City Requirements

What is a Florida Surety Bond?

Surety bonds are financial guarantee agreements required for a number of different reasons in the state of Florida. In all of the cases, they provide a guarantee for compliance with state regulations or contractual obligations.

In essence, surety bonds are a three-party agreement between an obligee that requires the bond, a principal who needs to obtain it, and a surety that provides it.

Usually, surety bonds are required by applicants for a business license. The second-most common reason is when contractors need to get bonded in order to be allowed to bid or perform on construction projects.

See our ‘What is a surety bond’ guide for a detailed explanation of how bonds work, and why they are required.

If you are ready to get bonded, see the table below to find the bond you need. Call us at (866)-450-3412 if you need help with your bond application.

For more information about the types of bonds available in Florida, see the sections below.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Market Agencies/Dealers Bond Commissioner of Agriculture Agricultural Products Dealer Bond Apply Now
Market Agencies/Dealers Bond Dept of Agricultural & Consumer Services Citrus Fruit Dealer's Apply Now
Agricultural (Non-Livestock) Bond Florida Department of Agriculture and Consumer Ser Agricultural Products Dealer Apply Now
Agricultural (Non-Livestock) Bond Florida Department of Agricultural Agricultural Products Dealer Apply Now
Agricultural (Non-Livestock) Bond Florida Commissioner of Agriculture CITRUS FRUIT DEALER’S Apply Now
Agricultural (Non-Livestock) Bond FLORIDA DEPT OF AGRICULTURE BOND OF CITRUS FRUIT DEALER (PAYMENT OF CITRUS EXC Apply Now
Agricultural (Non-Livestock) Bond FLORIDA DEPT OF CITRUS BOND OF CITRUS FRUIT DEALER (PAYMENT OF CITRUS INS Apply Now
Agricultural (Non-Livestock) Bond Florida Department of Agriculture and Consumer Fertilizer Dealer Bond Apply Now
Contractor License (No P&P Language) Bond Florida Department of Business and Prof Reg. Registered Contractor Qualifying Business Apply Now
Contractor License (No P&P Language) Bond Florida Construction Industry Licensing Board Construction License Bond Apply Now
Contractor License Performance & Payment (Local) Bond Hernando County Development Department Hernando County Contractor License Bond Apply Now
Contractor License Performance & Payment (Local) Bond Governor of The State of Florida Hillsborough County Contractor's Code Compliance B Apply Now
Contractor License Performance & Payment (Local) Bond City of Kissimmee, FL Contractor LIcense Bond Apply Now
Contractor License Performance & Payment (Local) Bond Palm Beach County Construction Industry Lic Board Contractor License Bond (Palm Beach County, FL) Apply Now
Contractor License Performance & Payment (Local) Bond City of Anna Maria -Public Works Dept (Anna Maria, FL) Public Works Bond Apply Now
Contractor License Performance & Payment (State) Bond Construction Industry Licensing Board Financially Responsible Officer Apply Now
Contractor License Performance & Payment (State) Bond Dept of Business and Professional Regulation Statement of Bonding Limits (Application for Trans Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation General Construction License Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Certified Contractor Qualifying Business (General) Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Construction License Bond Apply Now
Contractor License Performance & Payment (State) Bond Florida Dept of Business and Professional Reg Construction License Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business & Professional Regulation Certified Contractor Qualifying Business (Plumbing Apply Now
Contractor License Performance & Payment (State) Bond Dept of Business and Professional Regulation Certification of Registered Contractor Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Additional Business Entity Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Construction License Bond Apply Now
Contractor License Performance & Payment (State) Bond Florida Construction Industry Licensing Board Certified Contractor Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Registered Contractor Qualifying Business Bond Apply Now
Contractor License Performance & Payment (State) Bond Dept of Business and Professional Regulation Statement of Bonding Limits (Change of Status of Q Apply Now
