How to Get a Dealer License in Florida in 7 Easy Steps

All motor vehicle dealers must be licensed and registered with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to legally operate in the state.​ The FLHSMV manages the licensing process and issues dealer licenses to all categories of motor vehicle dealers in Florida.

Follow these steps to apply for your Florida auto dealer license through the FLHSMV:

1. Determine the Type of Dealer License You Need

In Florida, there are different dealer licenses based on the type of vehicles you plan to sell. Identify which license category fits your business type before proceeding:

• VI – Independent Dealer License
  For businesses selling used motor vehicles only. This is the most common license for used car dealers.
• VF – Franchised Dealer License
  For businesses selling new motor vehicles under a franchise agreement. You must have a contract with the manufacturer or distributor.
• VW – Wholesale Dealer License
  For dealers who sell vehicles only to other licensed dealers. No retail sales to the public are allowed under this license.
• VA – Auction License
  For businesses that operate a vehicle auction, facilitating sales between licensed dealers or the public.
• SD – Salvage Dealer License
  For dealers who acquire and resell salvage or wrecked vehicles, often for rebuilding or parts.
• VI/SD – Dual License
  Some dealers apply for both VI and SD if they plan to sell both used and salvage vehicles.
• RV and Mobile Home Dealers
  Separate license types are required if you sell recreational vehicles (RV) or mobile homes:
  • RV – Recreational Vehicle Dealer
  • MH – Mobile Home Dealer

2. Complete the Dealer Application Form

Download and complete the Dealer License Application Form (HSMV 86056) from the FLHSMV website. This form requires basic information about your dealership, including business name, physical location, and ownership details.

3. Meet the Location Requirements

You must secure a permanent business location that complies with FLHSMV requirements:

• The location must be zoned for commercial use.
• You must have a permanent sign displaying the name of your dealership visible from a public road.
• The location must have space for vehicle display and record-keeping.

4. Obtain Required Documents and Fees

Collect the following required documents:

• Proof of Insurance: Provide a minimum of $25,000 in garage liability insurance.
• Surety Bond: Obtain a $25,000 auto dealer bond or line of credit.
• Federal Employer Identification Number (FEIN): Required for all businesses.
• Sales Tax Number: Register for a sales tax number with the Florida Department of Revenue.
• Dealer Training Certificate: Complete a pre-licensing dealer training course and include your certificate of completion with your application.

5. Submit the Application and Fees

Once you have completed the application form and all necessary documentation, submit them to the FLHSMV regional office along with the $300 application fee.

Ensure that all information is accurate to avoid delays in the review process.

6. Schedule and Pass the Dealership Inspection

After submitting your application, contact the FLHSMV office to schedule an inspection of your dealership. The FLHSMV inspector will conduct an on-site inspection and will check that your location meets the regulatory standards for signage, vehicle display, office space, and record-keeping.

7. Receive Your Dealer License

If you pass the inspection and meet all the requirements, you will be issued your motor vehicle dealer license.

You can now legally operate as a dealership in Florida!

How much does it cost to get a car dealer license in Florida?

• Registration Processing Fee: $6 per license type, per location.
• Application Fee: Varies based on the license type. For motor vehicle dealers, the fee is $300; for mobile home or recreational vehicle dealers, it’s $340. There could be fingerprinting fees (if applicable). Training fees are also separate and can vary.
• Insurance Costs: Premiums vary based on coverage limits and provider but are mandatory for all dealers.

How do I get a Florida dealer license without a lot?

In Florida, obtaining a motor vehicle dealer license typically requires a physical business location that meets specific criteria set by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). These requirements are detailed in Florida Administrative Code 15C-7.003, which outlines the standards for location, display space, and office facilities for motor vehicle dealers.

However, certain dealer license types, such as Wholesale Dealers (VW), may operate without a display lot. These dealers are permitted to buy, sell, or deal in motor vehicles exclusively at wholesale with other licensed dealers. It’s important to note that while a display lot may not be required, all other licensing and operational requirements must still be met.

Learn more about how to get licensed and start your auto dealership in Florida by downloading our FREE ebook guide:

Frequently Asked Questions

How long does it take to get a dealer license in Florida?

The process for obtaining a motor vehicle dealer license in Florida typically takes several weeks, depending on the completeness of your application and adherence to all required steps. Some applicants may experience delays due to site inspections, background checks, or awaiting approval for documents.

Note: There’s no guaranteed timeline — FLHSMV reviews applications regionally, and response times may vary.

Is insurance mandatory for all dealers?

Yes, insurance is mandatory for all licensed motor vehicle dealers in Florida. You must carry garage liability insurance with minimum coverage of $25,000 combined single-limit coverage for bodily injury and property damage, plus $10,000 in personal injury protection (PIP). Additionally, you must submit a $25,000 surety bond or irrevocable letter of credit as part of the licensing requirements.

Tip: Make sure your insurance provider is licensed to operate in Florida and understands the specific coverage needed for dealers.

How often do I need to renew my dealer license?

Dealer licenses in Florida are typically renewed annually (or in some cases – biennially), depending on the type of license, and the state generally requires yearly renewal by April 30. Independent dealers (VI license holders) are also required to complete a 2-hour continuing education course every two years to remain eligible for renewal.

Can I get a dealer license if I don’t plan to sell vehicles regularly?

Florida law requires a dealer license if you buy, sell, or deal in three or more motor vehicles in a 12-month period. If you only plan to sell occasionally (fewer than 3 per year), you typically do not need a license.

If you do not intend to sell vehicles regularly but still wish to get licensed, you may apply for a wholesale dealer license, but keep in mind that it does not exist to bypass regular sales — it’s meant for dealers selling to other licensed dealers only.

Does Florida have different licensing requirements in major cities like Miami or Orlando?

While state dealer licensing requirements are the same across Florida, cities like Miami or Orlando may have additional zoning or business license regulations. Always check with your local city or county government to ensure compliance.