When Do You Need a Surety Bond in Indiana?
Surety bonds serve as a guarantee that the bonded party will comply with laws and regulations in Indiana, as well as perform in accordance with contracts and agreements. The surety bond provides protection to the public and the state and ensures they will receive compensation for any losses or damages in case of violation of the bond agreement. If you are new to bonding, you can learn more about how surety bonds work in our detailed What is a surety bond guide.
There are three main types of surety bonds in Indiana which you can obtain:
When applying for a permit or business license, the state of Indiana may require you to obtain a license and permit bond.
If you are a contractor who wants to bid or work on public and private construction projects in Indiana, you will need to provide a certain type of construction bond.
You will need to get bonded with a court bond if you want to appeal a court judgment or if you are appointed as a guardian or fiduciary.
Often businesses who manage other people’s property or money obtain specific types of fidelity bonds to protect from employee dishonesty and provide additional security to their clients.
Most Popular Bonds in Indiana
If you know what type of bond you need, simply search for it in the table below and follow the application link.
Find the Bond You Need
The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".
|Freight Broker Bond (BMC-84)||FMCSA||N/A||Apply Now|
|Livestock Dealers (Non-Packers, Stockyards) Bond||Indiana State Board of Health||Livestock Market Facilities and Dealers Bond||Apply Now|
|Contractor License (No P&P Language) Bond||IN Dept of Natural Resources||Timber Buyer||Apply Now|
|Contractor License (No P&P Language) Bond||Consolidated City of Indianapolis||General Contractor License Bond||Apply Now|
|Contractor License (No P&P Language) Bond||Saint Joseph County Health Dept.||Saint Joesph County Health Department General Cont||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Consolidated City of Indianapolis||Contractor License Bond||Apply Now|
|Contractor License Performance & Payment (Local) Bond||LaPort County||Building Contractor Bond||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Marshall County Building||Marshall County General Contractor License||Apply Now|
|Contractor License Performance & Payment (Local) Bond||City of La Porte||Building Contractor Bond||Apply Now|
|Contractor License Performance & Payment (Local) Bond||City of Richmond, Indiana||Repair or Removal of Unsafe Building Bond||Apply Now|
|Contractor License Performance & Payment (Local) Bond||Lake County Plan Commission||Waterproofing Contractor Bond (Lake County Plan Co||Apply Now|
|Contractor License Performance & Payment (Local) Bond||The City of Gary||General Contractor Bond (Lake County, IN)||Apply Now|
|Excess Weight, Other Highway & Street Permit Bond||The City of Mishawaka Indiana||Excavatin in Streets Bond||Apply Now|
|Collection Agency Bond||State Board of Accounts||Collection Agency||Apply Now|
|Debt Consolidators Bond||IN Consumer Protection Division||Foreclosure Consultant/Credit Services Organizatio||Apply Now|
|Debt Consolidators Bond||State of Indiana Office of Attorney General||Credit Services Organization||Apply Now|
|Mortgage Broker (1st & 2nd Mortgages) Bond||Securities Commissioner||Loan Broker||Apply Now|
|Mortgage Lender/Banker (1st & 2nd Mort.) Bond||Securities Commissioner||First Lien Mortgage Lending||Apply Now|
|Mortgage Lender/Banker (1st & 2nd Mort.) Bond||State of Indiana Dept of Financial Institutions||Mortgage Lending||Apply Now|
|Auto & Mobile Home Dealers (New & Used) Bond||Indiana Secretary of State Dealer Division||Vehicle Merchandising Certificate Bond||Apply Now|
|Auto & Mobile Home Dealers (Used Only, No New) Bond||Indiana Secretary of State Dealer Division||Vehicle Merchandising Certificate Bond||Apply Now|
|Auto & Mobile Home Dealers (Used Only, No New) Bond||State of Indiana Dealer Division||Auto & Mobile Home Dealers (Used Only, No New) Bon||Apply Now|
|Sport Permits Bond||Indiana Gaming Commission||Boxing & Unarmed Combat Promoters||Apply Now|
|Medicare & Medicaid (Durable Equip, State) Bond||Indiana Family and Social Services||Medicaid Bond||Apply Now|
|Medicare & Medicaid (Durable Equip, State) Bond||Family and Social Services Administration||Medicaid Transportation Provider Bond||Apply Now|
|Professional Licenses (All Other) Bond||Indiana Department of Insurance||Discount Medical Program Organization Bond||Apply Now|
|Professional Licenses (All Other) Bond||City of Shelbyville||City of Shelbyville Contractor License Bond||Apply Now|
|Professional Licenses (All Other) Bond||Indiana Secretary of State Securities Division||Internet Web Site Operator||Apply Now|
|Professional Licenses (All Other) Bond||IDEM Solid Waste Permits Section, Office of Land||Closure/Post-Closure Bond||Apply Now|
|Schools (All) Bond||Commission on Proprietary Education||Institutional Surety Bond||Apply Now|
|Alcohol (Manufacturers, Warehouses, Wholesalers) Bond||Indiana Alcoholic Beverage Commission||Alcohol Beverage||Apply Now|
|Cigar/Cigarette & Tobacco Tax Bond||Indiana Department of Revenue||Other Tobacco Products Distributor's License||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Dept of Revenue Fuel Tax, Bonds & Licensing||Special Fuel License||Apply Now|
|Fuel Tax (All Others, Sellers & Users) Bond||Indiana Department of Revenue||Gasoline Distributor's License Bond||Apply Now|
|Miscellaneous Taxes Bond||Indiana Department of Revenue - OSW Services||Permit Fee Bond||Apply Now|
|Wages & Fringe Benefits Bond||Intl Brotherhood of Electrical Workers Local 531||IBEW Local 531 Contractor's Wage, Fringe Benefit a||Apply Now|
|Fringe Benefits Only Bond||Intl Brotherhood of Electricial Workers Local 153||IBEW Local 153 Contractor Wage Bond||Apply Now|
If you are still not sure which bond you need or how to comply with the bonding requirements, give us a call at (866)-450-3412.
How Much Does a Surety Bond Cost in Indiana?
The cost of your surety bond is called a bond premium and depends on the amount of your specific bond and on your financial status as an applicant. For good credit scores, sureties offer clients a rate between 1%-3% of the total bond amount. Applicants with lower credit can expect rates between 4%-10%. Our Surety Bond Cost page can help you better understand how surety bond costs are formulated.
To get an estimate quote on your surety bond, use our surety bond calculator below!
Surety Bond Cost Calculator
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Can I Get Bonded With Bad Credit Score?
If your personal credit score is lower, you have past bankruptcies or tax liens, you can still apply for a surety bond. Such applicants are usually offered rates between 5%-15% of the total amount due to increased risk for sureties when issuing bonds under such conditions. You can find out more about the Bad Credit Surety Bonds program offered by Bryant Surety.
How to Apply for a Bond in Indiana?
To apply for a license or contract bond, simply complete our 2-min online bond form. We’ll be in touch with you shortly, and provide you with a free and exact quote on your bond!