Contractor License Performance & Payment (State) Bond Dept of Business and Professional Regulation Certified Contractor as an Individual (Commerical Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Construction License Bond Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Contractor License Bond (Registered Contractor as Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Certified Contractor Qualifying Business (Building Apply Now
Contractor License Performance & Payment (State) Bond Department of Business and Professional Regulation Construction License Bond (Change of Status - Inac Apply Now
Contractor License Performance & Payment (State) Bond State of Florida Dept of Business and Professional Construction Industry Licensing Bond(Financially R Apply Now
Collection Agency Bond Office of Financial Regulation Collection Agency Apply Now
Debt Consolidators Bond Division of Statutory Revision Credit Service Organization Bond Apply Now
Professional Fund Raisers Bond FL Dept. of Agricultural and Consumer Services Div Professional Solicitor Bond Apply Now
Insurance Adjusters Bond Florida Department of Financial Services Public Adjuster's Apply Now
Insurance Agents/Brokers Bond Bureau of Licensing Insurance Broker Apply Now
Insurance Surplus Lines Brokers Bond Department of Financial Services State of Florida Surplus Lines Agent Apply Now
Title Insurance Agents & Escrow Officers Bond Florida Dept. of Financial Services Title Agency Bond Apply Now
Franchise Ordinance Bond City of Jacksonville Solid Waste Material Collection Bond Apply Now
Franchise Ordinance Bond City of Jacksonville City of Jacksonville Solid Waste Disposal Service Apply Now
Defective Title Bond Department of Highway and Motor Vehicles - Divisio Title for a Motor Vehicle Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Highway and Motor Vehicles - Divisio Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Highway and Motor Vehicles - Divisio Recreational Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond State of Florida Franchise Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond FL - Mobile Home Installer Bond Mobile Home Installer Bond Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Highway and Motor Vehicles - Divisio Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Highway and Motor Vehicles - Divisio Recreational Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Highway Safety & Motor Vehicles Mobile Home Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Department of Highway and Motor Vehicles - Divisio Recreational Vehicle Manufacturer, etc. Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond State of Florida, Dept of Business and Professiona Yacht and Ship Broker's or Salesperson's Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Department of Highway and Motor Vehicles - Divisio Private Rebuilt Vehicle Inspection Bond Apply Now
Sport Permits Bond Florida State Boxing Commission Promoter Apply Now
Health Spas/Health Clubs Bond Dept of Agriculture and Consumer Services Health Studio Bond Apply Now
Health Spas/Health Clubs Bond Dept of Agriculture and Consumer Health Studio Bond Apply Now
Retail Stores & Service Shops City of Boca Raton Consignment Shops Apply Now
Medicare & Medicaid (Durable Equip, State) Bond EDS Provider Enrollment, 2671 Medicaid Provider Surety Apply Now
Medicare & Medicaid (All Other, State) Bond EDS Provider Enrollment MEDICAID PROVIDER SURETY Apply Now
Nursing Homes Bond Agency for Health Care Administration Nursing Homes Patient Trust Apply Now
Nursing Homes Bond Agency for Health Care Administration Adult Assisted Living Facility Apply Now
Nursing Homes Bond Agency for Health Care Administration Agency for Health Care Administration Bond Apply Now
Professional Licenses (All Other) Bond Dept of Business and Professional Regulation TALENT AGENCY Apply Now
Professional Licenses (All Other) Bond US Postal Service - Attn: CPU Coordinator CONTRACT POSTAL UNIT Apply Now
Professional Licenses (All Other) Bond FL Dept. of Agriculture and Consumer Affairs Pawnbroking Apply Now
Professional Licenses (All Other) Bond Governor of the State of Florida Professional Guardian Apply Now
Professional Licenses (All Other) Bond State of Florida Department of Health Drugs, Devices, and Cosmetics Apply Now
Professional Licenses (All Other) Bond State of Florida Drugs, Devices and Cosmetics Program Apply Now
Professional Licenses (All Other) Bond Florida Fish and Wildlife Conservation Commission Class I Wildlife Apply Now
Professional Licenses (All Other) Bond Department of Business and Professional Regulation Prescription Drug Wholesale Distributor Apply Now
Professional Licenses (All Other) Bond Department of Agriculture and Consumer Services Dance Studio Bond Apply Now
