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Atlanta

If you are looking for specific information about surety bonds in Atlanta, visit our dedicated page.







What is a Georgia Surety Bond?

A surety bond is a binding contractual agreement between three sides: a principal, an obligee and a surety. The principal is the side which needs to post the bond, while the obligee is usual the state government or a state agency, which requires it. The third side, the surety, backs the agreement and assumes responsibility in case the principal breaches the contract.

To find whether you need a Georgia surety bond, read on below about the different types of bonds in the state, what your surety bond rate will be and how you can get bonded.

If you know the bond you need, you can search for it in the table below.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Agricultural (Non-Livestock) Bond Department of Agriculture Warehouseman's Apply Now
Agricultural (Non-Livestock) Bond Commissioner of Agriculture c/o Bonding Section Grain Dealer Apply Now
Contractor License (No P&P Language) Bond Lincoln County Planning and Zoning Lincoln County Electrician Bond Apply Now
Contractor License (No P&P Language) Bond Dept of Agriculture - Pesticide Section Pesticide Ground Contractor Bond Apply Now
Contractor License (No P&P Language) Bond Augusta Richmond County Electrical Contractor Bond (Augusta Richmond Count Apply Now
Contractor License Performance & Payment (Local) Bond Cobb County Development & Inspections Cobb County Code Compliance Bond Apply Now
Contractor License Performance & Payment (State) Bond State Board for General and Residential Contractor Residential & General Contractors Apply Now
Contractor License Performance & Payment (State) Bond GA EPD-Dept of Natural Resources Water Well Pump Installers Bond Apply Now
Contractor License Performance & Payment (State) Bond GA EPD-DEPT OF NATURAL RESOURCES Performance Bond For Water Well Contractors and Dr Apply Now
Contractor License Performance & Payment (State) Bond Dept of Agriculture - Pesticide Section Pesticide Ground Contractor Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond STATE OF GEORGIA DOT Performance Bond Apply Now
Professional Fund Raisers Bond Secretary of State of the State of Georgia Paid Solicitor Registration Apply Now
Insurance Adjusters Bond Georgia Insurance Commissioner Public Adjuster Apply Now
Insurance Agents/Brokers Bond OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER Insurance Counselor Bond Apply Now
Insurance 3rd Party Administrator Bond Office of Commissioner of Insurance Third Agency Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Dept of Banking and Finance Mortgage Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Banking and Finance Mortgage Lender Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Banking & Finance Residential Mortgage Apply Now
Real Estate Agents/Brokers Bond GA Real Estate Appraisers Board Real Estate Appraisers Apply Now
Defective Title Bond Department of Revenue Motor Vehicle Certificate of Title Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond State Board of Registration - Used Motor Vehicle Used Motor Vehicle & Parts Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond State Board of Registration - Used Parts Division Used Parts Dealer Apply Now
Sport Permits Bond Georgia Athletic Regulatory Commission Athlete Agent Regulatory Commission Apply Now
Sport Permits Bond Elder's Entertainment center Athlete Agent Regulatory Commission Apply Now
Sport Permits Bond GA Athletic and Entertainment Commission Match/Event Permit Apply Now
Sport Permits Bond GA Athletic & Entertainment Commission Promoters License Apply Now
Health Spas/Health Clubs Bond CITY OF JOHNS CREEK (City of Johns Creek, GA) Massage License Bond Apply Now
Detectives Bond GA Board of Private Detective & Security Agencies Private Detective & Security Agencies Apply Now
Employment Agencies Bond Department of Labor Employee Leasing Company's Bond Apply Now
Professional Licenses (All Other) Bond Professional Licensing Boards Immigration Assistance Provider Bond Apply Now
Professional Licenses (All Other) Bond Governor's Office of Consumer Protection Buying Service License Apply Now
