City Requirements

We have dedicated pages for several cities in Texas. Navigate to yours if you want to find out more about its specific requirements.

Texas Surety Bonds: Definition

If you are new to the concept of surety bonds, it’s good to start with a definition. Surety bonds can be required from a number of businesses or individuals looking to operate in Texas. Usually, they are required as part of the process of obtaining a license or a permit.

Broadly put, surety bonds ensure that the bonded entity will comply with certain regulations imposed by the obligee (the state). The bond is backed by a bonding company which assumes financial and legal responsibility for the actions of the bond holder, also called a principal. Thus, the surety, the obligee and the principal sign a legally binding contract.

If the principal doesn’t adhere to the terms of this contract, they can become liable for sums up to the total amount of the bond. Surety bonds are a regulatory method not only in Texas but nationwide, because they can provide quick compensation in case a third party suffers loss or damage.

Texas Surety Bond Search

You can search for the bond you need in the table below. If the one you are looking for is not there, do not worry. Simply call us at (866) 450-3412 and we will help you get bonded.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Agricultural (Non-Livestock) Bond Texas Department of Agriculture Child and Adult Care Food Program Bond Apply Now
Contractor License (No P&P Language) Bond City of Abilene Building Contractor's Bond (City of Abilene) Apply Now
Contractor License Performance & Payment (Local) Bond City of Galveston City of Galveston, TX -(Local) Payment & Performan Apply Now
Contractor License Performance & Payment (Local) Bond City of Olmos Park General Contractor's Apply Now
Contractor License Performance & Payment (Local) Bond AEP Texas Central Company Pole Attachement Apply Now
Contractor License Performance & Payment (Local) Bond City of El Paso Development Services Blanket Building and Construc Apply Now
Contractor License Performance & Payment (Local) Bond City of Galveston General Contractor License Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of El Paso - Development Services Dept Blanket Building & Construction Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Sonora City of Sonora Electrical Contractor Bond Apply Now
Contractor License Performance & Payment (Local) Bond County of El Paso Blanket Building & Construction Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Kirby Home Improvement Contractor's/Salesman Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Midland Contractors Bond (City of Midland, TX) Apply Now
Contractor License Performance & Payment (Local) Bond City of Abilene Building Contractor's Bond (City of Abilene) Apply Now
Contractor License Performance & Payment (Local) Bond Town of Horizon City Blanket Building and Construction Bond (Town of Ho Apply Now
Contractor License Performance & Payment (Local) Bond City of Dallas Paving Bond (City of Dallas) Apply Now
Contractor License Performance & Payment (State) Bond City of El Paso Development Services Dept Blanket Building & Const Apply Now
Contractor License Performance & Payment (State) Bond State of Texas Service Contract Provider Surety Apply Now
Excess Weight, Other Highway & Street Permit Bond Dept. of Motor Vehciles, Motor Carrier Division Over Axle and Over Gross Weight Tolerance Permit B Apply Now
Collection Agency Bond Secretary of State, Statutory Documents Section Third Party Debt Collector Apply Now
Collection Agency Bond Texas Department of Banking Private Child Support Enforcement Agencies Bond Apply Now
Debt Consolidators Bond Secretary of State Credit Services Organization Apply Now
Debt Consolidators Bond The Office of Consumer Credit Consumer Debt Management Services Apply Now
Insurance Adjusters Bond Texas Department of Insurance Public Insurance Adjuster Bond Apply Now
Insurance Agents/Brokers Bond Department of Insurance Insurance Agency Apply Now
Insurance Agents/Brokers Bond Texas Department of Insurance Discount Health Care Program Operator Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Dept of Savings and Mortgage Lending Residential Mortgage Loan Servicer Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Savings and Mortgage Lending Mortgage Lender Apply Now
Small Loan Companies Bond STATE OF TEXAS CREDIT SERVICES ORGANIZATION SURETY Apply Now
Title Insurance Agents & Escrow Officers Bond Texas Department of Insurance Texas Escrow Officers Schedule Bond Apply Now
Title Insurance Agents & Escrow Officers Bond Department of Insurance Title Insurance Agent's Direct Operation's Bond Apply Now
Defective Title Bond Texas Department of Motor Vehicles Certificate of Title Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Department of Transportation - Motor Vehicle Divis Motor Vehicle Dealer Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Dept of Housing and Conmmunity Affairs - MHD Continuous Manufactured Housing License Apply Now