Professional Licenses (All Other) Bond FL Department of Agriculture and Consumer Services Household Moving Services Performance Bond Apply Now
Professional Licenses (All Other) Bond Lake County Zoning Department Trailer Removal License Apply Now
Professional Licenses (All Other) Bond State of Florida Board of Acupuncture Acupuncture License Bond Apply Now
Professional Licenses (All Other) Bond FL Department of Transportation, Office of Comptro Account Bond Apply Now
Professional Licenses (All Other) Bond Orange County Utilities Department Waste Tire Performance Bond Apply Now
Professional Licenses (All Other) Bond City of Jacksonville City of Jacksonville Sign Bond Apply Now
Professional Licenses (All Other) Bond Palm Beach County Engineering & Public Works Palm Beach County Roadside Vendors Bond Apply Now
Professional Licenses (All Other) Bond Florida Fish and Wildlife Conservation Commision Fish & Wildlife Conservation License Agent Apply Now
Schools (All) Bond Florida Dept of Education Private Educational Institution Bond Apply Now
Schools (All) Bond Florida Dept of Education Schools (All) Bond Apply Now
Schools (All) Bond Florida Department of Highway Safety and Motor V Traffic School Bond Apply Now
Schools (All) Bond Florida Department of Education Nonpublic Postsecondary Education Institution Bond Apply Now
Travel Agencies Bond Agriculture and Consumer Service State of Florida Seller of Travel Apply Now
Cigar/Cigarette & Tobacco Tax Bond State of Florida Division of Alcoholic Beverage and Tobacco Surety Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Florida Dept of Revenue Fuel or Pollutants Tax Bond Apply Now
Sales, Use & Consumer Tax Bond Florida Department of Revenue Sales and Use Tax Bond Apply Now
Games of Chance Bond Florida Department of Agriculture and Consumer Ser Game Promotion Bond Apply Now
Games of Chance Bond City Of Jacksonville, Environmental/Compliance Dep Game Promotion Bond Apply Now
Utility Deposit Bond Withlacoochee River Electric Cooperative Withlacoochee River Electric Cooperative Apply Now
Utility Deposit Bond Jacksonville Electric Authority Electric and/or Water Service Bond Apply Now
Utility Deposit Bond Orlando Utilities Commission OUC Utility Deposit Bond Apply Now
Utility Deposit Bond Florida Power Light Company Utility Deposit Bond Apply Now
Utility Deposit Bond Lakeland Electric Utility Deposit Guaranty Bond Apply Now
Utility Deposit Bond Hillsborough County, FL Hillsborough County Water and/or Wastewater Servic Apply Now
Utility Deposit Bond Gainesville Regional Utilities GRU Utility Bond Apply Now
Utility Deposit Bond Gulf Power Company Gulf Power Company Utility Deposit Bond Apply Now
Utility Deposit Bond Progress Energy Florida - Credit Dept ? BAY 71 Progress Energy Utility Deposit Bond Apply Now
Utility Deposit Bond Florida Public Utilities Utility Payment Bond Apply Now
Utility Deposit Bond City of St. Cloud,OUC Orlando Utility Commission Bond Apply Now
Utility Deposit Bond Tampa Electric Company TECO Electric Utility Bond Apply Now
Utility Deposit Bond Emerald Coast Utilities Authority Emerald Coast Utilities Authority Indemnifying Bon Apply Now
Utility Deposit Bond TECO Peoples Gas TECO Gas Bond Apply Now
Utility Deposit Bond Beaches Energy Services Utility Services Furnished by Beaches Energy Bond Apply Now
Utility Deposit Bond ORANGE COUNTY UTILITIES SERVICES Orange County Utilities Services Bond Apply Now
Utility Deposit Bond Sumter Electric Cooperative, Inc. Sumter Electric Cooperative, Inc. Bond Apply Now
Utility Deposit Bond Duke Energy Florida, Inc. Duke Energy Utility Deposit Bond Apply Now
Utility Deposit Bond KISSIMMEE UTILITY AUTHORITY Kissimmee Utility Authority Utility Deposit Bond Apply Now
Utility Deposit Bond City of Tallahassee City of Tallahassee Utility Deposit Bond Apply Now
Utility Deposit Bond City of Winter Park City of Winter Park Utility Deposit Bond Apply Now
Utility Deposit Bond Utility Commission for New Smyrna Beach In Lieu of Deposit Bond Utility Commision for New Apply Now
Financial Guarantee (All Other) Bond Department of Highway Safety and Motor Vehicles Traffic School Bond Apply Now
Concessionaires Bond Greater Orlando Aviation Authority Orlando International Airport Non-Concessionaire P Apply Now
Indemnity (Miscellaneous - Not Listed) Bond City of Hollywood Florida Public Construction Bond Apply Now
Lottery Bond Florida Lottery Lottery Bond Apply Now
Lottery Bond 7- Eleven Inc 7-11 Preformance Bond Apply Now
Money Transmitter Bond Financial Services Commission, Dept of Fin Serv MONEY SERVICES BUSINESS SURETY BOND FORM Apply Now
Telemarketing/Phone Solicitor Bond Department of Agriculture and Consumer Services Telemarketing Bond Apply Now

