Georgia Surety Bonds

Fast Approvals - Low Rates - Bad Credit Program
  • Required from different businesses and individuals
  • Required as part of the processing of getting licensed or obtaining a permit
  • Ensure businesses comply with state and local regulations
How to get bonded
  • Apply Online
    Fill out our online application form.
  • Get Approved Instantly
    You will be sent your quote in minutes.
  • Pay and ship your bond
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What is a Georgia Surety Bond?

A surety bond is a binding contractual agreement between three sides: a principal, an obligee and a surety. The principal is the side which needs to post the bond, while the obligee is usual the state government or a state agency, which requires it. The third side, the surety, backs the agreement and assumes responsibility in case the principal breaches the contract.

To find whether you need a Georgia surety bond, read on below about the different types of bonds in the state, what your surety bond rate will be and how you can get bonded.

If you know the bond you need, you can search for it in the table below.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

  • Agricultural (Non-Livestock) Bond
    Department of Agriculture
    Warehouseman's
  • Agricultural (Non-Livestock) Bond
    Commissioner of Agriculture c/o Bonding Section
    Grain Dealer
  • Contractor License (No P&P Language) Bond
    Lincoln County Planning and Zoning
    Lincoln County Electrician Bond
  • Contractor License (No P&P Language) Bond
    Dept of Agriculture - Pesticide Section
    Pesticide Ground Contractor Bond
  • Contractor License (No P&P Language) Bond
    Augusta Richmond County
    Electrical Contractor Bond (Augusta Richmond Count
  • Contractor License Performance & Payment (Local) Bond
    Cobb County Development & Inspections
    Cobb County Code Compliance Bond
  • Contractor License Performance & Payment (State) Bond
    State Board for General and Residential Contractor
    Residential & General Contractors
  • Contractor License Performance & Payment (State) Bond
    GA EPD-Dept of Natural Resources
    Water Well Pump Installers Bond
  • Contractor License Performance & Payment (State) Bond
    GA EPD-DEPT OF NATURAL RESOURCES
    Performance Bond For Water Well Contractors and Dr
  • Contractor License Performance & Payment (State) Bond
    Dept of Agriculture - Pesticide Section
    Pesticide Ground Contractor Bond
  • Excess Weight, Other Highway & Street Permit Bond
    STATE OF GEORGIA
    DOT Performance Bond
  • Professional Fund Raisers Bond
    Secretary of State of the State of Georgia
    Paid Solicitor Registration
  • Insurance Adjusters Bond
    Georgia Insurance Commissioner
    Public Adjuster
  • Insurance Agents/Brokers Bond
    OFFICE OF INSURANCE AND SAFETY FIRE COMMISSIONER
    Insurance Counselor Bond
  • Insurance 3rd Party Administrator Bond
    Office of Commissioner of Insurance
    Third Agency Bond
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Dept of Banking and Finance
    Mortgage Broker
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Dept of Banking and Finance
    Mortgage Lender
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Dept of Banking & Finance
    Residential Mortgage
  • Real Estate Agents/Brokers Bond
    GA Real Estate Appraisers Board
    Real Estate Appraisers
  • Defective Title Bond
    Department of Revenue
    Motor Vehicle Certificate of Title Bond
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    State Board of Registration - Used Motor Vehicle
    Used Motor Vehicle & Parts Dealer
  • Motor Vehicle (Non-Dealer, Not Listed) Bond
    State Board of Registration - Used Parts Division
    Used Parts Dealer
  • Sport Permits Bond
    Georgia Athletic Regulatory Commission
    Athlete Agent Regulatory Commission
  • Sport Permits Bond
    Elder's Entertainment center
    Athlete Agent Regulatory Commission
  • Sport Permits Bond
    GA Athletic and Entertainment Commission
    Match/Event Permit
  • Sport Permits Bond
    GA Athletic & Entertainment Commission
    Promoters License
  • Health Spas/Health Clubs Bond
    CITY OF JOHNS CREEK
    (City of Johns Creek, GA) Massage License Bond
  • Detectives Bond
    GA Board of Private Detective & Security Agencies
    Private Detective & Security Agencies
  • Employment Agencies Bond
    Department of Labor
    Employee Leasing Company's Bond
  • Professional Licenses (All Other) Bond
