Pennsylvania Surety Bonds Overview

Pennsylvania business license applicants as well as contractors are frequently required to post a surety bond. This bond guarantees their compliance with state laws, and the specific requirements of their particular profession.

What does the bond do?

The bond agreement guarantees that the bonded party will comply with state laws and regulations. It also serves as financial security and protection for the state and the public. If a bonded business violates the bond conditions and causes losses or damages to one or more individuals, a claim may be filed against the bond to receive compensation.

For a fuller explanation of how bonds work, see our detailed 'What is a surety bond' guide!

To go straight to your surety bond application form, find the bond you need in the table below and follow the application link.

If you’re new to surety bonds, the sections below offer extensive information on the types of bonds you can obtain in the state, how much getting bonded costs and how to get your bond.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License (No P&P Language) Bond City of Pittsburgh Telecommunications Installing and Operating Bond Apply Now
Contractor License (No P&P Language) Bond Township of Nottingham Road Weight Permit Bond Apply Now
Contractor License (No P&P Language) Bond Township of Burlington Road Weight Permit Bond Apply Now
Contractor License (No P&P Language) Bond Peters Township Peters Township, PA Road Weight Permit Bond Apply Now
Contractor License (No P&P Language) Bond Union Township Union Township, PA Road Weight Permit Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond PENNDOT - Bureau of Maintenance & Operations Surety Bond (Street Permit) Apply Now
Excess Weight, Other Highway & Street Permit Bond Pine Township Pine Township Excess Weight Permit Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond City Of Pittsburgh City of Pittsburgh, PA Excess Weight Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond PENNDOT - Bureau of Maintenance & Operations Weight Restricted Highways Program Performance Bon Apply Now
Investment Advisor (Blue Sky) Bond PA Securities Commission Uniform Surety Bond Apply Now
Collection Agency Bond department of state Credit Services Organization Bond Apply Now
Professional Fund Raisers Bond Commonwealth of Pennsylvania Dept of State BCO-160 Apply Now
Insurance Adjusters Bond Pennsylvania Insurance Department Public Adjuster Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Bureau of Licensing, Compliance & Consumer Service 1st Mtg. Loan Correspondant Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Bureau of Licensing, Compliance & Consumer Service Mortgage Broker (3 page) Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Bureau of Licensing, Compliance & Consumer Service Mortgage Broker (8 page) Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Bureau of Licensing, Compliance & Consumer Service Mortgage Originator (Individual) Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Department of Banking Sponsor of Mortgage Originators Bond Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Banking Mortgage Lender Apply Now
Title Insurance Agents & Escrow Officers Bond Pennsylvania Department of Insurance Title Insurance Agent Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dept of Transportation New, New & Used, Auto, & Mobile Home Dealers Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Commonwealth of Pennsylvania SURETY BOND (Hauling) Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Pennsylvania Department of Banking Sales Finance Company Bond Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Manager of the Vehicle Inspection Division Official Inspection Station Certificate of Appoint Apply Now
Oil, Gas, Water or Mineral Wells or Leases Bond PA DEP Oil and Gas Wells Bond Apply Now
Sport Permits Bond Pennsylvania State Athletic Commission BOND FORM FOR PROFESSIONAL BOXING PROMOTER Apply Now
Sport Permits Bond PA State Athletic Commission Professional Wrestling Promoter Apply Now
Sport Permits Bond Commonwealth of Pennsylvania State Athletic Comm Athlete Agent Bond Apply Now
Sport Permits Bond Pennsylvania State Athletic Commission Professional Mixed Martial Arts Promoter Bond Apply Now
Health Spas/Health Clubs Bond Bureau of Consumer Protection Health Club Apply Now
Auctioneers (Other than Livestock) Bond State Board of Auctioneer Examiners Auctioneer Bond Apply Now
Detectives Bond Bucks County Clerks of Courts Bucks County Detectives License Bond Apply Now
Detectives Bond Philadelphia Court of Common Pleas Private Detective Bond Apply Now
Employment Agencies Bond PA Dept. of Labor and Industry Employment Agencies Apply Now
Professional Licenses (All Other) Bond PA Dept of Licensing Public Utility License Apply Now
Professional Licenses (All Other) Bond PA Public Utility Commission Public Utility License Apply Now
Professional Licenses (All Other) Bond PA. Dept of Banking Bond to Secure a License as a Collector-Repossesso Apply Now
Professional Licenses (All Other) Bond PA Fish & Boat Commission Temporary Boat Registration Agent Apply Now
Professional Licenses (All Other) Bond PA State Athletic Commission Athlete Agent Apply Now
Professional Licenses (All Other) Bond Pennsylvania Fish & Boat Commission Fishing License Agent Bond Apply Now
Professional Licenses (All Other) Bond Township of Bensalem Event Permit Bond Apply Now
Professional Licenses (All Other) Bond Department of Licenses and Inspection News Stand Permit License Apply Now
Professional Licenses (All Other) Bond Social Security Administration Social Security Administration Representative Paye Apply Now
Professional Licenses (All Other) Bond Commonwealth of Pennsylvania - DCNR Dismantling of Deer Fences Bond Apply Now
Professional Licenses (All Other) Bond Pennsylvania - Commonwealth of Pennsylvania - Timber Stumpage Sale Contract Bond Apply Now
Professional Licenses (All Other) Bond Commonwealth of PA - DCNR Vegetation Removal Bond Apply Now
Professional Licenses (All Other) Bond City of Philadelphia, Department of Licenses Sidewalk Cafe Bond (City of Philadelphia) Apply Now
Professional Licenses (All Other) Bond Pennsylvania Public Utility Commission Motor Carrier Broker License Bond (PUC No. A-00123 Apply Now
Professional Licenses (All Other) Bond Bensalem Township Outdoor Concert Event Permit Apply Now
Schools (All) Bond Commonwealth of PA - Dept of Education PRIVATE LICENSED SCHOOL SURETY Apply Now
Schools (All) Bond Pennsylvania State Board of Barber Examiners Barbe Barber Examiners Barber School Apply Now
Schools (All) Bond Commonwealth of Pennsylvania Dept of Education Private Academic Schools Apply Now
Schools (All) Bond Commonwealth of PA - Dept of State Real Estate Education Provider Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Dept of Revenue, Bureau of Business Trust Fund Tax Malt and Brewed Beverage Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond PA Dept of Revenue Liquid Fuels and Fuels Tax Apply Now
Utility Deposit Bond PECO Energy Utility Deposit Bond (PECO Energy) Apply Now
Indemnity (Miscellaneous - Not Listed) Bond City of Johnstown Public Official License Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Game Commission Removal of Deer Deterrent Bond Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Game Commission Herbicide Application Bond Apply Now
Wages & Fringe Benefits Bond Local 420 Steamfitters Local 420 Steamfitters Bond Apply Now
Wages & Fringe Benefits Bond IBEW Local 98 Wages & Fringe Benefits Bond Apply Now
Wages & Fringe Benefits Bond Local No.380 I.B.E.W. Wage & Fringe Benefit Bond (IBEW Local 380) Apply Now
Fringe Benefits Only Bond Local 27 Plumbers Union Local Union 27 Plumbers Benefit Funds Bond Apply Now
Lottery Bond Pennsylvania Lottery Lottery Retailer Apply Now
Money Transmitter Bond Merchants Express Money Order Company, Inc. Money Transmitter Bond Apply Now
Telemarketing/Phone Solicitor Bond Department of State BOND - FORM BCO-160 Apply Now
Telemarketing/Phone Solicitor Bond Department of State Telemarketing Bond Apply Now
Repossession Agent Bond Department of Banking and Securities Collector-Repossessor Bond Apply Now
Appraisal Management Commonwealth of PA - State Board of Certified Real Appraisal Management Company Bond Apply Now

