North Carolina Surety Bonds

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  • Bryant Surety Bonds underwrites all types of North Carolina surety bonds
  • Bad credit bonding options available
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North Carolina Surety Bond Overview

Obtaining a professional license in North Carolina often entails posting a North Carolina surety bond as one of the major requirements in the process. Bryant Surety Bonds offers the full range of NC surety bonds, and can assist you with expert help during your bonding process.

For applicants with troubled financial histories, we operate our Bad Credit Surety Bond Program. We foster close relationships with more than 20 A-rated and T-listed surety bond companies, so we can find the matching bonding option for your specific case. This means that whatever your credit score is, you are always getting the best bond price with us.

For a full overview of North Carolina surety bonds, read further below. If you’re ready to start your bonding process, apply online today.

The table below contains all types of North Carolina surety bonds, so you can identify the one you need. Any questions or concerns? Call us at (866)-450-3412.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

  • Agricultural (Non-Livestock) Bond
    NC Dept. of Agriculture and Consumer Serv.
    Grain Dealer's Bond
  • Contractor License (No P&P Language) Bond
    NC Irrigation Contractors Licensing Board
    Irrigation Contractor's License
  • Contractor License (No P&P Language) Bond
    Mecklenburg County Land Use & Environmental Servic
    Land Use and Construction Bond
  • Contractor License Performance & Payment (Local) Bond
    City of Greensboro
    Privilege License Bond
  • Contractor License Performance & Payment (Local) Bond
    Obligee info for this request was wrong
    Contractor License Performance & Payment (Local) B
  • Contractor License Performance & Payment (State) Bond
    NC Manufactured Housing Board
    Set-Up Contractor License
  • Contractor License Performance & Payment (State) Bond
    State of North Carolina, County of Wake
    Home Warranty Bond
  • Contractor License Performance & Payment (State) Bond
    North Carolina Department of Insurance
    Modular Building Set-Up Contractor License Bond
  • Contractor License Performance & Payment (State) Bond
    NC Landscape Contractors Board
    Landscape Contractors' Licensing Compliance Bond
  • Investment Advisor (Blue Sky) Bond
    NC Secretary of State
    Investment Advisor's
  • Collection Agency Bond
    Dept of Insurance
    2013-2014 New Domestic Collection Agency Bond
  • Debt Consolidators Bond
    Attorney General
    Credit Repair License
  • Professional Fund Raisers Bond
    NC Sec. of State: Charitable Solicitation Section
    Solicitors
  • Insurance Adjusters Bond
    North Carolina Dept of Insurance
    Public Adjuster Insurance
  • Insurance Agents/Brokers Bond
    Commissioner of Insurance
    Broker Insurance
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Commissioner of Banks
    Mortgage Broker Surety
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    Commissioner of Banks
    Reverse Mortgage Bond
  • Mortgage Broker (1st & 2nd Mortgages) Bond
    North Carolina Commissioner of Banks
    Mortgage Broker Bond
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Commissioner of Banks
    Mortgage Lender
  • Mortgage Lender/Banker (1st & 2nd Mort.) Bond
    Commissioner of Banks
    Mortgage Lender
  • Small Loan Companies Bond
    North Carolina Secretary of State
    Loan Broker
  • Defective Title Bond
    NC DMV Vehicle Title
    Motor Vehicle Certificate of Title Indemnity Bond
  • Auto & Mobile Home Dealers (New & Used) Bond
    Division of Motor Vehicles - License & Theft Burea
    Motor Vehicle Dealer
  • Auto & Mobile Home Dealers (New & Used) Bond
    Dept of Insurance Division of Motor Vehicle
    Manufactured Housing Dealers
  • Auto & Mobile Home Dealers (Used Only, No New) Bond
    Division of Motor Vehicles - License & Theft Burea
    Motor Vehicle Dealer
  • Sport Permits Bond
    Dept. of Crime Control & Public Safety, Alcohol La
    Boxing & Mixed Martial Arts Promoter's Surety Bond
  • Employment Agencies Bond
    Department of Insurance
    Professional Employer Organization
  • Professional Licenses (All Other) Bond
    NC Department of Crime Control & Public Safety
    Professional Licenses (All Other) Bond
  • Professional Licenses (All Other) Bond
    NC Department of Crime Control & Public Safety
    Precious Metals Dealer (CC&PS Form 7)
  • Professional Licenses (All Other) Bond
    State of North Carolina
    Business Opportunity Surety Bond
  • Professional Licenses (All Other) Bond
    Attorney General
    Prepaid Entertainment
  • Professional Licenses (All Other) Bond
    City of Asheville - Public Works Department
    City of Asheville License Bond
  • Professional Licenses (All Other) Bond
    North Carolina Utilities Commission
    Public Utility Franchise Bond
  • Professional Licenses (All Other) Bond
    NC Department of Public Safety
    Precious Metal Dealer Bond
  • Schools (All) Bond
    State Board of Community College
    Community College License Bond
  • Schools (All) Bond
    NC Division of Motor Vehicles
    Commercial Driver Training School and Instructors
  • Schools (All) Bond
    Board of Barber Examiners
    Barber School Guaranty Bond
  • Schools (All) Bond
    State Board of Community College
    Cosmetic Art Examiners Guaranty
  • Schools (All) Bond
    North Carolina State Approving Agency
    Private School Bond
  • Cigar/Cigarette & Tobacco Tax Bond
    North Carolina Dept. of Revenue
    Tax Bond for Tobacco Products Other Than Cigarette
  • Cigar/Cigarette & Tobacco Tax Bond
    NORTH CAROLINA DEPT OF REV
    Tax Bond for Cigarettes
  • Fuel Tax (All Others, Sellers & Users) Bond
    North Carolina Department of Revenue
    Motor Fuels Tax Liability Bond
  • Utility Deposit Bond
    Duke Energy
    Duke Energy
  • Utility Deposit Bond
    Progress Energy Carolinas, Inc.
    Utility Deposit Bond
  • Utility Deposit Bond
    Kinston Public Services
    Utility Guarantee Bond
  • Utility Deposit Bond
    Union Power Cooperative
    Union Power Cooperative Bond
  • Utility Deposit Bond
    Dominion North Carolina Power
    Utility Deposit Bond
  • Utility Deposit Bond
    Duke Energy Florida, Inc
    Utility Deposit Bond
  • Utility Deposit Bond
    City of New Bern
    In Lieu of Deposit Bond
  • Utility Deposit Bond
    Duke Energy Progress
    (Duke Energy) Electric Service Bond
  • Financial Guarantee (All Other) Bond
    The North Carolina Community College System
    GUARANTY
  • Financial Guarantee (All Other) Bond
    North Carolina Community College System
    Guaranty
  • Lottery Bond
    North Carolina Lottery Commission
    Education Lottery Bond
  • Lottery Bond
    North Carolina Lottery Commission
    Education Lottery Bond
  • Appraisal Management
    North Carolina Appraisal Board
    Appraisal Management Company Bond

