Maryland Surety Bonds Overview

Bryant Surety Bonds is licensed to underwrite surety bonds in the state of Maryland, and throughout the nation. We work exclusively with A-rated and T-listed surety bond companies in Maryland.

Our highly trusted network of partner companies gives us access to numerous standard and specialty markets. That’s how we can offer our clients some of the lowest rates on Maryland surety bonds, as well as stable backing by a reliable surety.

We also offer a Bad Credit Surety Bond Program, for those who are having problems obtaining a bond in a standard market.

To get started with your surety bond application immediately, use the table below and its search function to find the Maryland surety bond you need. From there, simply click ‘Apply’ and follow the instructions. You can also find out more about Maryland surety bonds before applying. Just scroll down to the next sections where you can find information about the various types of Maryland surety bonds which we underwrite, how much these cost and how you can get bonded in Maryland.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License Performance & Payment (Local) Bond Montgomery County Maryland Dept of Permitting Serv Montgomery County Performance Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Takoma Park Storm Water Management Bond Apply Now
Contractor License Performance & Payment (State) Bond Home Improvement Commission Home Improvement Contractor Apply Now
Contractor License Performance & Payment (State) Bond State of Maryland Home Improvement Contractor's Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond MD Motor Carrier Division Hauling Performance Bond Apply Now
Investment Advisor (Blue Sky) Bond Securities Commissioner Investment Advisor Apply Now
Collection Agency Bond Commissioner of Financial Regulation Collection Agency Apply Now
Debt Consolidators Bond Commissioner of Financial Regulation Licensee Surety Bond Credit Service Business Apply Now
Debt Consolidators Bond Commissioner of Financial Regulation Debt Settlement Services Registration Apply Now
Professional Fund Raisers Bond State of Maryland Professional Solicitors & Public Safety Solicitors Apply Now
Insurance Agents/Brokers Bond Maryland Automobile Insurance Fund Automobile Insurance Fund Producer Apply Now
Insurance Agents/Brokers Bond MD Insurance Commissioner Insurance Administration Insurance Advisor Apply Now
Insurance Surplus Lines Brokers Bond Maryland Insurance Administration Surplus Lines Apply Now
Insurance 3rd Party Administrator Bond Maryland Department of Insurance 3rd Party Administrator Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Financial Reglation Commissioner, Maryland Dept of Mortgage Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Commissioner of Financial Regulation Mortgage Lender Apply Now
Title Insurance Agents & Escrow Officers Bond Maryland Insurance Administration Insurance Administrator Title Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Administration Vehicle or Trailer Dealer Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dept of Natural Resources, Licensing & Registratio Boat Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Administration Vehicle or Trailer Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Motor Vehicle Administration Title Service Agent Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Dept of Natural Resources Licensing & Registration Boat Dealer Bond Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond State of Maryland Motor Vehicle Manufacturer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond State Highway Administration Credit Hauling Bond Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Prince George's County Motor Vehicle Repair Facility License Apply Now
Health Spas/Health Clubs Bond Consumer Protection Division Health Club Apply Now
Employment Agencies Bond Dept. of Labor, Licensing & Regulation Employement Agrency License Apply Now
Professional Licenses (All Other) Bond Maryland Board of Pharmacy Wholesale Distributor Surety Apply Now
Professional Licenses (All Other) Bond Department of Public Safety and Correctional Servi Private Finger Printing Provider Apply Now
Professional Licenses (All Other) Bond Maryland Public Services Commission Broker / Aggregator Bond Apply Now
Professional Licenses (All Other) Bond Securities Division Franchisor Bond Apply Now
Professional Licenses (All Other) Bond Maryland Board Of Pharmacy Wholesale Distributor Bond Apply Now
Professional Licenses (All Other) Bond Prince George's County, Maryland Towing Service License Bond Apply Now
Schools (All) Bond MD Higher Education Commission Institution of Postsecondary Education Apply Now
Schools (All) Bond MD Motor Vehicle Administration Surety Bond of Information Requestor Driver/Vehicl Apply Now
Schools (All) Bond MD Higher Education Commission Schools (All) Bond Apply Now
Schools (All) Bond Motor Vehicle Administration Driver Education Program Apply Now
Schools (All) Bond Maryland Higher Education Commission Private Career School Apply Now
Schools (All) Bond Maryland Higher Education Commission Private Career School Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond State of Maryland Beer (Non Resident or Resident Dealer Bond Apply Now
Alcohol (All Others) Bond Comptroller of MD - Revenie Administration Div. Direct Wine Shipper Bond Apply Now
Alcohol (All Others) Bond Comptroller of MD - MATT Reg. Division A&T Wine and Liquor Bond Apply Now
Cigar/Cigarette & Tobacco Tax Bond Comptroller of Maryland Other Tobacco Products (OTP) Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Comptroller of Maryland Motor Fuel Dealer, User, Seller Bond Apply Now
Utility Deposit Bond Baltimore Gas & Electric Baltimore Gas & Electric Utility Bond Apply Now
Wages & Fringe Benefits Bond Local Union No. 24 Intl Brotherhood of Elec.Worker Local Union No. 24 - Electrical Workers, AFL-CIO Apply Now
Wages & Fringe Benefits Bond Maryland Electrical Industry Funds Maryland Electrical Industry Funds Apply Now
Wages & Fringe Benefits Bond International Brotherhood of Electrical Workers Voice - Data - Video National Agreement Bond Apply Now
Wages & Fringe Benefits Bond Plumbers and Steamfitters Local 486 Joint Funds Ad Plumbers and Steamfitters Local 486 Joint Administ Apply Now
Wages & Fringe Benefits Bond MARYLAND PLUMBING & PIPEFITTING Payment of Employee Benefit Contributions and Wage Apply Now
Wages & Fringe Benefits Bond IBEW Local 26 Wage Payment Bond (IBEW Local 26) Apply Now
Wages & Fringe Benefits Bond International Association Heat & Frost Insulators Employer's Wage, Expense, Welfare and Pension Fund Apply Now
Fringe Benefits Only Bond IBEW Local 26 Guaranteed Payment Bond (Local 26 IBEW-NECA) Apply Now
Lottery Bond Maryland State Lottery Agency Lottery/Lotto Apply Now
Money Transmitter Bond Gloabl Express Money Orders, INc. Global Express Money Orders Inc. Indemnity Bond Apply Now
Telemarketing/Phone Solicitor Bond State of Maryland, Office of the Secretary of Stat Surety Bond for Professional Solicitors & Public S Apply Now
Telemarketing/Phone Solicitor Bond Prince George's County Door to Door Solicitor License Performance Bond Apply Now

