When Do You Need a Surety Bond in Indiana?

Surety bonds serve as a guarantee that the bonded party will comply with laws and regulations in Indiana, as well as perform in accordance with contracts and agreements. The surety bond provides protection to the public and the state and ensures they will receive compensation for any losses or damages in case of violation of the bond agreement. If you are new to bonding, you can learn more about how surety bonds work in our detailed What is a surety bond guide.

There are three main types of surety bonds in Indiana which you can obtain:

  • When applying for a permit or business license, the state of Indiana may require you to obtain a license and permit bond.

  • If you are a contractor who wants to bid or work on public and private construction projects in Indiana, you will need to provide a certain type of construction bond.

  • You will need to get bonded with a court bond if you want to appeal a court judgment or if you are appointed as a guardian or fiduciary.

Often businesses who manage other people’s property or money obtain specific types of fidelity bonds to protect from employee dishonesty and provide additional security to their clients.

Indiana Auto Dealer Bond

Everyone who wishes to become a new or used car dealer in Indiana must obtain a dealer license and a $25,000 surety bond.

Indiana Loan Broker Bond

To become licensed as a loan broker in Indiana, you will need to submit a surety bond in an amount of $60,000

Indiana Contractor License Bond

Specific areas in Indiana state require local licensing, and a surety bond as part of the process.

Medicaid Transportation Provider Bond

A $50,000 bond is required of medicaid transportation providers to guarantee they comply with the requirements of their license.

Indiana Credit Services Organization Bond

Applicants for credit services organization or a foreclosure consultant license must post a $25,000 bond.

Indiana Collection Agency Bond

Opening a collection agency in Indiana will require you to get licensed and post a collection agency bond in the amount of $5,000.

If you know what type of bond you need, simply search for it in the table below and follow the application link.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Livestock Dealers (Non-Packers, Stockyards) Bond Indiana State Board of Health Livestock Market Facilities and Dealers Bond Apply Now
Contractor License (No P&P Language) Bond IN Dept of Natural Resources Timber Buyer Apply Now
Contractor License (No P&P Language) Bond Consolidated City of Indianapolis General Contractor License Bond Apply Now
Contractor License (No P&P Language) Bond Saint Joseph County Health Dept. Saint Joesph County Health Department General Cont Apply Now
Contractor License Performance & Payment (Local) Bond Consolidated City of Indianapolis Contractor License Bond Apply Now
Contractor License Performance & Payment (Local) Bond LaPort County Building Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond Marshall County Building Marshall County General Contractor License Apply Now
Contractor License Performance & Payment (Local) Bond City of La Porte Building Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Richmond, Indiana Repair or Removal of Unsafe Building Bond Apply Now
Contractor License Performance & Payment (Local) Bond Lake County Plan Commission Waterproofing Contractor Bond (Lake County Plan Co Apply Now
Contractor License Performance & Payment (Local) Bond The City of Gary General Contractor Bond (Lake County, IN) Apply Now
Excess Weight, Other Highway & Street Permit Bond The City of Mishawaka Indiana Excavatin in Streets Bond Apply Now
Collection Agency Bond State Board of Accounts Collection Agency Apply Now
Debt Consolidators Bond IN Consumer Protection Division Foreclosure Consultant/Credit Services Organizatio Apply Now
Debt Consolidators Bond State of Indiana Office of Attorney General Credit Services Organization Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Securities Commissioner Loan Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Securities Commissioner First Lien Mortgage Lending Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond State of Indiana Dept of Financial Institutions Mortgage Lending Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Indiana Secretary of State Dealer Division Vehicle Merchandising Certificate Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Indiana Secretary of State Dealer Division Vehicle Merchandising Certificate Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond State of Indiana Dealer Division Auto & Mobile Home Dealers (Used Only, No New) Bon Apply Now
Sport Permits Bond Indiana Gaming Commission Boxing & Unarmed Combat Promoters Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Indiana Family and Social Services Medicaid Bond Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Family and Social Services Administration Medicaid Transportation Provider Bond Apply Now
Professional Licenses (All Other) Bond Indiana Department of Insurance Discount Medical Program Organization Bond Apply Now
Professional Licenses (All Other) Bond City of Shelbyville City of Shelbyville Contractor License Bond Apply Now
Professional Licenses (All Other) Bond Indiana Secretary of State Securities Division Internet Web Site Operator Apply Now
Professional Licenses (All Other) Bond IDEM Solid Waste Permits Section, Office of Land Closure/Post-Closure Bond Apply Now
Schools (All) Bond Commission on Proprietary Education Institutional Surety Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Indiana Alcoholic Beverage Commission Alcohol Beverage Apply Now
Cigar/Cigarette & Tobacco Tax Bond Indiana Department of Revenue Other Tobacco Products Distributor's License Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Dept of Revenue Fuel Tax, Bonds & Licensing Special Fuel License Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Indiana Department of Revenue Gasoline Distributor's License Bond Apply Now
Miscellaneous Taxes Bond Indiana Department of Revenue - OSW Services Permit Fee Bond Apply Now
Wages & Fringe Benefits Bond Intl Brotherhood of Electrical Workers Local 531 IBEW Local 531 Contractor's Wage, Fringe Benefit a Apply Now
Fringe Benefits Only Bond Intl Brotherhood of Electricial Workers Local 153 IBEW Local 153 Contractor Wage Bond Apply Now

If you are still not sure which bond you need or how to comply with the bonding requirements, give us a call at (866)-450-3412.

How Much Does a Surety Bond Cost in Indiana?

The cost of your surety bond is called a bond premium and depends on the amount of your specific bond and on your financial status as an applicant. For good credit scores, sureties offer clients a rate between 1%-3% of the total bond amount. Applicants with lower credit can expect rates between 4%-10%. Our Surety Bond Cost page can help you better understand how surety bond costs are formulated.

To get an estimate quote on your surety bond, use our surety bond calculator below!

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Can I Get Bonded With Bad Credit Score?

If your personal credit score is lower, you have past bankruptcies or tax liens, you can still apply for a surety bond. Such applicants are usually offered rates between 5%-15% of the total amount due to increased risk for sureties when issuing bonds under such conditions. You can find out more about the Bad Credit Surety Bonds program offered by Bryant Surety.

How to Apply for a Bond in Indiana?

To apply for a license or contract bond, simply complete our 2-min online bond form. We’ll be in touch with you shortly, and provide you with a free and exact quote on your bond!

Start your surety bond application today! Why us?
  • The lowest possible rates
  • A 100% money-back guarantee
  • Access to specialty programs, not available to small agencies

Further Reading


About us:
Bryant Surety Bonds, Inc. is a surety bond agency based in Pennsylvania. Licensed in all 50 states and with access to over 20 T-listed, A-Rated bonding companies, we have the contacts, expertise, and top service to provide you with a hassle-free experience, all while offering competitive rates for your surety bond.