Connecticut Surety Bonds Overview

Bryant Surety Bonds has full bonding authority in the state of Connecticut, and can write all types of Connecticut surety bonds. We represent over 20 A-rated T-listed bonding companies, providing us with access to a variety of strong markets.

Our Bad Credit Surety Bond Program is for clients with less-than-perfect credit. Thanks to our surety partners, we can offer tailored solutions to all of our clients, whether they have good or bad credit.

To proceed with getting bonded, look for the bond you need in the table below and click the ‘Apply’ button. You’ll be asked to fill out a quick and easy surety bond application form.

You can read more about Connecticut surety bonds by reviewing the sections below. There you can find out more about how your bond premium is determined, what kinds of bonds we underwrite, and how to get yours.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Contractor License Performance & Payment (Local) Bond The Town of Berlin Town of Berlin Bond Apply Now
Contractor License Performance & Payment (Local) Bond Town of South Windsor Town of South WIndsor Drain Layer's or Excavation Apply Now
Excess Weight, Other Highway & Street Permit Bond State of Connecticut, Dept of Transportation Bureau of Engineering & Highway Operations Permit Apply Now
Excess Weight, Other Highway & Street Permit Bond Town of Farmington Town of Farmington Permit Bond Apply Now
Excess Weight, Other Highway & Street Permit Bond City of Norwalk, Connecticut (City of Norwalk, CT) Street Opening or Encroachme Apply Now
Collection Agency Bond Commissioner of Banking Collection Agency $25K Apply Now
Debt Consolidators Bond Banking Commissioner of the State of Connecticut Debt Negotiator Apply Now
Debt Consolidators Bond Connecticut Department of Banking Debt Negotiator Bond Apply Now
Debt Consolidators Bond Banking Commissioner of the State of Connecticut Debt Negotiator Bond Apply Now
Professional Fund Raisers Bond State of Connecticut, Dept of Consumer Protection Fund Raising Counsel or Paid Solicitor Apply Now
Insurance 3rd Party Administrator Bond CT Dept. of Insurance Third Party Administrators (TPA) Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Commissioner of Banking Mortgagee Licensee Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Banking Mortgage Licensee Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Motor Vehicles - Dealers & Repairers Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Department of Motor Vehicles - Dealers & Repairers Motor Vehicle Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond DMV- Dealers and Repairers Division Registration Issuance Apply Now
Professional Licenses (All Other) Bond DESPP Secondhand Dealer's License Bond Apply Now
Schools (All) Bond Department of Motor Vehicles Driving Schools Bond Apply Now
Contractors Tax (Blanket Contracts) Bond CT Department of Revenue Services Nonresident Contractor Verification Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Connecticut DRS Surety Tax Bond Apply Now
Utility Deposit Bond Connecticut Light & Power CT Light & Power Surety Apply Now
Lottery Bond Connecticut Lottery Corporation Lottery Sales Agent Apply Now
Money Transmitter Bond Banking Commissioner Money Transmission Licensee Apply Now

Types of Surety Bonds in Connecticut

We underwrite all types of Connecticut surety bonds for our clients. These include Connecticut license bonds, Connecticut contract bonds, and Connecticut court bonds.

A license bond is required of some businesses in Connecticut when they apply for their business license. Contract bonds, on the other hand, are required of state contractors, in order to perform work on a construction project in the state. Lastly, court bonds are those bonds that a Connecticut court may request of individuals in a number of cases.

Read on below for more details about these different types of bonds.

Connecticut License & Permit Bonds

Connecticut requires many of its businesses to obtain business licenses before they can offer their services to the public. When getting licensed, these businesses, such as auto dealers or freight brokers, are required to obtain a license and permit bond– also known as a commercial bond– and include it in their application documentation.

Essentially, a license bond guarantees that the bond principal– your business– will comply with the state’s rules and regulations. License bonds protect consumers from dishonesty, fraud and other misdeeds that can financially harm them, by offering them the possibility to file a claim against a bond.

Some of the most common license bonds are the freight broker bond and the Connecticut auto dealer bond. We also help applicants from a number of other industries.

Connecticut Contract Bonds

Contractors in Connecticut typically need to obtain contract bonds when they wish to work on a construction project. These bonds, also called construction bonds, guarantee that bonded and licensed Connecticut contractors will perform work in accordance with the conditions of the contract they have been awarded. They also guarantee that contractors will comply with state regulations.

There is a variety of contract bonds that cover the whole process of construction– from the bidding process, to the completion and maintenance.

Connecticut Court Bonds

Certain individuals in Connecticut may be requested to obtain a court bond when they appear before a state court. For example, a court may require someone who wishes to appeal a ruling to obtain a supersedeas bond. Courts can also require anyone who is appointed as a guardian or a fiduciary to obtain a court bond.

Questions? Call (866)-450-3412 to speak to one of Bryant Surety Bonds’ experts. We will be happy to help you.

Surety Bond Cost in Connecticut

To get bonded, you must pay a surety bond premium. The premium, or the cost of obtaining the bond, is a fraction of the total bond amount.

The total bond amount is merely the penal sum of the bond, which is the maximum compensation that the surety may give to obligees if they file a claim against the bond.

What rate you are offered by the surety is determined by a number of financial indicators. Sureties consider personal credit score the most important factor when determining your rate, because of its accuracy in predicting how financially reliable an applicant is. When setting your rate, sureties also consider:

  • Your personal and business financial statements
  • Your asset profile and liquidity
  • Your industry experience and work record

Since credit score is so important, applicants with high scores are typically offered a rate between 1%-4% of the full bond amount, the standard market rate.

Applicants with a lower credit score can usually still get bonded, regardless of their credit type. This is possible thanks to our Bad Credit Surety Bond Program, that enables such applicants to get bonded at a slightly higher rate, between 5%-15% of the full amount.

Thanks to the different markets we have access to, we can offer the best rates, and personalized solutions, to our customers.

For an estimation of what your bonding rate may look like, use our surety bond cost calculator on the right. You can also get a 100% accurate and free quote by submitting a bond application. There are no obligations attached to submitting the application, and you can expect to receive your quote within a short amount of time.

Find out more about how surety bond rates are set, by looking at our Surety Bond Cost page.

How to Get Bonded in Connecticut

Apply online here to get your Connecticut surety bond. Applying is easy and takes just a few moments.

Once we process your application, we’ll contact you with your free bond quote and more information about your bond.

Call us at (866)-450-3412 to get more information about your bond, or to request help from our surety bond experts. We are familiar with all the bonding requirements in Connecticut and will be happy to help you.

To find out more about bonds, visit our ‘What is a Surety Bond’ guide, which contains all the information about how bonds work and why you need one.

About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post,, and many more.