Types of North Carolina Surety Bonds

Whether you have to post a license and permit bond, contract bond, or court bond, Bryant Surety Bonds can provide you with the NC surety bond you need.

  • If you are undergoing a professional licensing process, you might be asked to post a North Carolina license and permit bond.
  • If you are a construction contractor bidding on public or private projects, you will likely be asked to post contract bonds.
  • More rarely, you might be required to obtain North Carolina court bonds by a state court.

We’re here to assist you in finding the bond you need, and starting your bonding process. Don’t hesitate to call us at (866)-450-3412.

Below you can find a review of all North Carolina surety bond types.

North Carolina License & Permit Bonds

When you are applying for a professional license with the state, local, or city authority that governs your trade, in many cases you are asked to post a license and permit bond. This is a prerequisite for obtaining the right to operate in your trade.

Just like in other states, North Carolina surety bonds serve an important function in guaranteeing the legal operation of businesses. Bonds safeguard the interests of the regulating authorities, and the general public.

You can think of your surety bond as an additional line of credit for your company. It guarantees you will follow applicable rules. If you transgress them, an affected party can make a claim on the bond. On proven claims, you might have to reimburse claimants up to maximum amount of the bond.

The most common North Carolina license and permit bonds include:

  • North Carolina auto dealer bond
    • Obligee: North Carolina Division of Motor Vehicles’ License and Theft Bureau
    • Bond amount: $50,000 for your first location and $25,000 for any additional one
  • North Carolina mortgage broker surety bond
    • Obligee: North Carolina Commissioner of Banks
    • Bond amount: $75,000-$250,000
  • North Carolina insurance broker bond
    • Obligee: North Carolina Department of Insurance
    • Bond amount: set on an individual basis

North Carolina Contract Bonds

North Carolina construction contractors bidding on private and public construction projects need to obtain different types of contract bonds. Unlike license bonds, contract bonds are required in relation to a specific project only.

The purpose of contract bonds is to guarantee the proper and timely performance of contractors. They protect project owners from non-completion, or low-quality work.

The usual kinds of contract bonds include:

  • Bid bonds
  • Performance bonds
  • Payment bonds
  • Maintenance bonds

North Carolina Court Bonds

A North Carolina state or local court, in specific cases, might ask you to obtain a court bond. While these types of bonds are quite rare, here at Bryant Surety Bonds we can underwrite them for you.

The typical situations in which you might have to get a court bond are:

  • You can be asked to get a supersedeas bond, also known as an appeal bond, if you want to bring a case to an appellate court.
  • You are likely to be asked for a fiduciary bond if you have been assigned by a North Carolina probate court to act as a guardian of another person’s assets or property.

Surety Bond Cost in North Carolina

For some NC surety bonds, the surety bond amount that you need to post might seem high. It’s important, though, to differentiate between this amount and your actual bond cost. The bond amount is the highest possible reimbursement that affected parties can receive on proven claims.

Your surety bond cost, on the other hand, is only a fraction of this amount. It is referred to as the bond premium, and is usually between 1% and 4% of the bond amount, for standard market bonding. A simple calculation shows that if you need a $50,000 North Carolina auto dealer bond, you might end up paying only a few hundred dollars.

When you apply for your bond, your surety examines your personal and business financials, and determines the risk involved in getting you bonded. The stronger your overall finances are, the lower your bond premium is likely to be.

The most important factors that are examined are:

  • Your personal credit score
  • Business financials
  • Assets and liquidity
  • Professional experience

For an estimate of your bond price, use our surety bond cost calculator in the right sidebar of the page. You can receive an exact quote for your North Carolina surety bond cost, after completing our full online application.

How to Get Bonded in North Carolina

If you’re wondering how to get bonded in NC, rest assured that obtaining your North Carolina surety bond is an easy process. Just apply online today for your bond quote. Once you’ve submitted your full application and included all required documents, we will review your case and issue your exact bond quote in no time.

After purchasing your bond, make sure to save a copy of it for future reference before sending the original bond form to the obligee.

Need more information about the bonding process? Make sure to check out in detail how surety bonds work.

Bryant Surety Bonds’ specialists are here to help you out with your bond application. Just call us at (866)-450-3412 and we will be happy to assist you.