Sport Permits Bond Texas Department of Licensing and Regulation Combative Sports Promoter Bond Apply Now
Sport Permits Bond Secretary of State Athlete Agent Apply Now
Health Spas/Health Clubs Bond Secretary of State Health Spa Apply Now
Employment Agencies Bond Texas Department of Licensing and Regulation PERSONNEL EMPLOYMENT SERVICES SURETY Apply Now
Employment Agencies Bond TX Dept of Licesning and Regulation Staff Leasing Service Apply Now
Medicare & Medicaid (Durable Equip, State) Bond Medicaid & Health Partnership Medicaid Provider Bond Apply Now
Nursing Homes Bond Texas Department of Aging & Disability Services Nursing Homes Apply Now
Professional Licenses (All Other) Bond Texas Depertment of Licensing and Regulation TALENT AGENCY BOND Apply Now
Professional Licenses (All Other) Bond Texas Department of Health Subscription Program Apply Now
Professional Licenses (All Other) Bond SECRETARY OF STATE - Statutory Documents Section Business Opportunity Seller Apply Now
Professional Licenses (All Other) Bond Department of Licensing and Regulation For-Profit Legal Services Contracts Apply Now
Professional Licenses (All Other) Bond Texas Real Estate Commission Residential Service Company Bond Apply Now
Professional Licenses (All Other) Bond CITY OF PLACIOS Vendor's Bond Apply Now
Professional Licenses (All Other) Bond Texas Department of Insurance Discount Health Care Program Operator Bond Apply Now
Professional Licenses (All Other) Bond Secretary of State Athlete Agent Financial Services Bond Apply Now
Professional Licenses (All Other) Bond Department of Transportation Outdoor Advertisers Bond Apply Now
Professional Licenses (All Other) Bond City of Irving City of Irving Public Works Restoration Bond Apply Now
Professional Licenses (All Other) Bond City of Copperas Cove, Texas (City of Copperas Cove, TX) Solicitation Bond Apply Now
Professional Licenses (All Other) Bond Secretary of State Registrations Unit Veterans Organization Solicitor's Bond Apply Now
Professional Licenses (All Other) Bond Texas Department of Insurance-Financial Regulation Navigator Entity Bond Apply Now
Schools (All) Bond Texas Education Agency Driver Education School Apply Now
Schools (All) Bond Texas Real Estate Commission Real Estate School Apply Now
Schools (All) Bond TEXAS EDUCATION AGENCY Driver Education School Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Texas Alcoholic Beverage Commission Liquor Tax Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Texas Department of Agriculture Grain Warehouse Schedule D- Operator Bond Apply Now
Alcohol (Manufacturers, Warehouses, Wholesalers) Bond Texas Alcoholic Beverage Commission Contract/Alternating Resident and Non Resident Bre Apply Now
Alcohol (Retailers) Bond Texas Comptroller of Public Accounts Gross Receipts Tax Bond Apply Now
Alcohol (Retailers) Bond Texas Comptroller of Public Accounts Sales Tax Bond Apply Now
Alcohol (All Others) Bond Texas Alcoholic Beverage Commission Conduct Surety Bond Apply Now
Alcohol (All Others) Bond Texas Alcoholic Beverage Commission TABC - Performance Apply Now
Alcohol (All Others) Bond Texas Alcoholic Beverage Commission Tax Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Comptroller of Public Accounts Motor Fuels Tax (Diesel) Continuous Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Comptroller of Public Accounts Motor Fuels Tax (Gasoline) Continuous Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Comptroller of Public Accounts International Fuel Tax License Bond Apply Now
Miscellaneous Taxes Bond TX Dept of Licensing and Regulation Combative Sports Bond For Gross Receipts Tax Apply Now
Sales, Use & Consumer Tax Bond Dept. of Licensing Continuous Bond of Seller (Sales Tax) Apply Now
Sales, Use & Consumer Tax Bond Texas State Comptroller Customs Broker Apply Now
Utility Deposit Bond City of Houston Utility Deposit Bond Apply Now
Utility Deposit Bond City of Dallas Water Department Guaranty Bond Apply Now
Utility Deposit Bond Atmos Energy Corporation Atmos Energy Utility Deposit Bond Apply Now
Utility Deposit Bond Texas New Mexico Power Company Texas-New Mexico Power Company Utility Bond Apply Now
Utility Deposit Bond CenterPoint Energy Centerpoint Energy Utility Bond Apply Now
Utility Deposit Bond City of Chillicothe-Chillicothe Municipal Utilitie Utility Payment Bond (Chillicothe Municipal) Apply Now
Lottery Bond Texas Lottery Commission Bingo Prize Fees Apply Now
Money Transmitter Bond Texas Banking Commissioner Money Services Bond Apply Now
Telemarketing/Phone Solicitor Bond Office of Attorney General Telephone Solicitation Apply Now
Telemarketing/Phone Solicitor Bond Charitable Trust Section Consumer Protection Divis Commercial Telephone Solicitor Apply Now
Telemarketing/Phone Solicitor Bond Texas - Office of Attorney General Public Safety Organization, Independent Promoter Apply Now
Warranty Bond State of Texas Service Contract Provider Apply Now