Professional Licenses (All Other) Bond State of Georgia Scrap Tire Carrier Bond Apply Now
Professional Licenses (All Other) Bond Ralph T. Hudgens, Ins. Comm. State of Georgia Consumer Products or Home Warrenty Bond Apply Now
Professional Licenses (All Other) Bond State of GA Dept of Natural Resources Enviromental Scrap Tire Processor Bond Apply Now
Professional Licenses (All Other) Bond GA DOR TAX LAW AND POLICY Private Salvage and Assembled Vehicle Inspector Bo Apply Now
Schools (All) Bond Nonpublic Postsecondary Education Commission NonPublic Post Secondary Education Institution Apply Now
Schools (All) Bond Georgia Department of Driver Services Driver Training School Apply Now
Schools (All) Bond Georgia Department of Driver Services Driver Improvement Clinic Apply Now
Schools (All) Bond Georgia Department of Driver Services DUI, Alcohol Or Drug Use Risk Reduction Program Apply Now
Schools (All) Bond Georgia Departmemt of Driver Services Driver Training School Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Georia Department of Revenue Malt Beverage License Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Georgia Department of Revenue, Alcohol and Tobacco Winery Manufacturer, Broker, Importer Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Georgia Dept. of Revenue Liquor Manufacturer Distillery Tax Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Macon-Bibb County Wholesale and/or Retail Liquor Bond (Macon-Bibb, G Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Georgia Department of Revenue Malt Beverage Wholesalers Tax Bond Apply Now
Alcohol (Retailers) Bond Georgia Dept. of Revenue Alcohol & tobacco Tax Uni Retailers and Consumption Performance and Tax Apply Now
Alcohol (Retailers) Bond Macon-Bibb County Retailer's Malt Beverage and/or Wine Bond (Macon-B Apply Now
Alcohol (All Others) Bond GEORGIA DEPARTMENT OF REVENUE ALCOHOL & TOBACCO Manufacturers Distilled Spirits License Performanc Apply Now
Alcohol (All Others) Bond Georgia Dept of Revenue, Alcohol & Tobacco Divisio Importers Distilled Spirits License Performance an Apply Now
Alcohol (All Others) Bond Georgia Dept of Revenue Brokers Distilled Spirits Performance and Tax Liab Apply Now
Alcohol (All Others) Bond Georgia Dept of Revenue Liquor Broker Tax Bond Apply Now
Alcohol (All Others) Bond Georgia Department of Revenue Liquour Wholesalers Tax Bond Apply Now
Cigar/Cigarette & Tobacco Tax Bond Department of Revenue, Alcohol and Tobacco Divisio Cigar, Cigarette, Loss & Smokeless Tobacco Manu Apply Now
Fuel Tax (All Others, Sellers & Users) Bond State of Georgia Motor Fuel Distributor's Apply Now
Utility Deposit Bond Snapping Shoals Georgia Utility Deposit Apply Now
Utility Deposit Bond Georgia Power Company Georgia Power Company, McDonough, GA Apply Now
Utility Deposit Bond Walton EMC Financial Guarantee Apply Now
Utility Deposit Bond GreyStone Power Corporation Utility Service Guaranty Apply Now
Utility Deposit Bond The City of Madison Gas Utility Deposit Apply Now
Utility Deposit Bond Snapping Shoals Snapping Shoals Utility Payment Bond Apply Now
Utility Deposit Bond Jackson EMC Jackson Electric Membership Corporation Electric S Apply Now
Utility Deposit Bond Marietta Board of Lights and Water Marietta BLW Service Agreement Bond Apply Now
Financial Guarantee (All Other) Bond Governor of the State of Georgia Public Official Bond Apply Now
Concessionaires Bond The Home Servce Store, Inc Concessionaires Bond Apply Now
Indemnity (Miscellaneous - Not Listed) Bond GA Department of Driver Services Ignition Interlock Provider Center Bond Apply Now
Fringe Benefits Only Bond Carpenters Local 256 Southeastern Carpenters Millwrights Fringe Benefit Apply Now
Lottery Bond Georgia Lottery Corporation Lottery/Lotto Retailer Apply Now
Money Transmitter Bond GA Department of banking and Finance Sale of Payment Instruments or Money Transmission Apply Now
Telemarketing/Phone Solicitor Bond Georgia Secretary of State Charitable Solicitations Act Paid Solicitor Regist Apply Now
Warranty Bond State of Georgia Consumer Products or Home Warranty Bond Major Appl Apply Now

Types of Surety Bonds in Georgia

Based on their purpose, surety bonds in the state can be separated into three main categories.

