Indiana Surety Bonds Overview

Bryant Surety Bonds has a national bonding program for writing any bonds needed in the state of Indiana.

We only work with A-rated and T-listed surety bond companies. Yet, all of our surety bonds are at exclusive rates, some of the lowest in the industry. This means that by obtaining your Indiana surety bond with us you will be investing in quality at a good price.
And because of our special bad credit program, we can also write your bond whether your credit is excellent or very poor.

If you know what type of Indiana surety bond you need, simply search for your bond in the table below. If you are new to surety bonding, read on below about the different types of Indiana surety bonds, how much they cost and how you can get bonded in Indiana.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Livestock Dealers (Non-Packers, Stockyards) Bond Indiana State Board of Health Livestock Market Facilities and Dealers Bond Apply Now
Contractor License (No P&P Language) Bond IN Dept of Natural Resources Timber Buyer Apply Now
Contractor License (No P&P Language) Bond Consolidated City of Indianapolis General Contractor License Bond Apply Now
Contractor License (No P&P Language) Bond Saint Joseph County Health Dept. Saint Joesph County Health Department General Cont Apply Now
Contractor License Performance & Payment (Local) Bond Consolidated City of Indianapolis Contractor License Bond Apply Now
Contractor License Performance & Payment (Local) Bond LaPort County Building Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond Marshall County Building Marshall County General Contractor License Apply Now
Contractor License Performance & Payment (Local) Bond City of La Porte Building Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Richmond, Indiana Repair or Removal of Unsafe Building Bond Apply Now
Contractor License Performance & Payment (Local) Bond Lake County Plan Commission Waterproofing Contractor Bond (Lake County Plan Co Apply Now
Contractor License Performance & Payment (Local) Bond The City of Gary General Contractor Bond (Lake County, IN) Apply Now
Excess Weight, Other Highway & Street Permit Bond The City of Mishawaka Indiana Excavatin in Streets Bond Apply Now
Collection Agency Bond State Board of Accounts Collection Agency Apply Now
Debt Consolidators Bond IN Consumer Protection Division Foreclosure Consultant/Credit Services Organizatio Apply Now
Debt Consolidators Bond State of Indiana Office of Attorney General Credit Services Organization Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Securities Commissioner Loan Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Securities Commissioner First Lien Mortgage Lending Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond State of Indiana Dept of Financial Institutions Mortgage Lending Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Indiana Secretary of State Dealer Division Vehicle Merchandising Certificate Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Indiana Secretary of State Dealer Division Vehicle Merchandising Certificate Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond State of Indiana Dealer Division Auto & Mobile Home Dealers (Used Only, No New) Bon Apply Now
Sport Permits Bond Indiana Gaming Commission Boxing & Unarmed Combat Promoters Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Indiana Family and Social Services Medicaid Bond Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Family and Social Services Administration Medicaid Transportation Provider Bond Apply Now
Professional Licenses (All Other) Bond Indiana Department of Insurance Discount Medical Program Organization Bond Apply Now
Professional Licenses (All Other) Bond City of Shelbyville City of Shelbyville Contractor License Bond Apply Now
Professional Licenses (All Other) Bond Indiana Secretary of State Securities Division Internet Web Site Operator Apply Now
Professional Licenses (All Other) Bond IDEM Solid Waste Permits Section, Office of Land Closure/Post-Closure Bond Apply Now
Schools (All) Bond Commission on Proprietary Education Institutional Surety Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Indiana Alcoholic Beverage Commission Alcohol Beverage Apply Now
Cigar/Cigarette & Tobacco Tax Bond Indiana Department of Revenue Other Tobacco Products Distributor's License Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Dept of Revenue Fuel Tax, Bonds & Licensing Special Fuel License Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Indiana Department of Revenue Gasoline Distributor's License Bond Apply Now
Miscellaneous Taxes Bond Indiana Department of Revenue - OSW Services Permit Fee Bond Apply Now
Wages & Fringe Benefits Bond Intl Brotherhood of Electrical Workers Local 531 IBEW Local 531 Contractor's Wage, Fringe Benefit a Apply Now
Fringe Benefits Only Bond Intl Brotherhood of Electricial Workers Local 153 IBEW Local 153 Contractor Wage Bond Apply Now

Types of Indiana Bonds

Need to obtain an Indiana license bond to get your business licensed? Or are you working on a public construction project and need to get your Indiana contract bond? See below for all the possible types of surety bonds in Indiana which we can underwrite for you.