Types of Surety Bonds in Florida

Three main types of surety bonds are available in Florida. These are:

  • License and permit bonds
  • Contract bonds
  • Court bonds

License & Permit Bonds

These bonds, also known as commercial bonds, are often required during your licensing process with a local or state authority. For example, if you want to start your business as an auto dealer in Florida, you will need to obtain a bond in order to get licensed.

These bonds guarantee you will comply with state laws, such as the Florida Statutes, in conducting business. Some of the most popular bonds requested in Florida are auto dealer bond, telemarketing bonds and bonds for travel agencies.

Start your surety bond application today! Why us?
  • Quick turnaround - just 1-2 business days
  • Tailor-made advice on building a strong application
  • Exclusive bad credit programs

Contract Bonds

Contract bonds, such as payment and performance bonds, are required by contractors when they want to perform work on state projects over a certain dollar amount. Federal projects often also require these types of bond, as do private projects.

These bonds guarantee a contractor will perform in accordance with the bid they have submitted, and in compliance with the conditions of their contract.

Court Bonds

Court bonds are requested by a court in certain situations. To appeal a judgment, for example, you may be asked to obtain a court bond. Alternatively, when being appointed someone’s guardian or fiduciary, you may also be required to obtain such a bond.

How Much Do Surety Bond in Florida Cost?

The cost of your surety bond is related to the bond amount, and is a fraction thereof.

What is the bond amount?

The bond amount is the maximum amount of compensation that may be extended by the surety that backs the bond in the case of a claim.

The amount depends on the field in which you operate. For license bonds, the bonding amounts are usually fixed by the state, while for contract bonds they will be specified in the construction project requirements. In some cases, the bond amounts are the same across the country, such as the $75,000 freight broker bond required by the FMCSA.

Your surety bond cost or premium depends on a few individual factors, such as your credit score, in the first place, as well as your industry experience and personal and business financials.

The better you are doing in these areas, the lower the bond cost will be. Applicants who have a high credit score, usually are offered a low rate on their bond, also known as a standard market rate. If you qualify for such a rate, your premium will be between 1%-4% of the total bond cost.

What if I don’t qualify for standard market rates?

If you have low credit, tax liens, bankruptcies or civil judgments you can still get bonded, though at somewhat higher rates.

Applicants with lower credit scores usually are offered a rate between 5%-15%, in order to compensate for the higher risk involved.

To learn more about getting a bond under these conditions, see our Bad Credit Surety Bond Program page.

To get an initial ballpark estimate, you can use our surety bond calculator below.

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Surety Bond Cost Calculator

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The ballpark estimate on your premium is: $100 - $167

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If you want more details about how your surety bond cost is determined, please consult our Surety Bond Cost page.

How Do I Get Bonded?

To get bonded follow the steps below, depending on the bond you need.

License bond application

If you need a license and permit bond, you can simply apply online to get your free, no-obligations quote in minutes. Afterwards you’ll need to complete your full application, along with the state required bond form.

Start your surety bond application today! Why us?
  • The lowest possible rates
  • A 100% money-back guarantee
  • Access to specialty programs, not available to small agencies

Contract Bond Application

Apply for a contract bond by downloading and completing the right online form. Send the form to us and we will get in touch with you once we have processed it to continue the bonding process.

Our surety bonds experts are here to help you. If you need assistance or have questions, call us at (866)-450-3412.

Further Reading


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.