City Requirements

Charlotte

If you are looking for specific information about surety bonds in Charlotte, visit our dedicated page.







North Carolina Surety Bond Overview

Obtaining a professional license in North Carolina often entails posting a North Carolina surety bond as one of the major requirements in the process. Bryant Surety Bonds offers the full range of NC surety bonds, and can assist you with expert help during your bonding process.

For applicants with troubled financial histories, we operate our Bad Credit Surety Bond Program. We foster close relationships with more than 20 A-rated and T-listed surety bond companies, so we can find the matching bonding option for your specific case. This means that whatever your credit score is, you are always getting the best bond price with us.

For a full overview of North Carolina surety bonds, read further below. If you’re ready to start your bonding process, apply online today.

The table below contains all types of North Carolina surety bonds, so you can identify the one you need. Any questions or concerns? Call us at (866)-450-3412.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Agricultural (Non-Livestock) Bond NC Dept. of Agriculture and Consumer Serv. Grain Dealer's Bond Apply Now
Contractor License (No P&P Language) Bond NC Irrigation Contractors Licensing Board Irrigation Contractor's License Apply Now
Contractor License (No P&P Language) Bond Mecklenburg County Land Use & Environmental Servic Land Use and Construction Bond Apply Now
Contractor License Performance & Payment (Local) Bond City of Greensboro Privilege License Bond Apply Now
Contractor License Performance & Payment (Local) Bond Obligee info for this request was wrong Contractor License Performance & Payment (Local) B Apply Now
Contractor License Performance & Payment (State) Bond NC Manufactured Housing Board Set-Up Contractor License Apply Now
Contractor License Performance & Payment (State) Bond State of North Carolina, County of Wake Home Warranty Bond Apply Now
Contractor License Performance & Payment (State) Bond North Carolina Department of Insurance Modular Building Set-Up Contractor License Bond Apply Now
Contractor License Performance & Payment (State) Bond NC Landscape Contractors Board Landscape Contractors' Licensing Compliance Bond Apply Now
Investment Advisor (Blue Sky) Bond NC Secretary of State Investment Advisor's Apply Now
Collection Agency Bond Dept of Insurance 2013-2014 New Domestic Collection Agency Bond Apply Now
Debt Consolidators Bond Attorney General Credit Repair License Apply Now
Professional Fund Raisers Bond NC Sec. of State: Charitable Solicitation Section Solicitors Apply Now
Insurance Adjusters Bond North Carolina Dept of Insurance Public Adjuster Insurance Apply Now
Insurance Agents/Brokers Bond Commissioner of Insurance Broker Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Commissioner of Banks Mortgage Broker Surety Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Commissioner of Banks Reverse Mortgage Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond North Carolina Commissioner of Banks Mortgage Broker Bond Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Commissioner of Banks Mortgage Lender Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Commissioner of Banks Mortgage Lender Apply Now
Small Loan Companies Bond North Carolina Secretary of State Loan Broker Apply Now
Defective Title Bond NC DMV Vehicle Title Motor Vehicle Certificate of Title Indemnity Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Division of Motor Vehicles - License & Theft Burea Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Dept of Insurance Division of Motor Vehicle Manufactured Housing Dealers Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Division of Motor Vehicles - License & Theft Burea Motor Vehicle Dealer Apply Now
Sport Permits Bond Dept. of Crime Control & Public Safety, Alcohol La Boxing & Mixed Martial Arts Promoter's Surety Bond Apply Now
Employment Agencies Bond Department of Insurance Professional Employer Organization Apply Now
Professional Licenses (All Other) Bond NC Department of Crime Control & Public Safety Professional Licenses (All Other) Bond Apply Now
Professional Licenses (All Other) Bond NC Department of Crime Control & Public Safety Precious Metals Dealer (CC&PS Form 7) Apply Now
Professional Licenses (All Other) Bond State of North Carolina Business Opportunity Surety Bond Apply Now
Professional Licenses (All Other) Bond Attorney General Prepaid Entertainment Apply Now
Professional Licenses (All Other) Bond City of Asheville - Public Works Department City of Asheville License Bond Apply Now
Professional Licenses (All Other) Bond North Carolina Utilities Commission Public Utility Franchise Bond Apply Now
Professional Licenses (All Other) Bond NC Department of Public Safety Precious Metal Dealer Bond Apply Now
Schools (All) Bond State Board of Community College Community College License Bond Apply Now
Schools (All) Bond NC Division of Motor Vehicles Commercial Driver Training School and Instructors Apply Now
Schools (All) Bond Board of Barber Examiners Barber School Guaranty Bond Apply Now
Schools (All) Bond State Board of Community College Cosmetic Art Examiners Guaranty Apply Now
Schools (All) Bond North Carolina State Approving Agency Private School Bond Apply Now
Cigar/Cigarette & Tobacco Tax Bond North Carolina Dept. of Revenue Tax Bond for Tobacco Products Other Than Cigarette Apply Now
Cigar/Cigarette & Tobacco Tax Bond NORTH CAROLINA DEPT OF REV Tax Bond for Cigarettes Apply Now
Fuel Tax (All Others, Sellers & Users) Bond North Carolina Department of Revenue Motor Fuels Tax Liability Bond Apply Now
Utility Deposit Bond Duke Energy Duke Energy Apply Now
Utility Deposit Bond Progress Energy Carolinas, Inc. Utility Deposit Bond Apply Now
Utility Deposit Bond Kinston Public Services Utility Guarantee Bond Apply Now
Utility Deposit Bond Union Power Cooperative Union Power Cooperative Bond Apply Now
Utility Deposit Bond Dominion North Carolina Power Utility Deposit Bond Apply Now
Utility Deposit Bond Duke Energy Florida, Inc Utility Deposit Bond Apply Now
Utility Deposit Bond City of New Bern In Lieu of Deposit Bond Apply Now
Utility Deposit Bond Duke Energy Progress (Duke Energy) Electric Service Bond Apply Now
Financial Guarantee (All Other) Bond The North Carolina Community College System GUARANTY Apply Now
Financial Guarantee (All Other) Bond North Carolina Community College System Guaranty Apply Now
Lottery Bond North Carolina Lottery Commission Education Lottery Bond Apply Now
Lottery Bond North Carolina Lottery Commission Education Lottery Bond Apply Now
Appraisal Management North Carolina Appraisal Board Appraisal Management Company Bond Apply Now