Types of Surety Bonds in Maryland

With Bryant Surety Bonds, all types of Maryland surety bonds are available to our clients. We can provide the relevant Maryland license and permit bonds to all kinds of businesses who are getting licensed and need to get bonded. We can also bond contractors who need Maryland contract bonds, such as performance and payment bonds. Or we can provide court bonds to those of our clients who have been ordered by a Maryland court to get bonded. All of these various bonds are available through us for our clients in Maryland.

Read on below to find the type of Maryland surety bond you need.

Maryland License & Permit Bonds

Maryland license and permit bonds are necessary for certain businesses as part of the licensing process. Not all states require the same businesses to get licensed and bonded. Some, such as auto dealers, freight brokers and most contractors are required to do so on a nationwide basis. Others may differ - which depends on a state’s business licensing regulations.

The purpose of Maryland license bonds is to serve as a financial guarantee for obligees that they will be compensated if they suffer financial harm, due to a business malpractice, fraud or other misdeed. In this way, these bonds protect the state and the public, as well as individual consumers.

Maryland auto dealer bonds and Freight broker bonds are among the license bonds that we underwrite the most, although we offer and underwrite all other types of Maryland license bonds as well. The amounts of most of these bonds are determined on a state level. Some, such as the $75,000 freight broker bond, have the same amount throughout the whole country.

Surety bond amount and surety bond cost are two distinct things, so do not be alarmed at these figures. Read on below, under the Maryland surety bond cost section, to find out more.

Maryland Contract Bonds

Another type of Maryland bonds, which we underwrite at Bryant Surety Bonds, are contract bonds. Maryland contractors will almost always be required to obtain these bonds when they are about to bid on a construction project, or perform work on one. These bonds are sometimes also required as a guarantee for subcontractors and suppliers that they will receive payment in a timely manner.

State and federal construction projects almost always require contractors to obtain Maryland contract bonds, as do many private project owners. Depending on the amount of your contract bond, there are two ways for you to apply. Find out how below.