License and Permit Bonds

Chances are, if you are looking for a surety bond in Georgia, it falls into this category. License and permit bonds are required from businesses, which the state has decided to regulate through surety bonds. These bonds are required from a number of businesses as part of their licensing and license renewal procedures. In most cases they need to remain in force for as long as the business is active.

Auto dealers, contractors, freight brokers, money transmitters and telemarketers are just some of the professions which are required to post a surety bond. The purpose of each bonds depends is specific, but typically the purpose is to provide a safety net for both customers of the business and the state.

Contract Bonds

A contract bond can be required from some construction contractors, working on a public project owned or funded by the state of Georgia. There are several types of contract bonds. They protect against contract breaches, such as project incompletion, and provide a mechanism through which subcontractors, suppliers and laborers can get compensated in case of contractor default or non-compliance.

Many private construction projects may also required contractors to obtain a contract bond. Do not confuse contract bonds with contractor license bonds.

Court Bonds

Sometimes required by businesses or individuals, these bonds serve different purposes. Fiduciaries or appellants in Georgia courts are often required to post court bonds as part of the requirements of appellate or probate courts and for the protection of the public.

How Much Does it Cost to Get Bonded in Georgia?

How much your Georgia surety bond will cost is determined on the basis of the bond’s full amount. Each surety bond has a total amount which puts a cap on the maximum sum of the claims that can be made against it. Out of that total amount, principals pay a premium, which in most cases varies between 0.75% and 2.5% where license bonds are concerned. A $25,000 surety bond, quoted at 1% would cost $250.

Here are the total bond amounts of some commonly required bonds in the state:

  • Contractors license bonds: $25,000 (plus varying requirements by location)
  • Used Car Dealer Bonds: $35,000
  • Private Detective and Security Agencies Bonds: $25,000
  • Mortgage Broker/Lender Bond: Starts at $50,000
  • Appraisal Management Company Bond: $20,000

Factors that determine your premium

How much you pay to obtain your bond can vary depending on the type of bond you are applying for as well as a number of financial factors that the surety takes into account. Your personal credit score is one of the most important factors determining your surety bond cost. Other factors that sureties consider when determining your Georgia surety bond cost are:

  • Personal and business financial statements
  • Your personal industry experience
  • How long your business has been operating
  • Further financial and business factors

Bad Credit Surety Bonds

Most applicants who have bad credit will still be able to get bonded, though at a slightly higher premium - between 3% and 10%.

While this is mostly true for license bonds, contract bonds are considered too high-risk, which is why most underwriters don’t sign contract bonds for bad credit applicants.

To get a ballpark estimate on your Georgia surety bond, try our surety bond calculator below. If you would like to get a precise quote on your bond, follow the application link and you we will contact you with further details.

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Surety Bond Cost Calculator

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If you have further questions about how surety bond rates are determined, visit our Surety Bond Cost page, which will provide you with detailed information.

How to Get Bonded in Georgia

The application process is simple and straightforward. There are two different application forms, depending on what kind of bond you need to obtain.

License Bonds Application

To apply for a license bond, you can submit our 1-page online application. Shortly afterwards one of our surety bond experts will contact you with your free quote as well as further information about what else you need to do to get bonded. Depending on the bond you want, we may ask you to submit a few additional documents before issuing your bond. Applying takes only a few minutes.

Contract Bonds Application

To apply for a contract surety bond you have two possible options. If your contract bond is under $250,000 our Fast Track Program is the right one for you. If your contract bond is over $250,000 you will have to go through our Full Bond Line Project application.

To apply, just download the relevant online form and send it to us. We will contact you soon thereafter with more details about your bond.

And if you need to consult yourself with someone before you apply simply call us at (866)-450-3412. We pride ourselves with having some of the most knowledgeable experts in the industry who will be able to tell you everything you want to know about your Georgia surety bond.