    Professional Licensing Boards
    Immigration Assistance Provider Bond
  • Professional Licenses (All Other) Bond
    Governor's Office of Consumer Protection
    Buying Service License
  • Professional Licenses (All Other) Bond
    State of Georgia
    Scrap Tire Carrier Bond
  • Professional Licenses (All Other) Bond
    Ralph T. Hudgens, Ins. Comm. State of Georgia
    Consumer Products or Home Warrenty Bond
  • Professional Licenses (All Other) Bond
    State of GA Dept of Natural Resources Enviromental
    Scrap Tire Processor Bond
  • Professional Licenses (All Other) Bond
    GA DOR TAX LAW AND POLICY
    Private Salvage and Assembled Vehicle Inspector Bo
  • Schools (All) Bond
    Nonpublic Postsecondary Education Commission
    NonPublic Post Secondary Education Institution
  • Schools (All) Bond
    Georgia Department of Driver Services
    Driver Training School
  • Schools (All) Bond
    Georgia Department of Driver Services
    Driver Improvement Clinic
  • Schools (All) Bond
    Georgia Department of Driver Services
    DUI, Alcohol Or Drug Use Risk Reduction Program
  • Schools (All) Bond
    Georgia Departmemt of Driver Services
    Driver Training School
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Georia Department of Revenue
    Malt Beverage License
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Georgia Department of Revenue, Alcohol and Tobacco
    Winery Manufacturer, Broker, Importer
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Georgia Dept. of Revenue
    Liquor Manufacturer Distillery Tax Bond
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Macon-Bibb County
    Wholesale and/or Retail Liquor Bond (Macon-Bibb, G
  • Alcohol (Manufacturers, Warehouses, Wholesalers) Bond
    Georgia Department of Revenue
    Malt Beverage Wholesalers Tax Bond
  • Alcohol (Retailers) Bond
    Georgia Dept. of Revenue Alcohol & tobacco Tax Uni
    Retailers and Consumption Performance and Tax
  • Alcohol (Retailers) Bond
    Macon-Bibb County
    Retailer's Malt Beverage and/or Wine Bond (Macon-B
  • Alcohol (All Others) Bond
    GEORGIA DEPARTMENT OF REVENUE ALCOHOL & TOBACCO
    Manufacturers Distilled Spirits License Performanc
  • Alcohol (All Others) Bond
    Georgia Dept of Revenue, Alcohol & Tobacco Divisio
    Importers Distilled Spirits License Performance an
  • Alcohol (All Others) Bond
    Georgia Dept of Revenue
    Brokers Distilled Spirits Performance and Tax Liab
  • Alcohol (All Others) Bond
    Georgia Dept of Revenue
    Liquor Broker Tax Bond
  • Alcohol (All Others) Bond
    Georgia Department of Revenue
    Liquour Wholesalers Tax Bond
  • Cigar/Cigarette & Tobacco Tax Bond
    Department of Revenue, Alcohol and Tobacco Divisio
    Cigar, Cigarette, Loss & Smokeless Tobacco Manu
  • Fuel Tax (All Others, Sellers & Users) Bond
    State of Georgia
    Motor Fuel Distributor's
  • Utility Deposit Bond
    Snapping Shoals
    Georgia Utility Deposit
  • Utility Deposit Bond
    Georgia Power Company
    Georgia Power Company, McDonough, GA
  • Utility Deposit Bond
    Walton EMC
    Financial Guarantee
  • Utility Deposit Bond
    GreyStone Power Corporation
    Utility Service Guaranty
  • Utility Deposit Bond
    The City of Madison
    Gas Utility Deposit
  • Utility Deposit Bond
    Snapping Shoals
    Snapping Shoals Utility Payment Bond
  • Utility Deposit Bond
    Jackson EMC
    Jackson Electric Membership Corporation Electric S
  • Utility Deposit Bond
    Marietta Board of Lights and Water
    Marietta BLW Service Agreement Bond
  • Financial Guarantee (All Other) Bond
    Governor of the State of Georgia
    Public Official Bond
  • Concessionaires Bond
    The Home Servce Store, Inc
    Concessionaires Bond
  • Indemnity (Miscellaneous - Not Listed) Bond
    GA Department of Driver Services
    Ignition Interlock Provider Center Bond
  • Fringe Benefits Only Bond
    Carpenters Local 256
    Southeastern Carpenters Millwrights Fringe Benefit
  • Lottery Bond
    Georgia Lottery Corporation
    Lottery/Lotto Retailer
  • Money Transmitter Bond
    GA Department of banking and Finance
    Sale of Payment Instruments or Money Transmission
  • Telemarketing/Phone Solicitor Bond
    Georgia Secretary of State
    Charitable Solicitations Act Paid Solicitor Regist
  • Warranty Bond
    State of Georgia
    Consumer Products or Home Warranty Bond Major Appl

Types of Surety Bonds in Georgia

Based on their purpose, surety bonds in the state can be separated into three main categories.

