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Health Club Surety Bond Overview
The health club bond is a financial guarantee bond, required by many state governments of gyms and health clubs that collect payment of their members for services up-front.
The bond is in place to protect the members of the club, should the club not fulfill their end of the prepaid membership. It guarantees that health clubs, massage studios and even self-defense clubs will fulfill their obligations, and that if they don’t, a claim can be made against their bond.
To find out more about the amounts of health club bonds in various states, how much your bond will cost and how you can get bonded, continue reading the next sections. Alternative, you can apply directly for the bond you need from the table below.
Find the Bond You Need
The table below contains a list of only the most popular surety bonds. If you can't find yours, fill out our online application and select "Not in the list".
District of ColumbiaHealth SpaDept of Consumer & Regulatory Affairs
FloridaHealth Studio BondDept of Agriculture and Consumer Services
FloridaHealth Studio BondDept of Agriculture and Consumer
Georgia(City of Johns Creek, GA) Massage License BondCITY OF JOHNS CREEK
KentuckyHealth ClubAttorney General Division of Consumer Protection
Local GovernmentMassage Establishment LicenseCity of Southfield
MarylandHealth ClubConsumer Protection Division
MassachusettsHealth ClubMassachusetts Attorney General
MinnesotaHealth, Dating or Buying ClubState of Minnesota
MissouriHealth ClubOffice Consumer Protection
MissouriHealth Club License BondOffice of Consumer Protection
New JerseyHealth ClubDivision of Consumer Affairs
New YorkHealth ClubDivision of Licensing Services
OkalahomaHealth SpaDept of Consumer Credit
OklahomaHEALTH SPA REGISTRATIONOklahoma Department of Consumer Affairs
PennsylvaniaHealth ClubBureau of Consumer Protection
Rhode IslandHealth Club LicenseAttorney General Office
South CarolinaPhysical Fitness Center Deposit BondSouth Carolina Department of Consumer Affairs
TennesseeSTATE OF TENNESSEE – HEALTH CLUB SURETYState of Tennessee Dept of Commerce & Insurance
TexasHealth SpaSecretary of State
UtahHealth Spa SuretyDept of Commerce, Division of Consumer Protection
VirginiaHealth SpaDept of Agriculture and Consumer Services
VirginiaHealth Club BondDept of Agriculture and Consumer Services
West VirginiaHealth ClubOffice of the Attorney General
WisconsinFitness CenterDept of Agriculture/Trade and Consumer Protection
Health Club Bond Cost
The amount of health club bonds varies by state and regulation. Some states have a flat bond requirement, while most states tier their requirement based on the size of the club, or length of the prepaid memberships. Here are the amounts of health club bonds in some of the states that require them:
|State||Health Club Surety Bond Amount|
|Florida||$25,000 - $50,000|
$50,000 (12 montd membership)
$75,000 (12-24 montd membership)
$150,000 (24-36 montd membership)
$50,000 (New club)
$50,000 - $200,000 (Existing club)
$50,000 (12 month membership or less)
$100,000 (12-24 month membership)
$200,000 (24 months or more membership)
|Texas||$20,000 - $50,000 (depending on amount of membership fees collected)|
|South Carolina||Varies, determined by South Carolina Department of Consumer Affairs|
|California||Varies, determined by California Secretary of State|
If you are not sure what the requirement for health club bonds is in your state or how much it would cost to obtain your bond, call our specialists at (866)-450-3412 to request help! They will help you with the information and provide you with further assistance.
The cost of your health club bond is a percentage of the full bond amount. This percentage is determined by sureties, based on the applicant’s financial status. Since health club bonds are a type of financial guarantee bond, sureties are usually more strict when setting rates.
Factors which are taken into account by sureties are:
- Personal credit score
- Applicant’s assets
- Business and personal financial statements
- Applicant industry experience
Personal credit score is by far the most important factor that influences surety bond rates. This is so because personal credit score reflects an applicant’s financial stability.
Applicants with a high credit score can expect to receive a quote which is between 1%-3% of the total bond amount. These are so-called standard market rates.
The rate of your bond also depends on the surety bond agency you are working with. Bryant Surety Bonds has extensive experience with underwriting health club bonds in all states which require them. We are able to find the best and lowest rates on surety bonds, because of our long partnerships with a number of the best surety bond companies in the country.
All our surety partners are A-rated and T-listed, which places them among the top companies in the industry. This means that we can provide our clients with low rates on their bonds, which are backed by reliable sureties with expertise in the field.
If you want to know how else you can influence your rate, our surety bond cost guide can provide you with all the necessary information. Have a look!
Bad Credit Dealer Bonds
Our [Bad Credit Surety Bond Program(/bad-credit-surety-bond-program) makes it possible for us to underwrite bonds even for applicants who have a low credit score or no credit score at all, even for financial guarantee bonds like the health club bond.
Rates under this program are slightly higher, between 4%-10%, because of the increased risk involved. Yet, we are able to approve most applicants and secure them the lowest rates available to them. Apply now and get approved instantly.
How to Get Your Health Club Bond
Applying for your health club bond is easy. Apply online here to fill in your bond application form. Once we process your application, we will get back to you with a free quote on your bond. You can expect to hear from us soon!
If you have any questions about health club bonds, don’t hesitate to call us at (866) 450-3412 anytime. Bryant Surety Bonds’ professionals have extensive knowledge and experience. We can respond to any questions you may have and help you with getting bonded.