Continue reading for the most common types of surety bonds in Texas as well as a thorough explanation of the cost of getting bonded.

Texas Surety Bond Requirements

As mentioned in the beginning, surety bonds can be required from businesses and individuals alike. Depending on the purpose they serve, these bonds can fall into one of the following two categories.

License and Permit Bonds

These are the most frequently required types of bonds. A number of businesses need to obtain them when they apply to get or renew their business license.

Let’s say you are an auto dealer in Houston. You’ll need to post a $25,000 auto dealer bond in order to get licensed. Other popular types of bonds in the state are contractor license bonds and freight broker bonds.

Contract Bonds

Contract bonds are required on large public projects as well as on some private ones. Their purpose is to protect the project owner from negligence, contractor default and other violations. Some contract bonds are also required to ensure subcontractors, laborers and suppliers are duly paid.

If you’ve never obtained a surety bond before, read on to find out more about surety bond rates and premiums.

Texas Surety Bond Cost

The cost of getting bonded in Texas depends on the type of bond you are applying for. Each bond has a different total amount which refers to its penal sum.

The total cost you will have to pay is a premium - a fraction of the total amount. The factors that influence the rate of that premium the most are:

  • Your personal credit score
  • Your personal and business financials
  • Your industry experience
  • How long your business has existed

These factors, and especially personal credit score, determine the amount of your bond premium. If you have a high personal credit score, the rate of your Texas surety bond will range between 1%-4% of the full bond amount. This is called a standard market rate.

If you happen to have a low credit score, tax liens, civil judgments or other issues which may qualify you as a high-risk applicant, you will receive a slightly higher premium rate which ranges between 5%-15% of the total amount.

But with Bryant Surety Bonds it is still possible to get a bond, despite your bad credit score or other financial difficulties, through our Bad Credit Surety Bond Program.

How to get bonded in Texas

Applying for a surety bond is quite straightforward with our simple 1-page online application. Within minutes, you will be contacted by one of our surety bond experts and offered a free bond quote on your bond.

Start your surety bond application today! Why us?
  • Quick turnaround - just 1-2 business days
  • Tailor-made advice on building a strong application
  • Exclusive bad credit programs

To complete the bonding process you will have to submit a number of documents pertaining to your bond, along with your bond form. From then on it’s only a matter of time for your bond to be underwritten.

Contract Bond Application

To apply for a contract surety bond, you can use our Fast Track Program (for bonds under $250,000) or go through the Full Bond Line Project application process for bonds over $250,000. Simply download and fill in the correct online form and send it to us, along with all other documents.

Call us at (866)-450-3412 anytime to speak to one of our surety bond professionals. They can help you with the application process and answer all your questions regarding Texas surety bonds.

If you have not obtained a surety bond before, have a look at our ‘What is a surety bond?’ page. There you can find all the information you need on how surety bonds work and why they are necessary for different businesses.