (All) Bond MN Driver and Vehicle Services Commercial Driver Training School Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Department of Public Safety Alcohol and Gambling E Alochol & Gambling Enforcement direcor Manufactors Apply Now
Fuel Tax (All Others, Sellers & Users) Bond MN Dept of Public Safety International Fuel Tax Agreement and International Apply Now
Utility Deposit Bond anoka municipal utility (AMU) Anoka Municipal Utility Bond Apply Now
Auctioneer's (Net Proceeds Meet Amount) Bond Hennepin County (Hennepin County, MN) Auctioneer Bond Apply Now
Wages & Fringe Benefits Bond MN & ND Bricklayers and Allied Craftworkers Fringe Benefit Bond (MCTCA) Apply Now
Lottery Bond Minnesota State Lottery Lottery Bond Apply Now
Money Transmitter Bond STATE OF MINNESOTA DEPARTMENT OF COMMERCE CURRENCY Money Transmitter Apply Now

Types of Surety Bonds in Minnesota

We offer all types of Minnesota surety bonds. These include Minnesota license bonds, Minnesota contract bonds, and Minnesota court bonds.

License bonds– also called commercial bonds– are those bonds that businesses need when they are applying for their license in the state of Minnesota. Contract bonds are required of contractors who are already licensed and bonded, and wish to work on construction projects within the state. Court bonds are required by state courts in a variety of courtroom situations– when you are appealing a ruling or when you are becoming a fiduciary.

Read on for more information on these different types of bonds.

Minnesota License & Permit Bonds

The state government of Minnesota requires a variety of businesses to obtain a business licence before they can do business. When getting licensed, many businesses also need to obtain a license and permit bond, sometimes called a commercial bond, and submit it to the relevant state authority.

Which businesses need to get bonded, and which don’t, is determined by the state. Some bonds, such as auto dealer bonds and freight broker bonds, are required in all states, with few exceptions.

The requirement for getting bonded, such as the amount of the surety bond (also known as the penal sum of the bond), also vary from state to state, and from bond to bond.

License bonds are are a guarantee that licensed and bonded businesses will comply with state regulations, and all rules pertaining to their particular type of business. They thus serve as protection, through financial compensation, to customers and the state in cases where regulations are not complied with, and businesses act dishonestly.

The freight broker bond and the Minnesota auto dealer bond are among the bonds that we receive the most applications for. We also underwrite the whole range of other license bonds required in the state, at great rates. Find out more about the cost of the bond and how to get bonded below.

Minnesota Contract Bonds

Contract bonds are required of licensed and bonded Minnesota contractors who have been hired to work on a construction project in the state. They are also relevant to those who wish to participate in a bid on a project, and in a number of other cases.

The purpose of these bonds is to provide a guarantee to project owners that bonded Minnesota contractors will perform in accordance with state regulations, as well as the conditions set forth in the construction agreement.

Minnesota Court Bonds

Some Minnesota courts may require appellants to obtain court bonds when appealing a ruling. At other times, when a fiduciary is appointed by a court, the court may require that person to obtain the respective type of court bond to guarantee their trustworthiness.

You can find out more about all types of Minnesota surety bonds by calling us at (866)-450-3412, to speak to one of our surety bond professionals. We know everything about the various surety bond requirements in Minnesota, and will be happy to answer your questions.

Surety Bond Cost in Minnesota

The surety bond premium, or rate, is the cost of obtaining your Minnesota surety bond. It is a percentage of the total amount of your bond.

This total bond amount, or penal sum, is the maximum amount of compensation that your surety may extend to the bond’s obligees, if there is a claim against your bond.

When setting the rate at which you can get your bond, the surety usually checks your personal credit score first. In order to determine your rate, sureties need information about your reliability and financial stability, and credit score has proven to be a very efficient indicator of these. Your surety will likely also look at your:

  • Personal and business financial statements
  • Asset profile
  • Overall work record
  • Industry experience

Respectively, those applicants with a high-to-perfect credit score are given lower rates on their bond. If you have a high score, you can expect your premium to be somewhere between 1%-4% of the full amount of your bond.

But just because they don’t have a perfect score, doesn’t mean applicants with credit troubles are out of luck. If you have a low score, you can apply through our Bad Credit Surety Bond Program, and get the same high-quality bonds offered to everyone else.

This program has been specifically developed for low-credit applicants, giving them the chance to obtain a bond at a rate between 5%-15%, slightly higher than standard market rates.

Our surety bond cost calculator on the right can give you an idea of how much it may cost to get your bond. Or, you can get an accurate and entirely free quote by submitting a surety bond application for the bond you need.

Want to know more about bond cost? Our 'Surety Bond Cost' page contains more detailed information about how sureties determine rates.

How to Get Bonded in Minnesota

Applying for your Minnesota surety bond takes only a few minutes with our easy-to-use application tool. Apply online here, by filling in and submitting your surety bond application form.

As soon as we’ve received and processed your application, we will contact you with further details about your bond.

Our experts are available at (866)-450-3412,to provide even more information about surety bonds. They can also help you if you have trouble with your application, or can’t figure out which bond is right for you.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.