License and Permit Bonds

Chances are, if you are looking for a surety bond in Georgia, it falls into this category. License and permit bonds are required from businesses, which the state has decided to regulate through surety bonds. These bonds are required from a number of businesses as part of their licensing and license renewal procedures. In most cases they need to remain in force for as long as the business is active.

Auto dealers, contractors, freight brokers, money transmitters and telemarketers are just some of the professions which are required to post a surety bond. The purpose of each bonds depends is specific, but typically the purpose is to provide a safety net for both customers of the business and the state.

Contract Bonds

A contract bond can be required from some construction contractors, working on a public project owned or funded by the state of Georgia. There are several types of contract bonds. They protect against contract breaches, such as project incompletion, and provide a mechanism through which subcontractors, suppliers and laborers can get compensated in case of contractor default or non-compliance.

Many private construction projects may also required contractors to obtain a contract bond. Do not confuse contract bonds with contractor license bonds.

Court Bonds

Sometimes required by businesses or individuals, these bonds serve different purposes. Fiduciaries or appellants in Georgia courts are often required to post court bonds as part of the requirements of appellate or probate courts and for the protection of the public.

How Much Does it Cost to Get Bonded in Georgia?

How much your Georgia surety bond will cost is determined on the basis of the bond’s full amount. Each surety bond has a total amount which puts a cap on the maximum sum of the claims that can be made against it. Out of that total amount, principals pay a premium, which in most cases varies between 0.75% and 2.5% where license bonds are concerned. A $25,000 surety bond, quoted at 1% would cost $250.

Here are the total bond amounts of some commonly required bonds in the state:

  • Contractors license bonds: $25,000 (plus varying requirements by location)
  • Used Car Dealer Bonds: $35,000
  • Private Detective and Security Agencies Bonds: $25,000
  • Mortgage Broker/Lender Bond: Starts at $50,000
  • Appraisal Management Company Bond: $20,000

Factors that determine your premium

How much you pay to obtain your bond can vary depending on the type of bond you are applying for as well as a number of financial factors that the surety takes into account. Your personal credit score is one of the most important factors determining your surety bond cost. Other factors that sureties consider when determining your Georgia surety bond cost are:

  • Personal and business financial statements
  • Your personal industry experience
  • How long your business has been operating
  • Further financial and business factors

Bad Credit Surety Bonds

Most applicants who have bad credit will still be able to get bonded, though at a slightly higher premium - between 3% and 10%.

While this is mostly true for license bonds, contract bonds are considered too high-risk, which is why most underwriters don’t sign contract bonds for bad credit applicants.

To get a ballpark estimate on your Georgia surety bond, try our surety bond calculator in the right sidebar. If you would like to get a precise quote on your bond, follow the application link and you we will contact you with further details.

If you have further questions about how surety bond rates are determined, visit our Surety Bond Cost page, which will provide you with detailed information.

How to Get Bonded in Georgia

The application process is simple and straightforward. There are two different application forms, depending on what kind of bond you need to obtain.

License Bonds Application

To apply for a license bond, you can submit our 1-page online application. Shortly afterwards one of our surety bond experts will contact you with your free quote as well as further information about what else you need to do to get bonded. Depending on the bond you want, we may ask you to submit a few additional documents before issuing your bond. Applying takes only a few minutes.

Contract Bonds Application

To apply for a contract surety bond you have two possible options. If your contract bond is under $250,000 our Fast Track Program is the right one for you. If your contract bond is over $250,000 you will have to go through our Full Bond Line Project application.

To apply, just download the relevant online form and send it to us. We will contact you soon thereafter with more details about your bond.

And if you need to consult yourself with someone before you apply simply call us at (866)-450-3412. We pride ourselves with having some of the most knowledgeable experts in the industry who will be able to tell you everything you want to know about your Georgia surety bond.