Maryland Court Bonds

Court bonds are also among the types of Maryland bonds which we underwrite. Maryland probate courts and appellate courts are usually those who require individuals to obtain these bonds.

The function of these bonds is to either protect the appellate system from abuse or to provide guarantee to those who have their estates and assets being take care of by fiduciaries and guardians.

If you have questions about any of these bonds, or would like to speak to one of our surety bond experts before you get bonded, call us at (866) 450-3412! Our experts know all about the bonding requirements in Maryland, and can provide you with assistance and guidance.

Surety Bond Cost in Maryland

Surety bond cost is based on a surety bond’s amount. The cost of a bond is usually a fraction of its total amount (its penal sum). This amount is often set on a state level, although there are some exceptions, such as the $75,000 freight broker bond. Using the freight broker bond as an example, the cost of obtaining this bond will be a small percentage of $75,000.

Premiums are determined by surety bond companies on the basis of an applicant’s financial status. Personal credit score is the criterion which sureties evaluate most thoroughly when setting a rate for applicants. This is due to the fact that credit score is a reliable indicator of applicants’ financial health. Sureties also consider other indicators, however, such as:

  • Your personal financial statements

  • Your business financial statements

  • Your industry experience

  • How long your business has been operational

  • Other factors

Those applicants who have a high credit score are offered rates on their bonds which are between 1%-4% of the bond amount. But the exact amount of their premium depends on the bond they are applying for, as well as other factors.

Those applicants who don’t have a credit score, or have a low credit score, usually have difficulties when they apply for a bond. Sureties tend to perceive low-credit applicants as a risk, and are therefore reluctant to provide them with bonds. Yet, thanks to our solid and long-lasting relationships with a number of the best Maryland surety bond companies, we are able to offer bad credit applicants the possibility to get Maryland surety bonds.

Our Bad Credit Surety Bond Program is a tailored solution through which bad credit applicants can obtain their Maryland surety bond, though at slightly higher rates. Rates under this program range between 5%-15% of the total bond amount.

Despite the higher rates, which are meant to offset the risk involved, bad credit applicants can rest assured that we always search for the lowest and most exclusive rates possible. All our clients get bonds only by the best companies whose backing is deemed highly secure and trustworthy by a number of financial institutions.

Would you like to know how much your Maryland surety bond will cost? For an estimate calculation, use our surety bond cost calculator below. If you want to receive a free and precise quote on your bond, with no obligations attached, go ahead and submit your application. We will contact you shortly.

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Check out our Surety Bond Cost page for even more information about what influences the cost of your bond, and whether and how you can lower your premium.

How to Get Bonded in Maryland

Getting bonded in Maryland is quick and simple. You begin by following the appropriate application link and filling in the relevant form.

For a Maryland license and permit bond, apply online here. All that’s required is for you to fill in your application and submit it. We will review it and contact you with a free quote on your bond. Most Maryland license bonds are approved fairly easily and quickly, so you can often expect us to contact you within the same day.

Start your surety bond application today! Why us?
  • The lowest possible rates
  • A 100% money-back guarantee
  • Access to specialty programs, not available to small agencies

If you are applying for a Maryland contract surety bond you are presented with two options. If the amount of your contract bond is less than $250,000, you should apply through our Fast Track Program. If your contract bond’s amount is above $250,000 you should apply through our Full Bond Line Project application, since larger bonds go through a different process of approval.

Just download the online form that’s relevant for you, fill it in and send it back to us. You may have to wait somewhat longer for your quote and approval than with license bonds because contract bond forms take longer to assess. Nonetheless, we will contact you with your quote as soon as possible.

You can also call anytime at (866)-450-3412, to speak to us about anything related to surety bonds. If you have any questions about a particular bond or need help with your application - our experts will be there.

Our ‘what is a surety bond’ guide is another highly valuable resource. This guide contains everything that you need to know about surety bonds and how they work.

Maryland Surety Bond Companies

To assure the highest quality of the surety bonds we underwrite, we at Bryant Surety Bonds have created a network of successful partnerships with some of the most reliable sureties in the industry.

Surety bond companies in Maryland, such as Philadelphia Indemnity Insurance Company, Washington International Insurance Company, and Swiss Reinsurance American Corporation, are among our closest partners.

All of these companies are T-listed with U.S. Department of Treasury and are further A-rated or better under the AM BEST credit rating system. By getting bonded with us, you are backed by the best in the business.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.