Types of Surety Bonds in Pennsylvania

License bonds are required of businesses that need a business license in the state. Contract bonds, or construction bonds, are the bonds that licensed and bonded contractors need to obtain when they are awarded a contract for work on a construction project in the state. Finally, court bonds are required in specific cases, for individuals appearing in front of a Pennsylvania court.

Read on for all for more about these different types of Pennsylvania surety bonds.

License & Permit Bonds

A license and permit bond is a type of guarantee to customers, that the business is licensed and will adhere to Pennsylvania state regulations and rules. If a business does not adhere to said regulations, customers can seek legal recourse by filing a claim against the business’s bond. Through filing a claim, customers can ultimately secure financial compensation for having been deceived or otherwise harmed by a business.

Bonds such as the auto dealer bond, the mortgage broker bond and the freight broker bond are some of the most common license bonds in the state.

Start your surety bond application today! Why us?
  • Quick turnaround - just 1-2 business days
  • Tailor-made advice on building a strong application
  • Exclusive bad credit programs

Contract Bonds

According to federal and state law, contractors who are licensed and bonded in Pennsylvania may need to obtain contract bonds, especially when working on federal or state projects. Private project owners will often also require contractors to get bonded.

Like all bonds, these bonds are also a type of guarantee – to project owners and subcontractors – that a contractor will comply with state regulations as well as with the specific conditions of the project contract.

These types of bonds include bid bonds, performance and payment bonds, and a variety of others.

Court Bonds

Pennsylvania state regulations also require some individuals to get a court bond when appearing before a court. Usually, a court bond is either an appeal (or supersedeas) bond – required of someone appealing a court ruling – or a fiduciary bond, which is required of someone appointed to act as another person’s fiduciary.

Want to know more about your bond? Call our surety experts at (866)-450-3412 with all your questions about getting bonded in Pennsylvania.

How Much Does it Cost to Get Bonded in Pennsylvania?

You obtain your bond by paying a surety bond premium. Premiums are not fixed, but are offered by sureties to each applicant individually. The premium is a percentage of the total bond amount of an applicant’s surety bond. In other words, if the state requires you to obtain a $50,000 bond, your premium (or rate) will be a percentage of that sum.

What determines my bond premium?

How high or low your rate is depends largely on your personal credit score. Sureties base their decisions on credit scores because it’s a reliable predictor of an applicant’s financial stability.

Other factors which sureties include in their assessment of applicants are:

  • Applicants’ financial statements
  • Fixed and liquid assets
  • Industry experience and work record

Based on all of these factors, especially your credit score, applicants are asked to pay a particular premium. Those with a high credit score receive so-called standard rates which vary between 1%-4% of the amount of their bond.

But surety bonds are also accessible to those with a low or even nonexistent credit score. Applicants with such score can get bonded at rates that vary between 5%-15% of the total bond amount.

To make an initial calculation of your surety bond premium, try our surety bond cost calculator below. Find out more about how sureties determine rates at our 'surety bond cost' page.

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How to Get Bonded in Pennsylvania

Getting bonded is a quick and easy process. Follow the instructions below and we will get in touch with you shortly!

License bond application

To apply for a license bond, use our online application form. Once we receive your application, we will contact you shortly with a free and exact quote on your bond.

Start your surety bond application today! Why us?
  • The lowest possible rates
  • A 100% money-back guarantee
  • Access to specialty programs, not available to small agencies

Contract bond application

To apply for a contract bond, download and complete the right application form, based on your contract amount. Once you have completed it, send your application to us for processing. We will contact you soon with more information about your bond quote.

To learn more about the bonding requirements in Pennsylvania, call our experts at (866)-450-3412.


About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.