Types of North Carolina Surety Bonds

Whether you have to post a license and permit bond, contract bond, or court bond, Bryant Surety Bonds can provide you with the NC surety bond you need.

  • If you are undergoing a professional licensing process, you might be asked to post a North Carolina license and permit bond.
  • If you are a construction contractor bidding on public or private projects, you will likely be asked to post contract bonds.
  • More rarely, you might be required to obtain North Carolina court bonds by a state court.

We’re here to assist you in finding the bond you need, and starting your bonding process. Don’t hesitate to call us at (866)-450-3412.

Below you can find a review of all North Carolina surety bond types.

North Carolina License & Permit Bonds

When you are applying for a professional license with the state, local, or city authority that governs your trade, in many cases you are asked to post a license and permit bond. This is a prerequisite for obtaining the right to operate in your trade.

Just like in other states, North Carolina surety bonds serve an important function in guaranteeing the legal operation of businesses. Bonds safeguard the interests of the regulating authorities, and the general public.

You can think of your surety bond as an additional line of credit for your company. It guarantees you will follow applicable rules. If you transgress them, an affected party can make a claim on the bond. On proven claims, you might have to reimburse claimants up to maximum amount of the bond.

The most common North Carolina license and permit bonds include:

  • North Carolina auto dealer bond
    • Obligee: North Carolina Division of Motor Vehicles’ License and Theft Bureau
    • Bond amount: $50,000 for your first location and $25,000 for any additional one
  • North Carolina mortgage broker surety bond
    • Obligee: North Carolina Commissioner of Banks
    • Bond amount: $75,000-$250,000
  • North Carolina insurance broker bond
    • Obligee: North Carolina Department of Insurance
    • Bond amount: set on an individual basis

North Carolina Contract Bonds

North Carolina construction contractors bidding on private and public construction projects need to obtain different types of contract bonds. Unlike license bonds, contract bonds are required in relation to a specific project only.

The purpose of contract bonds is to guarantee the proper and timely performance of contractors. They protect project owners from non-completion, or low-quality work.

The usual kinds of contract bonds include:

  • Bid bonds
  • Performance bonds
  • Payment bonds
  • Maintenance bonds

North Carolina Court Bonds

A North Carolina state or local court, in specific cases, might ask you to obtain a court bond. While these types of bonds are quite rare, here at Bryant Surety Bonds we can underwrite them for you.

The typical situations in which you might have to get a court bond are:

  • You can be asked to get a supersedeas bond, also known as an appeal bond, if you want to bring a case to an appellate court.
  • You are likely to be asked for a fiduciary bond if you have been assigned by a North Carolina probate court to act as a guardian of another person’s assets or property.

Surety Bond Cost in North Carolina

For some NC surety bonds, the surety bond amount that you need to post might seem high. It’s important, though, to differentiate between this amount and your actual bond cost. The bond amount is the highest possible reimbursement that affected parties can receive on proven claims.

Your surety bond cost, on the other hand, is only a fraction of this amount. It is referred to as the bond premium, and is usually between 1% and 4% of the bond amount, for standard market bonding. A simple calculation shows that if you need a $50,000 North Carolina auto dealer bond, you might end up paying only a few hundred dollars.

When you apply for your bond, your surety examines your personal and business financials, and determines the risk involved in getting you bonded. The stronger your overall finances are, the lower your bond premium is likely to be.

The most important factors that are examined are:

  • Your personal credit score
  • Business financials
  • Assets and liquidity
  • Professional experience

For an estimate of your bond price, use our surety bond cost calculator in the right sidebar of the page. You can receive an exact quote for your North Carolina surety bond cost, after completing our full online application.

How to Get Bonded in North Carolina

If you’re wondering how to get bonded in NC, rest assured that obtaining your North Carolina surety bond is an easy process. Just apply online today for your bond quote. Once you’ve submitted your full application and included all required documents, we will review your case and issue your exact bond quote in no time.

After purchasing your bond, make sure to save a copy of it for future reference before sending the original bond form to the obligee.

Need more information about the bonding process? Make sure to check out in detail how surety bonds work.

Bryant Surety Bonds’ specialists are here to help you out with your bond application. Just call us at (866)-450-3412 and we will be happy to assist you.