Nebraska Surety Bond Overview

Surety bonds are required in Nebraska for a number of purposes. Businesses that want to obtain a license will often need to post a surety bond as part of the license application process. Contractors who wish to perform on certain construction projects are often also required to post one or several bonds.

What is the purpose of the bond?

The surety bond is a form of guarantee for the party that requests the bond. Typically, it is the various state agencies that require individuals or businesses to get bonded. These bonds serve as a guarantee that the bonded party (the bond principal) will comply with state laws and regulations.

If the bond principal violates the surety bond agreement and causes losses or damages to the state or public, a claim can be filed against the bond.

If you require more information about how bonds work and why they are required, see our 'What is a surety bond' guide for a full overview!

Ready to apply? Find the bond you need in the table below and follow the application link.

Want to know more about surety bonds in Nebraska? See the following sections for information about the types of bonds, the bond cost, and how to apply.

Find the Bond You Need

The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".

Investment Advisor (Blue Sky) Bond Nebraska Department of Banking and Finance Bureau of Securities Bond Apply Now
Check Sellers Bond Nebraska Department of Banking & Finance Delayed Deposit Services Business Bond Apply Now
Collection Agency Bond NE Collection Agency Licensing Board Collection Agency License Bond Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond Director, Dept of Banking and Finance Mortgage Originator Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept of Banking and Finance Mortgage Banker Apply Now
Mortgage Lender/Banker (1st & 2nd Mort.) Bond Dept. of Banking and Finance Mortgage Banker Apply Now
Title Insurance Agents & Escrow Officers Bond state of Nebraska Escrow Agents Bond Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Industry Licensing Board 50K Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Industry Licensing Board 25K Motor Vehicle Dealer Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Industry Licensing Board Motor Vehicle Dealer ($50K) Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Motor Vehicle Industry Licensing Board Motor Vehicle Dealer ($25K) Apply Now
Professional Licenses (All Other) Bond Dept. of Health and Human Services Wholesale Drug Distributor Apply Now
Schools (All) Bond Nebraska Department of Education Private Postsecondary Career School Bond Apply Now
Schools (All) Bond Nebraska Department of Health & Human Services Approved Training Agency Bond Apply Now
Schools (All) Bond Department of Health and Human Services Training Agency Bond Apply Now
Alcohol (Retailers) Bond Nebraska Liquor Control Commission Alcoholic Liquor Tax Bond Apply Now
Fuel Tax (All Others, Sellers & Users) Bond Nebraska Dept of Revenue Motor Fuels Tax Bond Apply Now
Lottery Bond Nebraska Department of Revenu Nebraska Lottery Retailer Apply Now
Appraisal Management Real Estate Appraisers Board Appraisal Management Company Bond Apply Now

Types of Nebraska Surety Bonds

The most common types of bonds required in the state include:

  • License and permit bonds - required when you want to obtain a professional license in certain industries.
  • Construction bonds - needed if you are a construction contractor who would like to bid on public or private construction projects.
  • Court bonds - required in certain special cases by a Nebraska court.

License & Permit Bonds

Obtaining a license is a usual requirement for plenty of Nebraska businesses, so that they operate in compliance with state, local or city rules. Getting a license and permit bond is often a part of that process.

The purpose of the Nebraska surety bond is to safeguard the interests of the state and the general public, protecting them from any fraudulent activities that businesses could engage in. In this sense, the bond is like an extra line of credit for your business. If you don’t comply with relevant regulations, a claim can be made on your bond. If the claim is proven, you might have to reimburse affected parties up to the maximum sum of the bond.

The most common Nebraska license and permit bonds are:

  • Motor vehicle dealer bond
    • Obligee: Nebraska Motor Vehicle Industry Licensing Board
    • Bond amount: $50,000
  • Contractor license bond
    • Obligee: Nebraska Department of Revenue
    • Bond amount: $1,000 for contracts between $2,500 and $10,000; for contracts above $10,000, the bond must be 10% of the contract amount for the first $100,000, and 5% of the amount above $100,000
  • Freight broker bond
    • Obligee: Federal Motor Carrier Safety Administration
    • Bond amount: $75,000
    • Expiration date: Coincides with the licensing year

About the author:
Todd Bryant
Todd Bryant is a graduate of Germantown Academy and the University of Pittsburgh College of Business Administration Honors College. He has been President of Bryant Surety Bonds, Inc., an A+ rated Business with the Better Business Bureau, since 2007. Licensed as a producer with the Department of Insurance, he has been published in the National Association of Surety Bond Producers newsletter and on numerous authoritative publications such as The Washington Post, Entrepreneur.com, Azcentral.com and many more.