New Hampshire Surety Bond Overview

Looking to get a surety bond in the New Hampshire? Bryant Surety Bonds underwrites all types of New Hampshire Surety Bonds, and guarantees the lowest rates possible. All of our surety bonds are underwritten by America’s top A-rated and T-listed surety bond companies. In today’s world of ever stricter regulations, top-quality bonds are a must. Many obligees will refuse a bond underwritten by a surety with no financial strength or credentials.

We also have a solution for applicants with bad credit. Through our exclusive Bad Credit Program, you can still get a bond from the same top surety providers, even if you have credit issues or weak finances.

If you already know which New Hampshire surety bond you’re looking for, find it in the table below and click “Apply Now”. For more information explore the sections below it. If you need any assistance on our part, don’t hesitate to call us at (866) 450-3412.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Debt Consolidators Bond State of New Hampshire Debt Adjuster's Apply Now
Professional Fund Raisers Bond Dpeartment of Justice Attorney General Office Paid Solicitor Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Bank Commissoner, Banking Dept Mortgage Broker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Bank Commissioner Mortgage Banker Apply Now
Defective Title Bond NH Division of Motor Vehicles Defective Title Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Division of Motor Vehicles - Dealer Licensing Bure Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Division of Motor Vehicles - Dealer Licensing Bure Motor Vehicle Dealer Apply Now
Detectives Bond Department of Saftey Bond for Private Investigator, Security and Bail B Apply Now
Professional Licenses (All Other) Bond NH Joint Board of Licensure & Certification Independent Court Reporter Apply Now
Professional Licenses (All Other) Bond Town of Woodstock Town of Woodstock, Reclamation and Environmental P Apply Now
Schools (All) Bond New Hampshire Post-Secondary Education Commission Career School Licensing Apply Now
Games of Chance Bond State of New Hampshire, Racing and Charitable Gami STATE OF NEW HAMPSHIRE RACING AND CHAROTABLE GAMIN Apply Now
Games of Chance Bond Racing and Charitable Gaming Commission Surety Bond for Game Operators in New Hampshire Apply Now
Games of Chance Bond State of New Hampshire Racing and Charotable Gamin Charitable Gaming Commission Games of Chance Bond Apply Now
Games of Chance Bond NH Racing & Charitable Gaming Commission Manufacturer Pursuant to Chapter 287-E Bond (Bingo Apply Now
Financial Guarantee (All Other) Bond New Hampshire Banking Department Sales Finance Company Bond Apply Now
Indemnity (Miscellaneous - Not Listed) Bond New Hampshire Racing & Charitable Gaming Commissio Bond of Manufacturer Apply Now
Lottery Bond New Hampshire Lottery Commission Daily and-or Weekly Sales Agent Bond Apply Now
Lottery Bond NH Racing & Charitable Gaming Commission Lucky 7 Bingo Ticket Seller Bond Apply Now
Telemarketing/Phone Solicitor Bond State of New Hampshire Charitable Solicitor Apply Now
Warranty Bond NH Commissioner of Insurance Consumer Guaranty Contracts Bond Apply Now

Types of New Hampshire Surety Bonds

If you are new to surety bonds, it’s useful to learn more about each bond category. There are three main ones you need to know about:

  • License bonds: for businesses looking to obtain a business license in New Hampshire
  • Construction bonds: for contractors bidding and working on certain construction projects.
  • Court bonds: for specific occasions when a state court may require them.

At Bryant Surety Bonds, we’re experts at underwriting all three categories. Let’s take a more detailed look at each one of them.

New Hampshire License and Permit Bonds

License and permit bonds (also known as license bonds or commercial bonds) are one of the most common ways of regulating different businesses. When you apply for your business license in New Hampshire, you may be required to post a license bond to ensure your business is compliant with state laws and regulations. The license bond will also offer protection to your customers against fraudulent business practices. A customer who feels they have been treated unfairly can launch a bond claim and demand compensation.

Some of the most commonly required license bonds in the state are New Hampshire auto dealer bonds, auctioneer bonds and real estate broker bonds. All freight brokers need to post a freight broker bond regardless of their state of operation.

New Hampshire Construction Bonds

States want to protect taxpayer money and their construction investments, and they use construction bonds for that purpose. Public projects– especially large ones– frequently require contractors to post different types of construction bonds before they can work– or even bid– on a project.

Bid bonds are one type of construction bonds, which a contractor needs to procure when bidding on a project, guarantee they will accept the project for the bidded price, if they are awarded the contract. Performance and payment bonds, on the other hand, protect the project in case of contractor default. Subcontractors, laborers, and suppliers are also protected under that bond.

New Hampshire Court Bonds

Court bonds are relatively less-frequently required. There are two main types of court bonds:

  • Appeal bonds, or supersedeas bonds, if you want to appeal a court judgment in front of a higher instance.
  • Fiduciary bonds if you are appointed a fiduciary of another person assets or property.

Surety Bond Cost in New Hampshire

Applicants frequently asked how the price of their surety bond is calculated. To answer this questions, you need to learn about two numbers: the total bond amount and the bond premium.

The total bond amount listed on each bond is the maximum dollar amount for which a claim can be made against that particular bond. Each state decides the total bond amount for each bond.

When applying for a bond, you are never asked to post the full amount. Instead, the same way insurance works, a bond premium is required to obtain the bond. The higher the risk an applicant poses to the bond provider, the higher their premium will be.

This risk is calculated mostly using the applicant’s personal credit score. You may choose to submit additional information that can bolster your application and reduce your premium. Such information includes:

  • Personal financial statements
  • Business financial statements
  • Liquid assets
  • Rich industry experience

Standard market rates for New Hampshire surety bonds is between 1% and 4% of the total bond amount. Bad credit bonding is tougher, but thanks to Bryant Surety Bond’ Bad Credit Program you can still get bonded. To compensate for the higher risk, sureties will offer quote between 5% and 15% of the total bond amount. Our experts can provider some insider tips on reducing your premiums even if you have bad credit.

If you want to get a quick estimate of your bond premium, use our surety bond cost calculator on the right. For even more about surety bond pricing, check out our Surety Bond Cost page.

How to Get Bonded in New Hampshire

Now that you have the facts, you’re ready to begin your application for a New Hampshire surety bond. Our online application tool allows you to apply in a matter of minutes. After submission, one of our agents will take you through the remaining steps of the process smoothly.

You will receive the original bond form by mail, which you can use it as part of your business application or wherever necessary. We advise you to also request copies of the bond for your records.

Bryant Surety Bonds is here to help with with every aspect of the bonding process. If you still have questions, call our surety bonds agents at (866) 450-3412 and they will be more than happy to help.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.