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New Hampshire Surety Bond Overview
Looking to get a surety bond in the New Hampshire? Bryant Surety Bonds underwrites all types of New Hampshire Surety Bonds, and guarantees the lowest rates possible. All of our surety bonds are underwritten by America’s top A-rated and T-listed surety bond companies. In today’s world of ever stricter regulations, top-quality bonds are a must. Many obligees will refuse a bond underwritten by a surety with no financial strength or credentials.
We also have a solution for applicants with bad credit. Through our exclusive Bad Credit Program, you can still get a bond from the same top surety providers, even if you have credit issues or weak finances.
If you already know which New Hampshire surety bond you’re looking for, find it in the table below and click “Apply Now”. For more information explore the sections below it. If you need any assistance on our part, don’t hesitate to call us at (866) 450-3412.
Find the Bond You Need
Debt Consolidators BondState of New HampshireDebt Adjuster's
Professional Fund Raisers BondDpeartment of Justice Attorney General OfficePaid Solicitor
Mortgage Broker (1st & 2nd Mortgages) BondBank Commissoner, Banking DeptMortgage Broker
Mortgage Lender/Banker (1st & 2nd Mort.) BondBank CommissionerMortgage Banker
Defective Title BondNH Division of Motor VehiclesDefective Title Bond
Auto & Mobile Home Dealers (New & Used) BondDivision of Motor Vehicles - Dealer Licensing BureMotor Vehicle Dealer
Auto & Mobile Home Dealers (Used Only, No New) BondDivision of Motor Vehicles - Dealer Licensing BureMotor Vehicle Dealer
Detectives BondDepartment of SafteyBond for Private Investigator, Security and Bail B
Professional Licenses (All Other) BondNH Joint Board of Licensure & CertificationIndependent Court Reporter
Professional Licenses (All Other) BondTown of WoodstockTown of Woodstock, Reclamation and Environmental P
Schools (All) BondNew Hampshire Post-Secondary Education CommissionCareer School Licensing
Games of Chance BondState of New Hampshire, Racing and Charitable GamiSTATE OF NEW HAMPSHIRE RACING AND CHAROTABLE GAMIN
Games of Chance BondRacing and Charitable Gaming CommissionSurety Bond for Game Operators in New Hampshire
Games of Chance BondState of New Hampshire Racing and Charotable GaminCharitable Gaming Commission Games of Chance Bond
Games of Chance BondNH Racing & Charitable Gaming CommissionManufacturer Pursuant to Chapter 287-E Bond (Bingo
Financial Guarantee (All Other) BondNew Hampshire Banking DepartmentSales Finance Company Bond
Indemnity (Miscellaneous - Not Listed) BondNew Hampshire Racing & Charitable Gaming CommissioBond of Manufacturer
Lottery BondNew Hampshire Lottery CommissionDaily and-or Weekly Sales Agent Bond
Lottery BondNH Racing & Charitable Gaming CommissionLucky 7 Bingo Ticket Seller Bond
Telemarketing/Phone Solicitor BondState of New HampshireCharitable Solicitor
Warranty BondNH Commissioner of InsuranceConsumer Guaranty Contracts Bond
Types of New Hampshire Surety Bonds
If you are new to surety bonds, it’s useful to learn more about each bond category. There are three main ones you need to know about:
- License bonds: for businesses looking to obtain a business license in New Hampshire
- Construction bonds: for contractors bidding and working on certain construction projects.
- Court bonds: for specific occasions when a state court may require them.
At Bryant Surety Bonds, we’re experts at underwriting all three categories. Let’s take a more detailed look at each one of them.
New Hampshire License and Permit Bonds
License and permit bonds (also known as license bonds or commercial bonds) are one of the most common ways of regulating different businesses. When you apply for your business license in New Hampshire, you may be required to post a license bond to ensure your business is compliant with state laws and regulations. The license bond will also offer protection to your customers against fraudulent business practices. A customer who feels they have been treated unfairly can launch a bond claim and demand compensation.
Some of the most commonly required license bonds in the state are New Hampshire auto dealer bonds, auctioneer bonds and real estate broker bonds. All freight brokers need to post a freight broker bond regardless of their state of operation.
New Hampshire Construction Bonds
States want to protect taxpayer money and their construction investments, and they use construction bonds for that purpose. Public projects– especially large ones– frequently require contractors to post different types of construction bonds before they can work– or even bid– on a project.
Bid bonds are one type of construction bonds, which a contractor needs to procure when bidding on a project, guarantee they will accept the project for the bidded price, if they are awarded the contract. Performance and payment bonds, on the other hand, protect the project in case of contractor default. Subcontractors, laborers, and suppliers are also protected under that bond.
New Hampshire Court Bonds
Court bonds are relatively less-frequently required. There are two main types of court bonds:
- Appeal bonds, or supersedeas bonds, if you want to appeal a court judgment in front of a higher instance.
- Fiduciary bonds if you are appointed a fiduciary of another person assets or property.
Surety Bond Cost in New Hampshire
Applicants frequently asked how the price of their surety bond is calculated. To answer this questions, you need to learn about two numbers: the total bond amount and the bond premium.
The total bond amount listed on each bond is the maximum dollar amount for which a claim can be made against that particular bond. Each state decides the total bond amount for each bond.
When applying for a bond, you are never asked to post the full amount. Instead, the same way insurance works, a bond premium is required to obtain the bond. The higher the risk an applicant poses to the bond provider, the higher their premium will be.
This risk is calculated mostly using the applicant’s personal credit score. You may choose to submit additional information that can bolster your application and reduce your premium. Such information includes:
- Personal financial statements
- Business financial statements
- Liquid assets
- Rich industry experience
Standard market rates for New Hampshire surety bonds is between 1% and 4% of the total bond amount. Bad credit bonding is tougher, but thanks to Bryant Surety Bond’ Bad Credit Program you can still get bonded. To compensate for the higher risk, sureties will offer quote between 5% and 15% of the total bond amount. Our experts can provider some insider tips on reducing your premiums even if you have bad credit.
If you want to get a quick estimate of your bond premium, use our surety bond cost calculator on the right. For even more about surety bond pricing, check out our Surety Bond Cost page.
How to Get Bonded in New Hampshire
Now that you have the facts, you’re ready to begin your application for a New Hampshire surety bond. Our online application tool allows you to apply in a matter of minutes. After submission, one of our agents will take you through the remaining steps of the process smoothly.
You will receive the original bond form by mail, which you can use it as part of your business application or wherever necessary. We advise you to also request copies of the bond for your records.
Bryant Surety Bonds is here to help with with every aspect of the bonding process. If you still have questions, call our surety bonds agents at (866) 450-3412 and they will be more than happy to help.