Indiana License & Permit Bonds

Businesses who need to be licensed before they can lawfully operate in the state of Indiana will typically be asked to get bonded in order to get their Indiana business license. Those who are renewing their licenses need to renew their bonds as well. This is why these bonds are called ‘license and permit bonds’. They are also known as commercial bonds

For example, auto dealers in Indiana will need to obtain an Indiana auto dealer bond upon getting licensed or when renewing their license. These bonds, along with mortgage broker bonds and freight broker bonds are the most popular Indiana surety bonds which we underwrite on a regular basis. We are also able to offer you every other type of Indiana license bond which applies to your business.

Bond amounts for Indiana license bonds differ depending on the bond. The Indiana auto dealer bond’s full amount is $25,000, which is determined by Indiana state regulations. Freight broker bonds, on the the other hand, have the same amount across the whole country - $75,000.

Do not confuse your bond’s amount with its cost, though. Your Indiana surety bond cost is different from its full amount. Read on below about the cost of your bond.

Indiana Contract Bonds

If you are a bonded contractor in Indiana, you may need to obtain Indiana contract bonds. Contractors must usually obtain such bonds when performing on federal or state construction projects with contracts over a certain amount.

Private construction projects in Indiana often also require contractors to obtain the relevant contract bonds to protect project owners.

Indiana Court Bonds

Court bonds are used in court cases, such as the appeal of a judgement or the appointment of a fiduciary. In both cases, the respective Indiana court will most likely require the posting of a court bond as a form of guarantee.

If you are still not sure which Indiana surety bond you need, give us a call at (866)-450-3412. Our experts will guide you through the process and respond to any questions you may have about your own Indiana surety bond.

Surety Bond Cost in Indiana

The cost of your Indiana surety bond differs according to the type of bond you need to obtain and its amount.

An Indiana auto dealer bond, for example, is a license bond that auto dealers need to obtain when getting licensed. The bond’s full amount, or coverage amount, is $25,000. This is not how much the bond costs, though. The bond amount is the maximum amount of compensation that a surety will extend to the bond’s obligees if they file a claim against the bond. This applies to all bonds - the bond amount is the amount of coverage.

The cost of your Indiana surety bond on the other hand is only a fraction of that full amount. It is a percentage, a premium of the full amount. The rate of your premium is determined by the surety bond company when you apply for your bond. Depending on a number of factors that sureties take into account, they offer different rates to their clients.

The most important factor for almost all bonds, when determining the rate of your bond is your personal credit score. But personal credit score is not the only thing that sureties take into account. Other considerations include:

  • Your financial statements
  • Your business’s financial statements
  • Your industry experience
  • Other financial and business factors

For high credit scores, sureties offer clients a rate between 1%-4% of the total bond amount. These are also known as standard market rates. Applicants with lower credit score can also apply for an Indiana surety bond with us! Such applicants usually are offered rates between 5%-15% of the total amount.

Applicants who have been turned down for their low credit score or because of bankruptcies or tax liens can obtain an Indiana surety bond with us. We pride ourselves with being able to provide surety bonds to such customers through our Bad Credit Surety Bond Program, though at slightly higher rates.

Regardless of whether you are offered standard market rates or go through our bad credit program, you are sure to receive only the best bonds with Bryant Surety Bonds.

To get an estimate quote on your Indiana surety bond, go ahead and give our surety bond calculator in the right sidebar a try. If you want to get a precise quote, follow the application link for your bond and we will contact you with a free bond quote.

Our Surety Bond Cost page is also a great resource on how surety bonds work, why you need surety bonds and how you can get bonded. Make sure to check it out!

How to Get Bonded in Indiana

If you’ve found what you were looking for, you’re ready to get bonded! Getting your Indiana surety bond is fairly simple and straightforward and applying takes only a few minutes.

If you are applying for an Indiana license surety bond, apply online here and follow the directions. Once you’ve submitted your application, we will get back to you as soon as possible with a free quote on your bond. If your bond has special requirements, we may need you to provide us with further information or documentation. Once this is covered, we will be able to underwrite your bond.

If you are applying for an Indiana contract surety bond you have to fill in one of the two application forms. For contract bonds under $250,000, use the application form for our Fast Track Program. For contract bonds over $250,000, you will have to use the Full Bond Line Project application form, since requirements for such bonds are higher.

Apply by downloading the online form that’s right for you and send it to us. Once we have received and reviewed your application, we will contact you with further details.

If you need to speak to one of our surety bond experts before applying or have trouble with the application process, call us anytime at (866)-450-3412. Our Indiana surety bond experts are here to respond to all your questions.

You should also have a look at our what is a surety bond page if you would like to read more about surety bonds. It will offer you extensive information about why you need to get bonded and how surety bonds work.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.